Systems and methods for managing an account
An account is managed using information read from a dual frequency transponder. Information stored on the dual frequency transponder can be read by a NFC-enabled device and by a UHF RFID reader. The information links, corresponds, or otherwise provides access to account information stored at a remote server. For example, a NFC-enabled device can read the information from the dual frequency transponder and use that information to enable instant and on-the-spot recharging of a toll account. In addition, a UHF RFID toll reader can scan information from the dual frequency transponder and use that information to debit toll charges from the correct toll account. The dual frequency transponder can be embedded in a license plate and read using a reader placed in the road. Additionally, the transponder can be configured to function at the correct frequency only when a valid vehicle registration sticker is applied to the license plate.
1. A system for managing an account, comprising:
a multi-frequency radio frequency identification (RFID) tag configured to operate using a plurality of frequency bands and store information; and
a first device comprising a memory, a processor, and a first RFID reader operating at a first frequency band of the plurality of frequency bands, the first device configured to:
read, using the first RFID reader, at least a first portion of information stored on the multi-frequency RFID tag, and
trigger an application to launch based at least on the first portion of the information read from the multi-frequency RFID tag, the application comprising a plurality of instructions stored on the memory, the plurality of instructions causing the processor to access account information of the account,
wherein the multi-frequency RFID tag is configured to communicate at least a second portion of the information stored on the multi-frequency RFID tag to a second device via a second RFID reader of the second device operating at a second frequency band of the plurality of frequency bands.
2. The system of claim 1 , wherein the second device is configured perform an action related to the account based, in part, on the second portion of the information read from the multi-frequency RFID tag.
3. The system of claim 1 , wherein, based on launching the application, the first device is configured to prompt a user of the first device to provide one or more forms of authentication credentials.
4. The system of claim 3 , wherein the first device is configured to access the rest of the information stored on the multi-frequency RFID tag based on successfully authenticating the provided one or more forms of authentication credentials.
5. The system of claim 3 , wherein the one or more forms of authentication credentials includes one or more of a biometric, username, or password.
6. The system of claim 1 , wherein the first device is configured to access the account information by retrieving the account information stored at a remote server based at least on the first portion of the information read from the multi-frequency RFID tag.
7. The system of claim 6 , wherein the account information includes an account status and an account balance, and wherein the first device is configured to update the account information by updating at least one of the account status or the account balance based on the processed one or more instructions received from a user.
8. The system of claim 1 , wherein the application is configured to:
display the account information;
display one or more options for a user to perform an action with respect to the account information; and
receive a user selection from the one or more options to perform an action with respect to the account information.
9. The system of claim 8 , wherein the one or more options includes at least one or more of retrieve the account information stored on a remote server, one or more recharge amounts, one or more payment methods, or read the information stored on the multi-frequency RFID tag.
10. The system of claim 9 , wherein the one or more payment methods include a virtual wallet.
11. The system of claim 1 , wherein the first frequency band comprises a high frequency (HF) band or an ultra-high frequency (UHF) band.
12. The system of claim 1 , wherein the first RFID reader is configured to read the information stored on the RFID tag using near field communication (NFC).
13. The system of claim 1 , wherein the first RFID reader is configured to read the information stored on the RFID tag by touching, tapping, or positioning the first device and the RFID tag within range of each other.
14. The system of claim 1 , wherein the first device is a mobile device.
15. The system of claim 1 , wherein the account is a toll account, the RFID tag is installed on a vehicle linked to the toll account, and the second device is included as part of a toll device.
16. A method of managing an account, comprising:
reading, by a first RFID reader of a mobile device operating at a first frequency band, at least a first portion of information stored on a RFID tag configured to operate using a plurality of frequency bands and store information;
triggering an application to launch based at least on the first portion of the information read from the RFID tag;
accessing the account information of the account through the application; and
communicating, by the RFID tag, at least a second portion of the information stored on the RFID tag to a second device via a second RFID reader included in the second device operating at a second frequency band of the plurality of frequency band.
17. The method of claim 16 , further comprising performing, using the second device, an action related to the account based, in part, on the second portion of the information read from the multi-frequency RFID tag.
18. The method of claim 16 , further comprising:
prompting a user of the first device to provide one or more forms of authentication credentials based on launching the application; and
accessing the rest of the information stored on the multi-frequency RFID tag by the first device based on successfully authenticating the provided one or more forms of authentication credentials.
19. The method of claim 16 , wherein accessing the account information includes retrieving the account information stored at a remote server based at least on the first portion of the information read from the RFID tag.