IP Library › Granted Patent US 9,098,843
Granted Patent B2
US 9,098,843 · App. 12/944,057 · Granted Aug 4, 2015

System and method for temporarily enabling proprietary transit payments on a hotel room key

Inventors: Zack Fuerstenberg (Toronto, CA); Oleg Makhotin (Mississauga, CA); William Alexander Thaw (San Mateo, CA)
Assignee: Visa International Service Association
G06Q20/28G06Q10/10G06Q20/102G07F17/0014
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Quick Facts
Patent No.
US 9,098,843
App. No.
12/944,057
Filed
Nov 11, 2010
Granted
Aug 4, 2015
Kind
B2
Art Unit
3696
USPC
705/40
Abstract

One embodiment of the invention is directed to a system comprising a database and a server computer coupled to the database, wherein the server computer comprises a processor and a computer-readable storage medium coupled to the processor, the computer readable storage medium comprising code executable by the processor for implementing a method comprising: receiving transit transaction data, determining a hotel based on the transit transaction data, and sending the transit transaction data to the hotel, wherein the hotel places a transit charge based on the transit transaction data onto a hotel folio. Another embodiment of the invention is directed to a method, the method comprising receiving transit transaction data, determining a hotel based on the transit transaction data, and sending the transit transaction data to the hotel, wherein the hotel places a transit charge based on the transit transaction data onto a hotel folio.

Claims (35)

1. A portable device payment processing system comprising:

a database; and

a server computer coupled to the database, wherein the server computer comprises a processor and a computer-readable storage medium coupled to the processor, the computer-readable storage medium comprising code executable by the processor for implementing a method comprising:

receiving transaction data at the server computer from a transit payment system, wherein the transaction data is transit transaction data, the transit transaction data including an identifier of the transit payment system and a payment application identifier of a payment application, and wherein the payment application is embedded in a portable device involved in a transaction with the transit payment system;

determining, by the server computer, a hotel based on the payment application identifier in the transaction data; and

sending, by the server computer, the transaction data to a hotel management system associated with the hotel, wherein the hotel management system places a charge based on the transaction data onto a hotel folio.

2. The system of claim 1 , wherein the transaction data includes data received from the payment application.

3. The system of claim 1 , wherein the transaction with the transit payment system is conducted using the payment application.

4. The system of claim 1 , wherein the method further comprises:

receiving, from the hotel management system, an activation request to activate the portable device for use with the transit payment system, wherein the activation request includes the payment application identifier; and

processing the activation request, wherein processing the activation request includes storing information indicating an association between the portable device and a hotel identifier of the hotel corresponding to the hotel management system, and wherein the stored information includes the payment application identifier.

5. The system of claim 1 , wherein the portable device further includes a hotel room key application.

6. The system of claim 5 , wherein the hotel room key application is configured to communicate with an access control device to access a hotel room.

7. The system of claim 1 , wherein the portable device is configured by the hotel management system, and wherein the portable device is configured with a threshold monetary value for use with the transit payment system.

8. The system of claim 1 , wherein the payment application is configured by the hotel management system, and wherein the portable device is configured with a value corresponding to an amount of transit trips for use with a transit system corresponding to the transit payment system.

9. A method comprising:

receiving transaction data at a server computer from a transit payment system, wherein the transaction data includes transit transaction data, the transit transaction data including an identifier of the transit payment system and a payment application identifier of a payment application, and wherein the payment application is embedded in a portable device involved in a transaction with the transit payment system;

determining, by the server computer, a hotel based on the payment application identifier in the transaction data; and

sending, by the server computer, the transaction data to a hotel management system associated with the hotel, wherein the hotel management system places a charge based on the transaction data onto a hotel folio.

10. The method of claim 9 , further comprising:

calculating a hotel commission based on the transaction data.

11. The method of claim 9 , further comprising:

receiving, from the hotel management system, an activation request to activate the portable device for use with the transit payment system, wherein the activation request includes the payment application identifier; and

processing the activation request, wherein processing the activation request includes storing information indicating an association between the portable device and a hotel identifier of the hotel corresponding to the hotel management system, and wherein the stored information includes the payment application identifier.

12. The method of claim 11 , further comprising:

sending, to the transit payment system, a request to activate the portable device for use with the transit payment system; and

sending, to the hotel management system, an authentication response indicating an result of the activation request.

13. The method of claim 9 , wherein the transaction data includes data received from the payment application embedded in the portable device.

14. The method of claim 9 , wherein the transaction data is received according to a format of a first application programming interface.

15. The method of claim 14 , wherein the received transaction data is sent to the hotel management system according to a format of a second application programming interface.

16. The method of claim 9 , wherein the hotel folio includes charges for transit fare purchases associated with a transit system.

17. The method of claim 16 , wherein the hotel management system initiates a transfer of funds to pay for the transit fare purchases to the transit system.

18. The method of claim 9 , wherein the server computer is included in a payment processing network.

19. The method of claim 9 , wherein the transit payment system is associated with a transit transportation system, and wherein the payment application is configured for use with the transit payment system.

20. The method of claim 9 , wherein the portable device includes a plurality of payment applications, and wherein each payment application of the plurality of payment applications is associated with a distinct payment application identifier and is configured to conduct transactions with a particular transit payment system of a distinct transit system.

Assignments (1)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Nov 11, 2010
From: FUERSTENBERG, ZACK; MAKHOTIN, OLEG; THAW, WILLIAM ALEXANDER
To: VISA INTERNATIONAL SERVICE ASSOCIATION
Reel/Frame 025354/0273 →
Continuity (2)
Provisional Application 61292766 · Jan 6, 2010
Related Publication 20110166995A1 · Jul 7, 2011