Internet-based system for enabling information-related transactions over the internet
A novel transaction-enabling method and system are disclosed, wherein a transaction-enabling Java-Applet is embedded within an HTML-encoded document stored in an HTTP server at predetermined URL. When a code symbol (e.g., magstripe or bar code) encoded with the URL is read using a code symbol reader interfaced with a Java-enabled Internet terminal, the corresponding HTTP document is automatically accessed and displayed at the terminal, and the transaction-enabling Java-Applet initiated for execution so that the customer, consumer or client desiring the transaction can simply and conveniently conduct the information-related transaction over the Internet. The transaction-enabling Internet terminal can be in the form of an Internet kiosk installed in a public location, in the manner as conventional ATMs. By virtue of the present invention, universal transaction machine (UTMs) can be easily deployed for use by the mass population so that they can easily conduct various types of transaction over the Internet.
1. An Internet-based system for enabling information-related transactions over the Internet, comprising:
an Internet information server connected to the Internet, for storing a document having a location on the Internet specified by a predetermined URL, said document embodying a transaction-enabling Applet which, when executed, enables a user to conduct an information-related transaction over the Internet; and
a transaction-enabling Internet terminal for requesting said document and executing said transaction-enabling Applet embedded therein, said transaction-enabling Internet terminal including
an Internet browser program for executing Applets, including said transaction-enabling Applet, embedded within said document,
a display screen for visually displaying said documents,
a data entry means for entering data into said Internet browser program, and
a code symbol reader, operably connected to said Internet browser program, for scanning a URL-encoded symbol encoded with said predetermined URL, decoding said scanned URL-encoded symbol, producing symbol character data representative of said predetermined URL, and providing said predetermined URL to said Internet browser program for accessing said document whose location is specified by said predetermined URL,
wherein, when said URL-encoded symbol is scanned by said code symbol reader, said scanned URL-encoded symbol is automatically decoded, symbol character data representative thereof is automatically produced and provided to said Internet browser program,
whereupon said Internet browser program automatically accesses said document from said Internet information server in order to execute said transaction-enabling Applet embedded therein and thereby enable the user to conduct said information-related transaction over the Internet at said transaction-enabling Internet terminal.
2. The Internet-based system of claim 1 , wherein said URL-encoded symbol a URL-encoded magstripe encoded with said predetermined URL, and said code symbol reader is a magstripe reader for reading said URL-encoded magstripe.
3. The Internet-based system of claim 2 , wherein said URL-encoded magstripe is applied to a transaction card associated with said information-related transaction.
4. The Internet-based system of claim 1 , wherein said URL-encoded symbol is a URL-encoded bar code symbol, and said code symbol reader is a bar code symbol reader for reading said URL-encoded bar code symbol.
5. The Internet-based system of claim 4 , wherein said bar code symbol reader is selected from the group consisting of: a laser scanning bar code symbol reader, a CCD-type bar code symbol, and a Wand-type bar code symbol reader.
6. The Internet-based system of claim 1 , wherein said transaction-enabling Internet terminal comprises a hand-supportable data terminal with an integrated bar code symbol reader.
7. The Internet-based system of claim 1 , wherein said transaction-enabling Internet terminal comprises a kiosk-type device having a bar code symbol reader for reading URL-encoded bar code symbols, or a magstripe reader for reading URL-encoded magstripes.
8. The Internet-based system of claim 1 , wherein said transaction-enabling Internet terminal comprises a body-wearable computer system.
9. The Internet-based system of claim 1 , wherein, when said URL-encoded symbol is scanned by said code symbol reader, said scanned URL-encoded symbol is automatically decoded, symbol character data representative thereof is automatically produced and provided to said Internet browser program,
whereupon said Internet browser program automatically accesses said document from said Internet information server and initiates execution of said transaction-enabling Applet embedded therein, thereby enabling the user to conduct said information-related transaction over the Internet at said transaction-enabling Internet terminal.
10. The Internet-based system of claim 1 , wherein said document is an HTML-encoded document.