IP Library › Granted Patent US 9,805,297
Granted Patent B2
US 9,805,297 · App. 13/187,502 · Granted Oct 31, 2017

Systems and methods for programmable payment cards and devices with loyalty-based payment applications

Inventors: Jeffrey D. Mullen (Pittsburgh, PA); Philip Yen (Cupertino, CA)
Assignee: DYNAMICS INC.
G06K19/06206G06F3/0488G06K7/0004G06K7/084G06K7/087G06K19/06187G06K19/07G06K19/0704G06K19/0723G06K19/0725G06K19/0775G06K19/07345G06K19/07703G06K19/07705G06K19/07707G06K19/07709G06K19/07749G06K19/07766G06K19/07769G06K19/07773G06Q20/18G06Q20/20G06Q20/34G06Q20/341G06Q20/3415G06Q20/352G06Q20/385G06Q30/0222G06Q30/0241G06Q30/0277G06Q30/0641G07F7/0806G07F7/1008
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Quick Facts
Patent No.
US 9,805,297
App. No.
13/187,502
Filed
Jul 20, 2011
Granted
Oct 31, 2017
Kind
B2
Art Unit
2887
USPC
235/493
Abstract

A payment card (e.g., credit and/or debit card) or other device (e.g., mobile telephone) is provided with a magnetic emulator operable to communicate data to a magnetic stripe read-head. Data may include the type of reward that a user would like to earn as a result of making a purchase or the type of reward that a user would like to utilize to at least partially pay for a purchase.

Claims (20)

1. A method comprising:

receiving first information from a payment device as a result of, at least in part, a first button being pressed on said payment device, wherein said payment device is battery powered;

completing a first purchase transaction utilizing, at least in part, said first information, wherein points are earned for an account as a result of completing said first purchase transaction with said first information; and

completing a second purchase transaction utilizing, at least in part, second information received from said payment device, wherein said earned points are used as a result of completing said second purchase transaction with said second information.

2. The method of claim 1 , wherein said payment device includes a second button.

3. The method of claim 1 , wherein said payment device includes a processor and an RFID.

4. The method of claim 1 , wherein said payment device includes an IC chip.

5. The method of claim 1 , wherein said payment device includes a display.

6. The method of claim 1 , wherein said payment device includes a display and an IC chip.

7. The method of claim 1 , wherein said payment device includes a plurality of displays.

8. The method of claim 1 , wherein said payment device includes a first light source.

9. The method of claim 1 , wherein said payment device includes a first and a second light source.

10. The method of claim 1 , wherein said payment device includes a biometric sensor.

11. The method of claim 1 , wherein said payment device includes a display for displaying indicia indicative of said first button being pressed.

12. The method of claim 1 , wherein said payment device includes a first display for displaying indicia indicative of said first button being pressed and a second display for displaying indicia indicative of a second button being pressed.

13. The method of claim 1 , wherein said payment device includes a dynamic magnetic stripe communications device for providing said first and second information.

14. The method of claim 1 , wherein said payment device includes an RF antenna for providing said first and second information.

15. The method of claim 1 , wherein said payment device includes an exposed chip for providing said first and second information.

16. The method of claim 1 , wherein said payment device includes a first light source for displaying light indicative of said first button being pressed.

17. The method of claim 1 , wherein said payment device includes a first light source for displaying light indicative of said first button being pressed and a second light source for displaying light indicative of a second button being pressed.

Assignments (1)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Aug 2, 2012
From: MULLEN, JEFFREY D.; YEN, PHILIP
To: DYNAMICS INC.
Reel/Frame 028705/0786 →
Continuity (13)
Continuation 12339085 · Dec 19, 2008
Provisional Application 61016491 · Dec 24, 2007
Provisional Application 61026846 · Feb 7, 2008
Provisional Application 61027807 · Feb 11, 2008
Provisional Application 61081003 · Jul 15, 2008
Provisional Application 61086239 · Aug 5, 2008
Provisional Application 61090423 · Aug 20, 2008
Provisional Application 61097401 · Sep 16, 2008
Provisional Application 61112766 · Nov 9, 2008
Provisional Application 61117186 · Nov 23, 2008
Provisional Application 61119366 · Dec 2, 2008
Provisional Application 61120813 · Dec 8, 2008
Related Publication 20110276381A1 · Nov 10, 2011