IP Library › Granted Patent US 11,798,097
Granted Patent B2
US 11,798,097 · App. 17/401,042 · Granted Oct 24, 2023

Systems and methods for enhanced situation visualization

Inventors: Timothy Joel Davis (Chicago, IL); Amy Engelhorn (Normal, IL)
Assignee: State Farm Mutual Automobile Insurance Company
G06Q40/08G06T19/006
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Quick Facts
Patent No.
US 11,798,097
App. No.
17/401,042
Granted
Oct 24, 2023
Kind
B2
Abstract

An augmented reality (AR) system for generating and displaying an enhanced situation visualization (ESV) is provided. The AR system may include an ESV computing device, a user computing device operated by a user and a reference database. The user computing device may transmit a reference request message to the ESV device, the reference request message including an image representative of a current view of a user. The ESV computing device may determine a subject of the image, retrieve reference information associated with the subject from the reference database, and determine situation information specific to the subject. The reference and situation information may be displayed on the user computing device to provide an ESV of the subject. The ESV may be used for insurance-related activities, such as handling, adjusting, and/or generating homeowner's insurance claims, and/or for instructional guidance.

Claims (44)

1. An enhanced situation visualization (ESV) computing device comprising a memory and at least one processor communicatively coupled to the memory, wherein the at least one processor is configured to:

receive a current view of a property;

determine at least one change in the property by electronically comparing the current view of the property to a prior view of the property stored in the memory;

generate a virtual grid representing the at least one change in the property; and

cause to be displayed, on a user device, (i) the virtual grid representing the at least one change in the property overlaid against the current view of the property and positioned relative to the current view of the property such that the virtual grid indicates the at least one change in the property relative to the current view of the property, and (ii) situation information overlaid against the current view of the property, the situation information including estimated damages and estimated costs to repair the property.

2. The ESV computing device of claim 1 , wherein the at least one processor is further configured to determine, using at least one of object recognition or spatial mapping technologies, the estimated damages of the property and the estimated costs to repair the property.

3. The ESV computing device of claim 1 , wherein the estimated damages includes at least one of a nature of materials damaged in the property or an approximate size of the estimated damages.

4. The ESV computing device of claim 1 , wherein the at least one processor is further configured to:

generate a reference response message including the situation information; and

transmit the reference response message to an insurance server associated with a provider of an insurance policy of the property.

5. The ESV computing device of claim 1 , wherein the at least one processor is further configured to:

receive, from an insurance server, a claims form including at least one data field;

populate, using the situation information, the at least one data field of the claims form; and

transmit the populated claims form to the insurance server.

6. The ESV computing device of claim 1 , wherein the user device includes one of a personal digital projection apparatus, a smartphone, a tablet, and a computer including a camera and screen technology.

7. A computer-based method for generating and displaying a virtual grid on a user interface of a user device, said method implemented by an enhanced situation visualization (ESV) computing device comprising a memory and at least one processor communicatively coupled to the memory, said method comprising:

receiving a current view of a property;

determining at least one change in the property by electronically comparing the current view of the property to a prior view of the property stored in the memory;

generating the virtual grid representing the at least one change in the property; and

causing to be displayed, on the user interface of the user device, (i) the virtual grid representing the at least one change in the property overlaid against the current view of the property and positioned relative to the current view of the property such that the virtual grid indicates the at least one change in the property relative to the current view of the property, and (ii) situation information overlaid against the current view of the property, the situation information including estimated damages and estimated costs to repair the property.

8. The computer-based method of claim 7 further comprising determining, using at least one of object recognition or spatial mapping technologies, the estimated damages of the property and the estimated costs to repair the property.

9. The computer-based method of claim 7 , wherein the estimated damages includes at least one of a nature of materials damaged in the property or an approximate size of the estimated damages.

10. The computer-based method of claim 7 further comprising:

generating a reference response message including the situation information; and

transmitting the reference response message to an insurance server associated with a provider of an insurance policy of the property.

11. The computer-based method of claim 7 further comprising:

receiving, from an insurance server, a claims form including at least one data field;

populating, using the situation information, the at least one data field of the claims form; and

transmitting the populated claims form to the insurance server.

12. The computer-based method of claim 7 , wherein the user device includes one of a personal digital projection apparatus, a smartphone, a tablet, and a computer including a camera and screen technology.

13. At least one non-transitory computer-readable storage medium having computer-executable instructions embodied thereon, wherein when executed by at least one processor, the computer-executable instructions cause the at least one processor to:

receive a current view of a property;

determine at least one change in the property by electronically comparing the current view of the property to a prior view of the property;

generate a virtual grid representing the at least one change in the property; and

cause to be displayed, on a user device, (i) the virtual grid representing the at least one change in the property overlaid against the current view of the property and positioned relative to the current view of the property such that the virtual grid indicates the at least one change in the property relative to the current view of the property, and (ii) situation information overlaid against the current view of the property, the situation information including estimated damages and estimated costs to repair the property.

14. The computer-readable storage medium of claim 13 , wherein the computer-executable instructions further cause the at least one processor to determine, using at least one of object recognition or spatial mapping technologies, the estimated damages of the property and the estimated costs to repair the property.

15. The computer-readable storage medium of claim 13 , wherein the estimated damages includes at least one of a nature of materials damaged in the property or an approximate size of the estimated damages.

16. The computer-readable storage medium of claim 13 , wherein the computer-executable instructions further cause the at least one processor to:

generate a reference response message including the situation information; and

transmit the reference response message to an insurance server associated with a provider of an insurance policy of the property.

17. The computer-readable storage medium of claim 13 , wherein the computer-executable instructions further cause the at least one processor to:

receive, from an insurance server, a claims form including at least one data field;

populate, using the situation information, the at least one data field of the claims form; and

transmit the populated claims form to the insurance server.

Assignments (3)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Aug 16, 2021
From: DAVIS, TIMOTHY JOEL
To: STA GROUP, LLC
Reel/Frame 057188/0938 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Aug 16, 2021
From: ENGELHORN, AMY
To: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
Reel/Frame 057189/0034 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Aug 16, 2021
From: STA GROUP, LLC
To: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
Reel/Frame 057189/0072 →
Continuity (6)
Continuation 16687059 · Nov 18, 2019
Continuation 16457026 · Jun 28, 2019
Continuation 15184916 · Jun 16, 2016
Provisional Application 62194027 · Jul 17, 2015
Provisional Application 62185359 · Jun 26, 2015
Related Publication 20210374875A1 · Dec 2, 2021