IP Library › Granted Patent US 12,028,348
Granted Patent B2
US 12,028,348 · App. 17/811,146 · Granted Jul 2, 2024

System and method for performing interactions across geographical regions within a metaverse

Inventors: Jayachandra Varma (Irving, TX); Manu Kurian (Dallas, TX); Lalit Dhawan (Cranbury, NJ)
Assignee: Bank of America Corporation
H04L63/102G06F21/31G06T11/00H04L67/131H04L67/306H04L67/52
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Quick Facts
Patent No.
US 12,028,348
App. No.
17/811,146
Granted
Jul 2, 2024
Kind
B2
Abstract

A processor is configured to access a virtual environment comprising a plurality of virtual locations. The processor is configured to generate a primary avatar in a first virtual location based on a superset of the user data associated with a first set of the interaction criteria objects. The processor is configured to receive an interaction request from a user device for an interaction with the entity in a second virtual location. The processor is configured to generate a secondary set of user data based on the superset of the user data and the second set of the interaction criteria objects. The processor is configured to generate a secondary avatar associated with the user device in the second virtual location. The processor is further configured to conduct the interaction between the secondary avatar and the entity in the second virtual location based on the second set of the interaction criteria objects.

Claims (69)

1. A system comprising:

a memory operable to store:

a plurality of sets of interaction criteria objects, each set of interaction criteria objects specifying a unique set of security network and interaction requirements for a user device with a corresponding user profile to securely access to and perform an interaction with a plurality of entities in a geographic region in a real-world environment; and

a primary user profile comprising a superset of user data associated with a user account, wherein the superset of the user data comprises a first set of interaction criteria objects and data of historical interactions between the user account and one or more entities in a first geographic region in the real-world environment; and

a processor operably coupled to the memory, the processor configured to:

access a virtual environment comprising a plurality of virtual locations, wherein each virtual location in the virtual environment is associated with at least one entity operated in the real-world environment;

generate a primary avatar at a first virtual location in the virtual environment based on the superset of the user data associated with the first set of the interaction criteria objects, wherein the first virtual location is associated with the first geographic region in the real-world environment;

receive an interaction request from a user device for an interaction with the entity at a second virtual location in the virtual environment;

determine a second geographic region in the real-world environment associated with the entity at the second virtual location in the virtual environment, the second geographic region being different from the first geographic region;

obtain a second set of interaction criteria objects specifying security network and interaction requirements for the user device with a corresponding user profile to securely access to and perform the interaction with the entity in the second geographic region in the real-world environment, the second set of the interaction criteria objects being different from the first set of the interaction criteria objects;

generate a secondary set of user data based on the superset of the user data and the second set of the interaction criteria objects;

generate a secondary avatar associated with the user device at the second virtual location and associate the secondary avatar with the secondary set of the user data; and

conduct the interaction between the secondary avatar and the entity at the second virtual location in the virtual environment and generate a secondary user profile corresponding to the second set of the interaction criteria objects.

2. The system of claim 1 , wherein the processor is further configured to:

analyze the superset of the user data and generate a profile measurement associated with the primary user profile, wherein the profile measurement is a unique alphanumeric value indicating an evaluation of the historical interactions between the user account and the one or more entities in the first geographic region; and

determine whether the secondary avatar is qualified to interact with the entity at the second virtual location in the virtual environment based on the profile measurement and the second set of the interaction criteria objects.

3. The system of claim 2 , wherein the processor is further configured to:

in response to determining that the secondary avatar is qualified to interact with the entity at the second virtual location in the virtual environment,

enable the secondary avatar to conduct the interaction with the entity at the second virtual location in the virtual environment.

4. The system of claim 1 , wherein the secondary user profile comprises the secondary set of the user data, the second set of the interaction criteria objects and interaction data representing the interaction between the secondary avatar and the entity at the second virtual location in the virtual environment.

5. The system of claim 1 , wherein each set of the interaction criteria objects are associated with a unique geographic region and comprise at least one of the objects of a geographical region, an interaction type, interaction exchange metrics, or security communication and interaction protocols.

6. The system of claim 1 , wherein the primary user profile and the secondary user profile comprise one or more user login credentials for the primary avatar and the secondary avatar to enter the virtual environment.

7. The system of claim 1 , wherein the processor is further configured to:

receive a signal indicating a physical location of the user device in the real-world environment;

store the received signal in the memory; and

determine the second virtual location of the secondary avatar associated with the user device in the virtual environment based on the physical location of the user device.

