Methods and systems for managing personal device security

1. A method, by a computing device having one or more processors, for managing personal device security comprising:

physically coupling the computing device having at least one integrated sensor to an exterior of a magnetic stripe card having financial account data of a user to which the magnetic stripe card belongs permanently and physically embedded thereon, wherein, subsequent to physically coupling the computing device to the exterior of the magnetic stripe card, the computing device monitors in-person transactions initiated between the magnetic stripe card and a second computing device operated by a merchant;

detecting, by the computing device, that the financial account data stored on at least one of a chip and a magnetic stripe of the magnetic stripe card has been at least attempted to be read more than a predetermined number of times comprising at least a plurality of times within a predefined interval of time at a singular location, such that the attempted reads indicate potential malicious activity, wherein the detecting is performed using the at least one integrated sensor;

responsive to the detecting, receiving, by the computing device, information identifying whether the user is currently physically in possession of the magnetic stripe card from the at least one integrated sensor and associated with activity of the magnetic stripe card during the at least attempted reading;

transmitting, by the computing device via a network, the received information to a third computing device;

comparing, by the third computing device, the received information against stored information; and

changing an operational state of the magnetic stripe card according to a response received by the computing device from the third computing device based upon the comparison.

2. The method of claim 1 , wherein the at least one integrated sensor includes at least one of a camera and a fingerprint scanner.

3. The method of claim 1 , wherein the at least one integrated sensor includes a camera, and the received information includes an image of an individual associated with the activity of the magnetic stripe card captured by the camera.

4. The method of claim 1 , wherein the at least one integrated sensor includes a fingerprint scanner, and the received information includes a fingerprint scan of an individual associated with the activity of the magnetic stripe card detected by the fingerprint scanner.

5. The method of claim 1 , wherein the comparing of the received information to the stored information includes determining whether the activity is associated with an authorized user of the magnetic stripe card.

6. The method of claim 1 , wherein, based upon the comparison, a notification is provided to an owner of the magnetic stripe card, further comprising receiving an indication from the owner of the magnetic stripe card in response to the notification, and wherein the changing of the operational state of the magnetic stripe card is based on the received indication.

7. A system for managing personal device security comprising:

a magnetic stripe card having financial account data of a user to which the magnetic stripe card belongs permanently and physically embedded thereon;

a computing device physically coupled to an exterior of the magnetic stripe card, the computing device inclusive of at least one integrated sensor, wherein, subsequent to physically coupling the computing device to the exterior of the magnetic stripe card, the computing device monitors in-person transactions initiated between the magnetic stripe card and a second computing device operated by a merchant;

a third computing device in communication with the computing device via a network; and

at least one processor integrated into the computing device that:

detects that the financial account data stored on at least one of a chip and a magnetic stripe of the magnetic stripe card has been at least attempted to be read more than a predetermined number of times comprising at least a plurality of times within a predefined interval of time at a singular location, such that the attempted reads indicate potential malicious activity, wherein the detecting is performed using the at least one integrated sensor;

responsive to the detecting, receives information identifying whether the user is currently physically in possession of the magnetic stripe card from the at least one integrated sensor and associated with activity of the magnetic stripe card during the at least attempted reading;

transmits, by the computing device via the network, the received information to the third computing device;

compares, by the third computing device, the received information against stored information; and

changes an operational state of the magnetic stripe card according to a response received by the computing device from the third computing device based upon the comparison.

8. The system of claim 7 , wherein the at least one integrated sensor includes at least one of a camera and a fingerprint scanner.

9. The system of claim 7 , wherein the at least one integrated sensor includes a camera, and the received information includes an image of an individual associated with the activity of the magnetic stripe card captured by the camera.

10. The system of claim 7 , wherein the at least one integrated sensor includes a fingerprint scanner, and the received information includes a fingerprint scan of an individual associated with the activity of the magnetic stripe card detected by the fingerprint scanner.

11. The system of claim 7 , wherein the comparing of the received information to the stored information includes determining whether the activity is associated with an authorized user of the magnetic stripe card.

12. The system of claim 7 , wherein, based upon the comparison, a notification is provided to an owner of the magnetic stripe card, further comprising receiving an indication from the owner of the magnetic stripe card in response to the notification, and wherein the changing of the operational state of the magnetic stripe card is based on the received indication.

13. A computer program product for managing personal device security by a computing device having one or more processors, the computer program product comprising a non-transitory computer-readable storage medium having computer-readable program code portions stored therein, the computer-readable program code portions comprising:

an executable portion that detects, by the computing device, that financial account data of a user stored on at least one of a chip and a magnetic stripe of a magnetic stripe card, of which the computing device is physically coupled to an exterior of to monitor in-person transactions initiated between the magnetic stripe card and a second computing device operated by a merchant, has been at least attempted to be read more than a predetermined number of times comprising a plurality of times within a predefined interval of time at a singular location, such that the attempted reads indicate potential malicious activity, wherein the detecting is performed using the at least one integrated sensor;

an executable portion that, responsive to the detecting, receives, by the computing device, information identifying whether the user is currently physically in possession of the magnetic stripe card from the at least one integrated sensor and associated with activity of the magnetic stripe card during the at least attempted reading;

an executable portion that transmits, by the computing device via a network, the received information to a third computing device;

an executable portion that compares, by the third computing device, the received information against stored information; and

an executable portion that changes an operational state of the magnetic stripe card according to a response received by the computing device from the third computing device based upon the comparison.

14. The computer program product of claim 13 , wherein the at least one integrated sensor includes at least one of a camera and a fingerprint scanner.

15. The computer program product of claim 13 , wherein the at least one integrated sensor includes a camera, and the received information includes an image of an individual associated with the activity of the magnetic stripe card captured by the camera.

16. The computer program product of claim 13 , wherein the at least one integrated sensor includes a fingerprint scanner, and the received information includes a fingerprint scan of an individual associated with the activity of the magnetic stripe card detected by the fingerprint scanner.

17. The computer program product of claim 13 , wherein the comparing of the received information to the stored information includes determining whether the activity is associated with an authorized user of the magnetic stripe card.

18. The computer program product of claim 13 , wherein, based upon the comparison, a notification is provided to an owner of the magnetic stripe card, further comprising receiving an indication from the owner of the magnetic stripe card in response to the notification, and wherein the changing of the operational state of the magnetic stripe card is based on the received indication.