IP Library Granted Patent US 11,836,232
Granted Patent B1
US 11,836,232 · App. 17/219,140 · Granted Dec 5, 2023

Secure biometric-based smart card activation method and system

Inventors: Ravi Durairaj (San Antonio, TX); Gregory Brian Meyer (San Antonio, TX); Oscar Roberto Tijerina (San Antonio, TX); Sean Carl Mitchem (San Antonio, TX); Stacy Callaway Huggar (San Antonio, TX); Ruthie D. Lyle (Durham, NC); Nathan Lee Post (Rockport, TX); Mark Anthony Lopez (Helotes, TX); Nolan Serrao (Plano, TX)
Assignee: United Services Automobile Association (USAA)
G06F21/32G06F21/34G06V40/162G06V40/175
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Quick Facts
Patent No.
US 11,836,232
App. No.
17/219,140
Granted
Dec 5, 2023
Kind
B1
Abstract

A method and system of performing an authentication of a person in order to activate a smart card for access to a secured resource is disclosed. The system and method are configured to collect image data and compare the image data to facial model data stored on the smart card. The system detects whether there is a match between the image data and any facial signatures previously collected and stored in the smart card. If there is a match, the system verifies an identity of the person and can be configured to automatically activate the smart card for a limited period of time.

Claims (28)

1. A method of activating a smart card, the method comprising:

receiving, via an image sensor of the smart card, first image data corresponding to a first facial signature;

comparing the first facial signature to a first facial model stored in a memory of the smart card;

determining the first facial signature and the first facial model match; and

activating, in response to determining the first facial signature and the first facial model match, the smart card for a first period of time, wherein activating the smart card comprises closing a circuit, thereby causing power to flow from a battery of the smart card to a control module of the smart card and, after the first period of time, opening the circuit, thereby preventing power from flowing from the battery to the control module.

2. The method of claim 1 , further comprising storing, in the memory of the smart card, the first facial model.

3. The method of claim 1 , further comprising generating the first facial model during an enrollment session during which the person associated with the first facial model presented identification documents to verify their identity.

4. The method of claim 1 , further comprising deactivating the smart card once the first period of time has passed.

5. The method of claim 1 , further comprising triggering a switch on the smart card to initiate the image capture.

6. The method of claim 1 , further comprising:

receiving, via the image sensor, second image data corresponding to a second facial signature;

comparing the second facial signature to the first facial model;

determining the first facial signature and the first facial model fail to match; and

transmitting, in response to determining the second facial signature and the first facial model failed to match, a notification to an external monitoring service via a communication module of the smart card indicating a failed attempt to activate the smart card.

7. A system for activating a smart card, the system comprising a processor and machine-readable media including instructions which, when executed by the processor, cause the processor to:

receive, via an image sensor of the smart card, first image data corresponding to a first facial signature;

compare the first facial signature to a first facial model stored in a memory of the smart card;

determine the first facial signature and the first facial model match; and

activate, in response to determining the first facial signature and the first facial model match, the smart card for a first period of time, wherein activation of the smart card comprises closing a circuit, thereby causing power to flow from a battery of the smart card to a control module of the smart card and, after the first period of time, opening the circuit, thereby preventing power from flowing from the battery to the control module.

8. The system of claim 7 , wherein the instructions further cause the processor to store, in the memory of the smart card, the first facial model.

9. The system of claim 7 , wherein the instructions further cause the processor to generate the first facial model during an enrollment session during which the person associated with the first facial model presented identification documents to verify their identity.

10. The system of claim 7 , wherein the instructions further cause the processor to deactivate the smart card once the first period of time has passed.

11. The system of claim 7 , wherein the instructions further cause the processor to trigger a switch on the smart card to initiate the image capture.

12. The system of claim 7 , wherein the instructions further cause the processor to:

receive, via the image sensor, second image data corresponding to a second facial signature;

compare the second facial signature to the first facial model;

determine the first facial signature and the first facial model fail to match; and

transmit, in response to determining the second facial signature and the first facial model failed to match, a notification to an external monitoring service via a communication module of the smart card indicating a failed attempt to activate the smart card.

Assignments (2)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Oct 25, 2023
From: UIPCO, LLC
To: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
Reel/Frame 065338/0648 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Apr 15, 2021
From: DURAIRAJ, RAVI; MEYER, GREGORY BRIAN; TIJERINA, OSCAR ROBERTO; MITCHEM, SEAN CARL; HUGGAR, STACY CALLAWAY; LYLE, RUTHIE D.; POST, NATHAN LEE; LOPEZ, MARK ANTHONY; SERRAO, NOLAN
To: UIPCO, LLC
Reel/Frame 055926/0418 →
Continuity (1)
Provisional Application 63002900 · Mar 31, 2020
Cited By (3)
US 12,361,107 US 12,561,545 US 12,731,002