IP Library Granted Patent US 10,152,221
Granted Patent B2
US 10,152,221 · App. 15/685,627 · Granted Dec 11, 2018

Banking services experience center

Inventors: Aveek Kumar Mukherjee (Kolkata, IN); Sunil Cherian Korah (Bangalore, IN); Sudheendranath R. Bhatt (Bangalore, IN); Sukesh Krishnamoorthy (Bangalore, IN)
Assignee: Wells Fargo Bank, N.A.
G06F3/0488G06F3/167G06Q10/103G09B5/065G09B19/00G06Q40/02
View Patent ↗
Loading inventors, assignments & file history…
Monitor This Case
Get email alerts when status or documents change.
Order Certified Copies
Most orders are placed with the USPTO same day — all within 24 business hours.
Order via The Patent Place →
Pre-filled with this patent's details
Quick Facts
Patent No.
US 10,152,221
App. No.
15/685,627
Granted
Dec 11, 2018
Kind
B2
Abstract

A system for creating an interactive banking experience includes: a facility for housing the interactive banking experience; a first electronic computing device for controlling the interactive banking experience, the interactive banking experience comprising one or more banking workflow scenarios; an environmental control system for creating ambient conditions corresponding to the one or more banking workflow scenarios; and a detection system for detecting gestures and voice commands from a user, the gestures and voice commands being used to activate workflow steps in the one or more banking workflow scenarios.

Claims (42)

1. A method for implementing an interactive banking experience, the method comprising:

on an electronic computing device, receiving a request for access authentication for a user of an interactive banking center;

determining a profile for the user based upon the access authentication, the profile designating access rights for the interactive banking center;

initiating a workflow in the interactive banking center, the workflow corresponding to the profile of the user or driven by preferences of the user, the workflow being one of a plurality of workflows used in the interactive banking center, each of the plurality of workflows being associated with a combination of lighting and images in a facility for housing the interactive banking center;

activating lighting and images corresponding to the workflow; displaying an interactive image of a participant in the workflow; initiating a dialog between the participant and the user; receiving responses from the user; and activating steps in the workflow based upon the responses.

2. The method of claim 1 , wherein at least some of the responses are verbal responses.

3. The method of claim 1 , wherein at least some of the responses are gestures.

4. The method of claim 1 , wherein at least some of the responses include data.

5. The method of claim 1 , further comprising stopping the workflow based upon a response.

6. The method of claim 5 , further comprising displaying images of data flow during the workflow when the workflow is stopped.

7. The method of claim 5 , further comprising displaying an architecture of the workflow when the workflow is stopped.

8. The method of claim 5 , further comprising:

receiving changes to the workflow when the workflow is stopped; and

incorporating the changes into the workflow.

9. The method of claim 1 , further comprising organizing the steps in the workflow in hierarchical levels.

10. The method of claim 9 , wherein the workflow is initiated at a level corresponding to an experience level of the user.

11. The method of claim 1 , wherein the workflow corresponds to originating a mortgage and the images simulate a mortgage company office.

12. The method of claim 1 , wherein the workflow corresponds to opening a bank account and the images simulate a bank branch.

13. A method for implementing an interactive banking experience in a facility for housing an interactive banking center, the method comprising:

on a first electronic computing device, receiving a request for access authentication for a user of the interactive banking center;

determining a profile for the user based upon the access authentication, the profile designating access rights for the interactive banking center;

determining from the profile that the user is a bank teller trainee;

initiating a workflow in the interactive banking center, the workflow corresponding to a training session for a bank teller;

activating lighting and images corresponding to a teller's station; displaying an interactive image of a bank customer in the workflow; initiating a dialog between the bank customer and the user; receiving responses from the bank customer; and activating steps in the workflow based upon the responses.

14. The method of claim 13 , further comprising receiving verbal responses from the bank customer.

15. The method of claim 13 , further comprising receiving gesture responses from the bank customer.

16. The method of claim 13 , wherein after one of the responses is received, stopping the workflow.

17. The method of claim 16 , wherein after the workflow is stopped, displaying images of data flow during the workflow.

18. The method of claim 16 , further comprising displaying an architecture of the workflow when the workflow is stopped.

19. The method of claim 16 , further comprising:

receiving changes to the workflow when the workflow is stopped; and

incorporating the changes into the workflow.

20. A method for implementing an interactive banking experience in a facility for housing an interactive banking center, the method comprising:

on an electronic computing device, receiving a request for access authentication for a user of the interactive banking center;

determining a profile for the user based upon an access authentication of the user to the interactive banking center, the profile designating access rights for the interactive banking center;

initiating a workflow in the interactive banking center, the workflow corresponding to the profile of the user, the workflow comprising a plurality of steps, the steps being organized in hierarchical levels;

activating lighting and images corresponding to the workflow;

activating a step of the workflow corresponding to an experience level of the user, the experience level being determined from the profile for the user;

displaying an interactive image of a participant in the workflow; initiating a dialog between the participant and the user;

receiving responses from the user, the responses including one or more of verbal responses, gestures and data;

activating steps in the workflow based upon the responses; stopping the workflow based upon a response;

displaying images of data flow during the workflow when the workflow is stopped; and displaying an architecture of the workflow when the workflow is stopped, the architecture including one or more of application screens, processes, process flow, hardware and network configuration.

Assignments (4)
STATEMENT OF CHANGE OF ADDRESS OF ASSIGNEE Recorded Jun 17, 2025
From: WELLS FARGO BANK, N.A.
To: WELLS FARGO BANK, N.A.
Reel/Frame 071658/0990 →
CHANGE OF NAME Recorded Nov 2, 2017
From: WELLS FARGO INDIA SOLUTIONS PRIVATE LIMITED
To: WELLS FARGO EGS (INDIA) PRIVATE LIMITED
Reel/Frame 044021/0232 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Nov 2, 2017
From: WELLS FARGO EGS (INDIA) PRIVATE LIMITED
To: WELLS FARGO BANK, N.A.
Reel/Frame 044021/0289 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Aug 25, 2017
From: MUKHERJEE, AVEEK KUMAR; KORAH, SUNIL CHERIAN; BHATT, SUDHEENDRANATH R.; KRISHNAMOORTHY, SUKESH
To: WELLS FARGO INDIA SOLUTIONS PRIVATE LIMITED
Reel/Frame 043405/0834 →
Continuity (3)
Division 14166033 · Jan 28, 2014
Provisional Application 61757775 · Jan 29, 2013
Related Publication 20170351400A1 · Dec 7, 2017