IP Library › Granted Patent US 10,339,531
Granted Patent B2
US 10,339,531 · App. 15/178,643 · Granted Jul 2, 2019

Organic light emitting diode (“OLED”) security authentication system

Inventors: Rajan Khurana (New Delhi, IN); Monika V. Kapur (Jacksonville, FL)
Assignee: Bank of America Corporation
G06Q20/4093G06K9/00013G06Q20/20G06Q20/352G06Q20/3829G09G3/3208H04L63/0861H04L63/10H04W12/06H04W12/08G09G2358/00G09G2380/02
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Quick Facts
Patent No.
US 10,339,531
App. No.
15/178,643
Granted
Jul 2, 2019
Kind
B2
Abstract

Aspects of the invention relate to a smart card that leverages emerging technology hardware to enhance secure release of sensitive data associated with the smart card. The smart card may include an OLED display. The device may include one or more biometric sensors. Embodiments may include pairing a device with a portal used to access sensitive data. When accessing the portal, the user may be required to verify that the device is present before gaining access to the sensitive data.

Claims (56)

1. A smart card comprising:

an array of organic light emitting diodes (“OLEDs”) forming one or more pixels, the array of OLEDs having a thickness that is not greater than 0.25 mm and having a surface area that is at least 90% of 85.60 mm×53.98 mm;

a power source that is not greater than 0.8 mm thick;

a biometric sensor having a thickness that is not greater than 0.8 mm;

a wireless communication circuit having a thickness that is not greater than 0.8 mm; and

a processor circuit comprising a non-transitory memory, a processor and an electronic signature of a fingerprint stored in the non-transitory memory, the processor circuit having a thickness that is not greater than 0.25 mm;

wherein in operation, the processor circuit controls operation of the biometric sensor and the wireless communication circuit by:

instructing the wireless communication circuit to scan for a wireless network and connect to a first node on the wireless network;

in response to connecting to the first node:

instructing the one or more pixels to indicate a position of the biometric sensor; and

instructing the biometric sensor to scan for and capture an electronic signature of a fingerprint pressed against the biometric sensor;

in response to capturing the electronic signature of the fingerprint, verifying the fingerprint by confirming that the electronic signature of the fingerprint captured by the biometric sensor corresponds to the electronic signature of the fingerprint stored in the non-transitory memory;

in response to verifying the fingerprint, generating a randomly generated authentication key based on the electronic signature of the fingerprint; and

instructing the wireless communication circuit to transmit the randomly generated authentication key to the first node on the wireless network and thereby access a second node on the wireless network.

2. The smart card of claim 1 wherein, the randomly generated authentication key is Universal 2 nd Factor compliant.

3. The smart card of claim 1 wherein, the first node on the wireless network is a point-of-sale terminal.

4. The smart card of claim 1 wherein, the wireless communication circuit has a maximum transmission range of 50 cm.

5. The smart card of claim 1 wherein, the power source comprises a battery having a thickness that is not greater than 0.5 mm.

6. The smart card of claim 1 wherein, when the wireless communication circuit is in communication with the first node, the processor circuit instructs the array of OLEDs to display identification of the wireless network on a pre-determined surface area of the array of OLEDs.

7. The smart card of claim 1 wherein, the first node is a mobile device.

8. A smart card comprising:

an array of organic light emitting diodes (“OLEDs”) forming one or more pixels, the array of OLEDs having a thickness that is not greater than 0.25 mm and having a surface area that is at least 90% of 85.60 mm×53.98 mm; and

a pressure sensitive biometric sensor embedded in the array of OLEDs;

a wireless communication circuit having a thickness that is not greater than 0.8 mm;

a processor circuit comprising a non-transitory memory, a processor and an electronic signature of a fingerprint stored in the non-transitory memory, the processor circuit having a thickness that is not greater than 0.25 mm; and

