IP Library › Granted Patent US 11,018,870
Granted Patent B2
US 11,018,870 · App. 16/635,304 · Granted May 25, 2021

Biometric verification process using certification token

Inventor: Quan Wang (Foster City, CA)
Assignee: Visa International Service Association
H04L9/3231H04L9/0637H04L9/3236H04L2209/38H04L2209/56
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Quick Facts
Patent No.
US 11,018,870
App. No.
16/635,304
Granted
May 25, 2021
Kind
B2
Abstract

A method for performing biometric authentication is disclosed. In one example, the method includes obtaining first and second biometric templates and comparing them to determine if they match. The method also includes determining if a biometric certification token is valid. A computing device or other device may communicate with a verification system to determine the validity of the biometric certification token.

Claims (35)

1. A method comprising:

receiving, by a computing device, data stored on a portable device, the data comprising a first biometric template associated with a user and a biometric certification token, wherein the first biometric template was previously associated with the user by a verification system comprising a blockchain system, and the biometric certification token is a hash of the first biometric template that is signed by the verification system;

receiving, by the computing device, a biometric of the user;

converting, by the computing device, the biometric of the user into a second biometric template;

comparing, by the computing device or the portable device, to determine if the first biometric template and the second biometric template match;

determining, by the computing device or the portable device, that the first biometric template and the second biometric template match;

verifying, by the computing device, with the verification system, that the biometric certification token is valid by determining that the biometric certification token is stored within the blockchain system; and

allowing a transaction to proceed when the first biometric template matches the second biometric template, and the biometric certification token is valid.

2. The method of claim 1 , wherein the computing device is an access device, and the portable device is a card.

3. The method of claim 1 , wherein the portable device received the biometric certification token from the verification system, prior to the computing device receiving the data.

4. The method of claim 1 , wherein the computing device comprises a processor, a reader coupled to the processor, the reader configured to read data from the portable device, and a biometric reader coupled to the processor.

5. The method of claim 1 , further comprising:

generating, by the computing device, an authorization request message; and

transmitting, by the computing device, the authorization request message to an authorization computer.

6. A computing device comprising:

a processor; and

a computer readable medium, the computer readable medium comprising code, executable by the processor, to implement a method comprising:

receiving data stored on a portable device, the data comprising a first biometric template associated with a user and a biometric certification token, wherein the first biometric template has been previously associated with the user by a verification system comprising a blockchain system, and the biometric certification token is a hash of the first biometric template that is signed by the verification system;

receiving a biometric of the user;

converting the biometric of the user into a second biometric template;

comparing to determine if the first biometric template and the second biometric template match;

determining that the first biometric template and the second biometric template match;

verifying with the verification system, that the biometric certification token is valid by determining that the biometric certification token is stored within the blockchain system; and

allowing a transaction to proceed when the first biometric template matches the second biometric template, and the biometric certification token is valid.

7. The computing device of claim 6 , further comprising:

a biometric reader coupled to the processor.

8. The computing device of claim 6 , wherein the computing device comprises a network interface coupled to the processor.

9. A method comprising:

receiving, by a computing device, data stored on a portable device, the data comprising a first biometric template associated with a user and a biometric certification token, wherein the first biometric template was previously associated with the user by a verification system comprising a blockchain system;

receiving, by the computing device, a biometric of the user;

converting, by the computing device, the biometric of the user into a second biometric template;

comparing the computing device, to determine if the first biometric template associated with the user and the second biometric template match;

determining, by the computing device, that the first biometric template associated with the user and the second biometric template match;

verifying, by the computing device, with the verification system, that the biometric certification token is valid by determining that the biometric certification token is stored within the blockchain system; and

allowing a transaction to proceed when the first biometric template matches the second biometric template, and the biometric certification token is valid.

Assignments (1)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Jan 30, 2020
From: WANG, QUAN
To: VISA INTERNATIONAL SERVICE ASSOCIATION
Reel/Frame 051672/0489 →
Continuity (1)
Related Publication 20200382306A1 · Dec 3, 2020