IP Library › Granted Patent US 7,386,487
Granted Patent B2
US 7,386,487 · App. 10/911,295 · Granted Jun 10, 2008

Comparison shopping via financial management software

Assignee: International Business Machines Corporation
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Quick Facts
Patent No.
US 7,386,487
App. No.
10/911,295
Granted
Jun 10, 2008
Kind
B2
Abstract

The invention comprises a financial management program and one or more databases containing information on merchants and their products. The program interacts with the databases containing the product information to return the prices and availability of goods located in a designated area. The program compares prices from various merchants and displays the results to the consumer. The program also allows the consumer to compare the prices with a household budget and financial data, while keeping track of trends in the consumer's spending and buying habits.

Claims (12)

1. A process for comparing a plurality of merchants' prices for products, the process comprising the steps of:

inserting into a database each merchant's prices;

purchasing a product;

transmitting the purchase price to a bank;

receiving the purchase price from the bank;

receiving the merchant prices from the database;

matching the purchased product with all corresponding merchant prices in the database; and

determining the difference between the purchase price and each corresponding merchant price;

whereby a consumer can compare the purchase price with each merchant's offered price for the same product.

2. The process of claim 1 further comprising the step of designating a preferred merchant location; wherein the merchant prices retrieved are limited to prices offered by merchants within the preferred merchant location.

3. The process of claim 1 further comprising the step of determining the maximum difference between the purchase price and the corresponding merchant prices.

4. The process of claim 2 further comprising the step of determining the maximum difference between the purchase price and the corresponding merchant prices.

Assignments (1)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Aug 20, 2004
From: LEGGETT, JACQUELLE D.; PETERS, MARK E.
To: INTERNATIONAL BUSINESS MACHINES CORPORATION
Reel/Frame 015010/0686 →
Continuity (1)
Related Publication 20060031123A1 · Feb 9, 2006