Payment methods, payment systems and service systems

1. A computer-implemented method, comprising:

receiving, from a road side unit of an electronic toll collection (ETC) system, first identification data of a vehicle, wherein the first identification data is obtained by the road side unit via a direct communication link from an on board unit installed on the vehicle, and wherein the first identification data comprises identification information of the vehicle;

receiving second identification data of the vehicle from an image recognition device, wherein the second identification data comprises a visual identifier of the vehicle;

determining that the first identification data matches the second identification data;

receiving transaction data from a fuel dispenser, wherein the transaction data comprises information determined based on the fuel dispenser of a refueling fee of the vehicle;

determining identity information of an owner of the vehicle; and

transmitting the identity information and the information of the refueling fee to a server.

2. The computer-implemented method according to claim 1 , wherein the on board unit is paired with the ETC system, and comprising:

determining that the vehicle passes the road side unit;

identifying a unit identifier of the on board unit via the direct communication link;

determining the identification information of the vehicle by reading the identification information of the vehicle stored in an integrated circuit chip of the on board unit; and

transmitting the identification information to a payment system.

3. The computer-implemented method according to claim 1 , wherein determining the identity information of the owner comprises:

determining that a payment account is associated with the vehicle based on the identification information of the vehicle; and

determining the identity information of the owner based on the payment account.

4. The computer-implemented method according to claim 1 , wherein determining the identity information of the owner comprises:

determining that no payment account is associated with the vehicle based on the identification information of the vehicle; and

obtaining biometric data of the owner as at least a portion of the identity information.

5. The computer-implemented method according to claim 4 , wherein the biometric data comprises data associated with one or more of facial features, iris features, fingerprint features, or voice features associated with the owner.

6. The computer-implemented method according to claim 1 , wherein obtaining the identity information of the owner comprises:

determining that no payment account is associated with the vehicle based on the identification information of the vehicle;

presenting a user interface on a user-side device for the owner to enable a payment service; and

obtaining payment account information of the owner from the server in response to the payment service being enabled.

7. A non-transitory, computer-readable medium storing one or more instructions executable by a computer system to perform operations comprising:

receiving, from a road side unit of an electronic toll collection (ETC) system, first identification data of a vehicle, wherein the first identification data is obtained by the road side unit via a direct communication link from an on board unit installed on the vehicle, and wherein the first identification data comprises identification information of the vehicle;

receiving second identification data of the vehicle from an image recognition device, wherein the second identification data comprises a visual identifier of the vehicle;

determining that the first identification data matches the second identification data;

receiving transaction data from a fuel dispenser, wherein the transaction data comprises information determined based on the fuel dispenser of a refueling fee of the vehicle;

determining identity information of an owner of the vehicle; and

transmitting the identity information and the information of the refueling fee to a server.

8. The non-transitory, computer-readable medium according to claim 7 , wherein the on board unit is paired with the ETC system, and comprising:

determining that the vehicle passes the road side unit;

identifying a unit identifier of the on board unit via the direct communication link;

determining the identification information of the vehicle by reading the identification information of the vehicle stored in an integrated circuit chip of the on board unit; and

transmitting the identification information to a payment system.

9. The non-transitory, computer-readable medium according to claim 7 , wherein determining the identity information of the owner comprises:

determining that a payment account is associated with the vehicle based on the identification information of the vehicle; and

determining the identity information of the owner based on the payment account.

10. The non-transitory, computer-readable medium according to claim 7 , wherein determining the identity information of the owner comprises:

determining that no payment account is associated with the vehicle based on the identification information of the vehicle; and

obtaining biometric data of the owner as at least a portion of the identity information.

11. The non-transitory, computer-readable medium according to claim 10 , wherein the biometric data comprises data associated with one or more of facial features, iris features, fingerprint features, or voice features associated with the owner.

12. The non-transitory, computer-readable medium according to claim 7 , wherein obtaining the identity information of the owner comprises:

determining that no payment account is associated with the vehicle based on the identification information of the vehicle;

presenting a user interface on a user-side device for the owner to enable a payment service; and

obtaining payment account information of the owner from the server in response to the payment service being enabled.

13. A computer-implemented system, comprising:

one or more computers; and

one or more computer memory devices interoperably coupled with the one or more computers and having tangible, non-transitory, machine-readable media storing one or more instructions that, when executed by the one or more computers, perform one or more operations comprising:

receiving, from a road side unit of an electronic toll collection (ETC) system, first identification data of a vehicle, wherein the first identification data is obtained by the road side unit via a direct communication link from an on board unit installed on the vehicle, and wherein the first identification data comprises identification information of the vehicle;

receiving second identification data of the vehicle from an image recognition device, wherein the second identification data comprises a visual identifier of the vehicle;

determining that the first identification data matches the second identification data;

receiving transaction data from a fuel dispenser, wherein the transaction data comprises information determined based on the fuel dispenser of a refueling fee of the vehicle;

determining identity information of an owner of the vehicle; and

transmitting the identity information and the information of the refueling fee to a server.

14. The computer-implemented system according to claim 13 , wherein the on board unit is paired with the ETC system, and comprising:

determining that the vehicle passes the road side unit;

identifying a unit identifier of the on board unit via the direct communication link;

determining the identification information of the vehicle by reading the identification information of the vehicle stored in an integrated circuit chip of the on board unit; and

transmitting the identification information to a payment system.

15. The computer-implemented system according to claim 13 , wherein determining the identity information of the owner comprises:

determining that a payment account is associated with the vehicle based on the identification information of the vehicle; and

determining the identity information of the owner based on the payment account.

16. The computer-implemented system according to claim 13 , wherein determining the identity information of the owner comprises:

determining that no payment account is associated with the vehicle based on the identification information of the vehicle; and

obtaining biometric data of the owner as at least a portion of the identity information.

17. The computer-implemented system according to claim 16 , wherein the biometric data comprises data associated with one or more of facial features, iris features, fingerprint features, or voice features associated with the owner.