a battery for powering the array of OLEDs, the biometric sensor, the wireless communication circuit and the processor circuit, the battery having a thickness that is not greater than 0.5 mm;

wherein in operation, the processor circuit controls operation of the biometric sensor and the wireless communication circuit by:

in response to detecting pressure applied to the biometric sensor:

instructing the wireless communication circuit to scan for a wireless network and connect to a first node on the wireless network; and

instructing the biometric sensor to scan for a fingerprint;

in response to a capturing of the fingerprint by the biometric sensor, verifying the fingerprint by confirming that an electronic signature of the fingerprint captured by the biometric sensor corresponds to the electronic signature of the fingerprint stored in the non-transitory memory;

in response to verifying the fingerprint, generating a randomly generated authentication key;

instructing the wireless communication circuit to transmit the randomly generated authentication key to the first node on the network and thereby obtain access to a second node on the network.

9. The smart card of claim 8 wherein the randomly generated authentication key is Universal 2 nd Factor compliant.

10. The smart card of claim 8 wherein the first node on the wireless network is a point-of-sale (“POS”) terminal.

11. The smart card of claim 10 wherein, the when the wireless communication circuit is connected to the POS terminal, the processor circuit instructs the array of OLEDs to mirror information displayed on the POS terminal.

12. The smart card of claim 11 wherein when the array of OLEDs mirrors the information displayed on the POS terminal, the processor circuit is configured to process pressure applied to the pressure sensitive biometric sensor as a response to the information displayed on the POS terminal.

13. The smart card of claim 8 wherein the wireless communication circuit has a maximum range of 50 cm.

14. The smart card of claim 8 further comprising a thermoelectric generator that is not greater than 0.8 mm thick.

15. The smart card of claim 8 wherein, when the wireless communication circuit is connected to the second node, the processor circuit instructs the array of OLEDs to display an identification of the wireless network picture on a pre-determined surface area of the array of OLEDs.

16. The smart card of claim 8 wherein the second node is a mobile device.

17. A smart card comprising:

a flexible array of organic light emitting diodes (“OLEDs”) forming one or more pixels, the array of OLEDs having a thickness that is not greater than 0.25 mm and having a surface area that is at least 90% of 85.60×53.98 mm;

a pressure sensitive biometric sensor positioned below the flexible array of OLEDs;

a wireless communication circuit having a thickness that is not greater than 0.8 mm;

a processor circuit comprising a non-transitory memory, a processor and an electronic signature of a fingerprint stored in the non-transitory memory, the processor circuit having a thickness that is not greater than 0.25 mm; and

wherein in operation, the processor circuit controls operation of the biometric sensor and the wireless communication circuit by:

in response to detecting pressure applied to the flexible array of OLEDs:

instructing the wireless communication circuit to scan for a wireless network and connect to a node on the wireless network; and

instructing the biometric sensor to scan for a fingerprint;

in response to a capturing of the fingerprint by the biometric sensor, verifying the fingerprint by confirming that an electronic signature of the fingerprint captured by the biometric sensor corresponds to the electronic signature of the fingerprint stored in the non-transitory memory;

in response to verifying the fingerprint, generating a randomly generated authentication key; and

instructing the wireless communication circuit to transmit the randomly generated authentication key to the node on the network and thereby obtain access to a plurality of nodes on the wireless network.

18. The smart card of claim 17 further comprising a battery for powering the OLED layer, the biometric sensor, the wireless communication circuit and the processor circuit.

19. The smart card of claim 18 wherein the battery has a thickness that is not greater than 0.5 mm.

20. The smart card of claim 17 wherein the wireless communication circuit is powered by signals transmitted to the wireless communication circuit from the node.

Assignments (1)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Jun 10, 2016
From: KHURANA, RAJAN; KAPUR, MONIKA V.
To: BANK OF AMERICA CORPORATION
Reel/Frame 038872/0071 →
Continuity (1)
Related Publication 20170357979A1 · Dec 14, 2017