Non-structural insulating panel system

1. An insulating panel structure for application to the exterior of a building, the panel structure having an inner surface to be located adjacent to the building exterior and an outer surface to be attached to an exterior load, the panel structure comprising:

external stringers along the outer surface of the panel for attachment of the exterior load,

connectors extending perpendicularly from the panel inner surface and secured to the external stringers to transmit compressive forces from the exterior load to the building,

lateral connectors connected to the external stringers that extend diagonally upward from the external stringers to the panel inner surface to transmit tensile forces from the weight of the exterior load from the external stringers of the panel to the building, and

insulating foam embedded in the space defined between the inner and outer surfaces,

wherein the perpendicular connectors are tubular with an opening at the outer surface of the panel to receive a fastener and an internal shoulder near the inner surface of the panel to seat the fastener to fasten the tubular connector to the building and wherein the external stringers, lateral connectors and foam are connected to the tubular connectors and are secured to the building through their connection to the tubular connectors.

2. The insulating panel structure claimed in claim 1 , wherein the lateral connectors connect between one tubular connector and another tubular connector vertically displaced from the one tubular connector.

3. The insulating panel structure claimed in claim 2 , wherein the lateral connectors have collars fitting over the tubular connectors, and including a spacer tube that fits over the tubular connector between two lateral connector collars.