Embedded payment tokens in digital media objects
A token specifying a payment account is issued to a party to which payments are to be made and the token is installed in a specially configured camera. Whenever a photograph is captured by the camera, a copy of the token, among other things, is embedded in the photograph's metadata. The metadata may also include photo-specific information and a selling price. When a buyer selects the photo for purchase, the token may be used to facilitate a payment to the party, such as the photographer. The buyer may initiate the transaction by simply dragging the selected photograph or photographs onto a purchase application which automatically extracts price and the token for initiating the purchase transaction. The seller can view the purchase details in the payment account.
1. A method of capturing and distributing a media object, the method comprising:
requesting and receiving, via a user interface of a device, a payment token via a communication with a token service, wherein the payment token is associated with a payee for content captured on the device;
storing the payment token in a secure memory of the device, the device being configured to capture a media item;
capturing a media item with the device;
storing the media item in a memory of the device separate from the secure memory;
automatically adding metadata to the media item to form a media object, the metadata including a detail pertaining to the media item and the payment token;
receiving, via a user interface of the device, a price of the media item;
adding the price to the metadata of the media object; and
exporting the media object via a network connection to a site accessible to third parties.
2. The method of claim 1 , wherein requesting the payment token further comprises:
receiving, via the user interface of the device, a personal account number (PAN) of the payee; and
sending the PAN to the token service.
3. The method of claim 1 , wherein site accessible to third parties is a media database.
4. The method of claim 1 , further comprising:
retrieving, at a computer, the media object;
extracting the payment token from the media object;
generating a payment object using data from the payment token; and
sending the payment object to a payment processor.
5. The method of claim 4 , wherein generating the payment object comprises:
receiving a user interface command causing the movement of the media object onto an icon of a payment application;
extracting, via the payment application, the payment token from the media object; and
formatting the payment object, via the payment application, using information stored in the payment token.
6. A method of capturing and distributing a media object, the method comprising:
providing a device configured to capture content using a transducer;
requesting and receiving a payment token via a communication with a token service, wherein the payment token is associated with a payee for content captured on the device;
storing the payment token in a secure memory of the device;
capturing a media item with the device;
storing the media item in a memory of the device separate from the secure memory;
automatically adding metadata to the media item to form a media object, the metadata including the payment token and data pertaining to the media item;
exporting the media object via a network connection to a site;
retrieving, at a computer, the media object;
presenting the media object on a user interface of the computer;
detecting movement of the media object onto an icon of a payment application;
extracting, via the payment application, the payment token from the media object;
formatting a payment object via the payment application using the payment token; and
sending the payment object to a payment processor.
7. The method of claim 6 , further comprising receiving, via a user interface of the device, a price of the media item.
8. The method of claim 7 , further comprising adding the price of the media item to the metadata of the media object.