IP Library › Granted Patent US 11,551,307
Granted Patent B2
US 11,551,307 · App. 16/152,944 · Granted Jan 10, 2023

System and method for enabling capture of an image of a vehicle

Inventors: Denny Devasia Kuruvilla (Toronto, CA); Esli Gjini (Etobicoke, CA); Sarah Reeve (Toronto, CA); Harjot Singh Panag (Brampton, CA); Justin Seto (Markham, CA); Naomi Sarah Feth (Toronto, CA); Anurag Thakur (Toronto, CA)
Assignee: The Toronto-Dominion Bank
G06Q40/08G06F16/5838G06T7/0002H04N5/23222H04N5/232935H04N5/232945G06T2207/30248
View Patent ↗
Loading inventors, assignments & file history…
Monitor This Case
Get email alerts when status or documents change.
Order Certified Copies
Most orders are placed with the USPTO same day — all within 24 business hours.
Order via The Patent Place →
Pre-filled with this patent's details
Quick Facts
Patent No.
US 11,551,307
App. No.
16/152,944
Granted
Jan 10, 2023
Kind
B2
Abstract

Methods and systems for facilitating photo-based estimation are described. In an aspect, a computing device is configured to receive, from the camera, a signal comprising image data. The image data may represent at least a portion of a vehicle. The computing device may also retrieve data representing a preferred scene of the vehicle and determine, based on the image data and based on the data representing the preferred scene of the vehicle, whether the image data corresponds to the preferred scene of the vehicle. The server may, when the received image data corresponds to the preferred scene of the vehicle, enable capture of the image data. The server may send, via the communications module, a signal representing the captured image data to a processing server configured to analyze the captured image data to assess vehicular damage.

Claims (67)

1. A computing device comprising:

a camera;

a communications module;

a processor coupled to the camera and the communications module; and

a memory coupled to the processor, the memory storing processor-executable instructions which, when executed by the processor, configure the processor to:

receive, from the camera, a signal comprising image data, the image data representing at least a portion of a vehicle;

retrieve data representing a preferred scene of the vehicle, the preferred scene being retrieved based on a damage location on the vehicle;

determine, based on the image data and based on the data representing the preferred scene of the vehicle, whether the image data corresponds to the preferred scene of the vehicle;

in response to determining that the received image data does not correspond to the preferred scene and while capture of the image data is disabled, continue to receive from the camera the signal including the image data and evaluate the image data until the image data is found to correspond to the preferred scene;

in response to determining that the received image data corresponds to the preferred scene of the vehicle, enable capture of the image data; and

send, via the communications module, a second signal representing the captured image data to a processing server configured to analyze the captured image data to assess vehicular damage.

2. The computing device of claim 1 , wherein the retrieving data representing the preferred scene of the vehicle comprises obtaining the preferred scene of the vehicle based on a policy associated with the vehicle.

3. The computing device of claim 2 , wherein the obtaining the preferred scene of the vehicle based on the policy associated with the vehicle comprises:

sending, via the communications module to the processing server, a third signal representing a credential associated with the policy; and

receiving, from the processing server via the communications module, a fourth signal including the preferred scene of the vehicle,

wherein the processing server is configured to use the credential to identify a type of an insured vehicle and to send the preferred scene of the vehicle based on the type of the insured vehicle.

4. The computing device of claim 3 , wherein the credential is one or more of:

a token;

a policy identifier;

a user name; and

a password.

5. The computing device of claim 1 , wherein the processor-executable instructions further configure the processor to:

display an image representing a desired capture area together with a viewfinder representing the image data.

6. The computing device of claim 5 , wherein the image representing the desired capture area is overlaid on the viewfinder.

7. The computing device of claim 1 , wherein enabling capture of the image comprises:

enabling a camera shutter button to allow the camera shutter button to be selected to trigger capture.

8. The computing device of claim 1 , wherein enabling capture of the image data comprises updating a graphical user interface to indicate that image capture is available.

9. The computing device of claim 1 , wherein enabling capture of the image data comprises automatically capturing an image.

10. The computing device of claim 1 , wherein the data representing the preferred scene of the vehicle is data representing a base vehicle that is of a same type as the vehicle represented in the image data.

