IP Library › Granted Patent US 10,936,706
Granted Patent B2
US 10,936,706 · App. 15/975,063 · Granted Mar 2, 2021

Biometric authentication

Inventor: Dawid Nowak (Dublin, IE)
Assignee: Mastercard International Incorporated
G06F21/32G06K9/00087G06K9/00288G06Q20/02G06Q20/3224G06Q20/382G06Q20/4016G06Q20/40145H04L63/0861H04M1/0202
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Quick Facts
Patent No.
US 10,936,706
App. No.
15/975,063
Granted
Mar 2, 2021
Kind
B2
Abstract

There is presented a method, a computing device and a biometric matching service, for the biometric authentication of a user. The method comprises capturing a biometric sample from a user and obtaining information to identify data sources relevant to the user. The method further comprises using the data sources relevant to the user to obtain a plurality of biometric samples potentially captured from the user. The method further comprises matching the captured biometric sample against the plurality of potentially captured biometric samples to determine whether the captured biometric sample represents the user.

Claims (24)

1. A method of biometric authentication of a user, comprising:

capturing an image of a user's face by a camera of a user device of a user;

obtaining user information relating to the user to identify data sources relevant to the user from at least one of the user device and a social network of the user;

using the identified data sources relevant to the user to analyze social networks and obtain a plurality of biometric samples potentially captured from the user and to obtain metadata of the user, and to determine higher order contacts and search for images identified as being of the user by one or more of the higher order contacts;

collating the results received for the higher order contacts and calculating a confidence threshold for identifying the user as represented by images and associated metadata retrieved from the higher order contacts;

transmitting the user information, metadata from the user's device and the confidence threshold to a backend platform server to identify similar images and associated metadata from at least two information sources on the public internet; and

obtaining, from the backend server, an indication that the metadata associated with the identified similar images sufficiently corresponds to the metadata from the user's device to authenticate the user.

2. The method of claim 1 , wherein obtaining the plurality of biometric samples and matching the captured biometric sample against the plurality of biometric samples potentially captured from the user are carried out remotely from the mobile computing device of a user.

3. The method of claim 1 , wherein the mobile device is adapted to perform a mobile application, and wherein biometric authentication is carried out to meet a requirement of the mobile application.

4. The method of claim 3 , wherein the mobile application is a mobile payment application, and the requirement of the mobile application is performance of a transaction.

5. The method of claim 1 , further comprising providing information relating to user identity or behaviour, including one or more of mobile device location, user home location and user employer and work location.

6. The method of claim 1 , wherein the metadata from the user's device is related to at least one of user location information, a social graph of user interconnection relationships, information about user calls made from the user's device, information of user messages sent from the user's device, information from a deep learning image analysis, and information associated with the user's Bluetooth connection history.

7. The method of claim 6 , wherein the user location information comprises at least one of a last known location of the user, a number of recent locations of the user, a home location of the user, and a location at which the biometric sample was obtained.

8. The method of claim 6 , wherein the information from deep learning analysis comprises a determination of background objects in an image of the user.

9. A mobile computing device configured for biometric authentication of a user, comprising:

at least one processor;

at least one memory; and

a biometric capture device, wherein the at least one processor, at least one memory, and biometric capture device cooperate to:

capture a biometric sample from the user;

obtain user information relating to the user to identify data sources relevant to the user from at least one of the user device and a social network of the user;

use the identified data sources relevant to the user to analyze social networks and obtain a plurality of biometric samples potentially captured from the user and to obtain metadata of the user, and to determine higher order contacts and search for images identified as being of the user by one or more of the higher order contacts;

collate the results received for the higher order contacts and calculate a confidence threshold for identifying the user as represented by images and associated metadata retrieved from the higher order contacts;

transmit the user information, metadata from the user's device and the confidence threshold to a backend platform server to identify similar images and associated metadata from at least two information sources on the public Internet; and

obtain an indication from the backend server that the metadata associated with the identified similar images sufficiently corresponds to the metadata from the user's device to authenticate the user.

Assignments (1)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded May 9, 2018
From: NOWAK, DAWID
To: MASTERCARD INTERNATIONAL INCORPORATED
Reel/Frame 045754/0338 →
Priority Claims (1)
EP 17173837 · May 31, 2017 · regional
Continuity (1)
Related Publication 20180349586A1 · Dec 6, 2018
Cited By (2)
US 12,513,141 US 12,645,776