11. A method comprising:

receiving, from a camera, a signal comprising image data, the image data representing at least a portion of a vehicle;

retrieving data representing a preferred scene of the vehicle, the preferred scene being retrieved based on a damage location on the vehicle;

determining, based on the image data and based on the data representing the preferred scene of the vehicle, whether the received image data corresponds to the preferred scene of the vehicle;

in response to determining that the received image data does not correspond to the preferred scene and while capture of the image data is disabled, continuing to receive from the camera the signal including the image data and evaluate the image data until the image data is found to correspond to the preferred scene;

in response to determining that the received image data corresponds to the preferred scene of the vehicle, enabling capture of the image data; and

sending, via a communications module, a second signal representing the captured image data to a processing server configured to analyze the captured image data to assess vehicular damage.

12. The method of claim 11 , wherein retrieving the preferred scene of the vehicle comprises:

obtaining the preferred scene of the vehicle based on a policy associated with the vehicle.

13. The method of claim 12 , wherein obtaining the preferred scene of the vehicle based on the policy associated with the vehicle comprises:

sending, via the communications module to the processing server, a third signal representing a credential associated with the policy; and

receiving, from the processing server via the communications module, a fourth signal including the preferred scene of the vehicle,

wherein the processing server is configured to use the credential to identify a type of an insured vehicle and to send the preferred scene of the vehicle based on the type of the insured vehicle.

14. The method of claim 13 , wherein the credential is one or more of:

a token;

a policy identifier;

a user name; and

a password.

15. The method of claim 11 , further comprising:

displaying an image representing a desired capture area together with a viewfinder representing the image data.

16. The method of claim 15 , wherein the image representing the desired capture area is overlaid on the viewfinder.

17. The method of claim 11 , wherein enabling capture of the image data comprises:

enabling a camera shutter button to allow the camera shutter button to be selected to trigger capture.

18. The method of claim 11 , wherein enabling capture of the image data comprises updating a graphical user interface to indicate that image capture is available.

19. A server comprising:

a communications module;

a data store storing policy data for a plurality of policies; and

a processor coupled to the communications module and the data store;

a memory coupled to the processor and storing processor-executable instructions which, when executed, configure the processor to:

receive, via the communications module from a remote computing device, a signal representing a credential;

identify, based on the credential, one of the plurality of policies;

determine, based on the identified one of the plurality of policies, a vehicle type of an insured vehicle;

obtain, from the data store and based on the vehicle type, data representing a preferred scene of the insured vehicle, the preferred scene being retrieved based on a damage location on the insured vehicle;

send, via the communications module and to the remote computing device, a second signal including the data representing the preferred scene of the vehicle; and

receive, from the remote computing device, a third signal comprising image data representing at least a portion of the insured vehicle.

20. The server of claim 19 , wherein the instructions further configure the processor to:

analyze the image data to obtain an indicator, the indicator numerically quantifying an amount of damage to the insured vehicle; and

send, via the communications module and to the remote computing device, a fourth signal including a numerical value based on the indicator.

Assignments (7)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded May 13, 2019
From: KURUVILLA, DENNY DEVASIA
To: THE TORONTO-DOMINION BANK
Reel/Frame 049160/0565 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded May 13, 2019
From: GJINI, ESLI
To: THE TORONTO-DOMINION BANK
Reel/Frame 049160/0603 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded May 13, 2019
From: REEVE, SARAH
To: THE TORONTO-DOMINION BANK
Reel/Frame 049160/0760 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded May 13, 2019
From: PANAG, HARJOT SINGH
To: THE TORONTO-DOMINION BANK
Reel/Frame 049160/0843 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded May 13, 2019
From: SETO, JUSTIN
To: THE TORONTO-DOMINION BANK
Reel/Frame 049160/0926 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded May 13, 2019
From: FETH, NAOMI SARAH
To: THE TORONTO-DOMINION BANK
Reel/Frame 049161/0068 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded May 13, 2019
From: THAKUR, ANURAG
To: THE TORONTO-DOMINION BANK
Reel/Frame 049161/0127 →
Continuity (1)
Related Publication 20200111166A1 · Apr 9, 2020