8. A method comprising:

accessing a virtual environment comprising a plurality of virtual locations, wherein each virtual location in the virtual environment is associated with at least one entity operated in a real-world environment;

generating a primary avatar at a first virtual location in the virtual environment based on the superset of the user data associated with a first set of the interaction criteria objects, wherein the first virtual location is associated with the first geographic region in the real-world environment, and the first set of the interaction criteria objects specify a unique set of security network and interaction requirements for a user device with a corresponding user profile to securely access to and perform an interaction with an entity operated in the real-world environment;

receiving an interaction request from a user device for an interaction with the entity at a second virtual location in the virtual environment;

determining a second geographic region in the real-world environment associated with the entity at the second virtual location in the virtual environment, the second geographic region being different from the first geographic region;

obtaining a second set of interaction criteria objects specifying security network and interaction requirements for the user device with a corresponding user profile to securely access to and perform an interaction with the entity in the second geographic region in the real-world environment, the second set of the interaction criteria objects being different from the first set of the interaction criteria objects;

generating a secondary set of user data based on the superset of the user data and the second set of the interaction criteria objects;

generating a secondary avatar associated with the user device at the second virtual location and associate the secondary avatar with the secondary set of the user data; and

conducting the interaction between the secondary avatar and the entity at the second virtual location in the virtual environment and generating a secondary user profile corresponding to the second set of the interaction criteria objects.

9. The method of claim 8 , further comprising:

analyzing the superset of the user data and generate a profile measurement associated with the primary user profile, wherein the profile measurement is a unique alphanumeric value indicating an evaluation of the historical interactions between the user account and the one or more entities in the first geographic region; and

determining whether the secondary avatar is qualified to interact with the entity at the second virtual location in the virtual environment based on the profile measurement and the second set of the interaction criteria objects.

10. The method of claim 9 , further comprising:

in response to determining that the secondary avatar is qualified to interact with the entity at the second virtual location in the virtual environment,

enabling the secondary avatar to conduct the interaction with the entity at the second virtual location in the virtual environment.

11. The method of claim 8 , wherein the secondary user profile comprises the secondary set of the user data, the second set of the interaction criteria objects and interaction data representing the interaction between the secondary avatar and the entity at the second virtual location in the virtual environment.

12. The method of claim 8 , wherein each set of the interaction criteria objects are associated with a unique geographic region and comprise at least one of the objects of a geographical region, an interaction type, interaction exchange metrics, or security communication and interaction protocols.

13. The method of claim 8 , wherein the primary user profile and the secondary user profile comprise one or more user login credentials for the primary avatar and the secondary avatar to enter the virtual environment.

14. The method of claim 8 , further comprising:

receiving a signal indicating a physical location of the user device in the real-world environment;

storing the received signal in a memory; and

determining the second virtual location of the secondary avatar associated with the user device in the virtual environment based on the physical location of the user device.

15. A non-transitory computer-readable medium that stores instructions that when executed by a processor, causes the processor to:

access a virtual environment comprising a plurality of virtual locations, wherein each virtual location in the virtual environment is associated with at least one entity operated in the real-world environment;

generate a primary avatar at a first virtual location in the virtual environment based on the superset of the user data associated with a first set of the interaction criteria objects, wherein the first virtual location is associated with the first geographic region in a real-world environment, and the first set of the interaction criteria objects specify a unique set of security network and interaction requirements for a user device with a corresponding user profile to securely access to and perform the interaction with an entity operated in the real-world environment;

receive an interaction request from a user device for an interaction with the entity at a second virtual location in the virtual environment;

determine a second geographic region in the real-world environment associated with the entity at the second virtual location in the virtual environment, the second geographic region being different from the first geographic region;

obtain a second set of interaction criteria objects specifying security network and interaction requirements for the user device with a corresponding user profile to securely access to and perform the interaction with the entity in the second geographic region in the real-world environment, the second set of the interaction criteria objects being different from the first set of the interaction criteria objects;

generate a secondary set of user data based on the superset of the user data and the second set of the interaction criteria objects;

generate a secondary avatar associated with the user device at the second virtual location and associate the secondary avatar with the secondary set of the user data; and

conduct the interaction between the secondary avatar and the entity at the second virtual location in the virtual environment and generate a secondary user profile corresponding to the second set of the interaction criteria objects.

16. The non-transitory computer-readable medium of claim 15 , wherein the instructions when executed by the processor further cause the processor to:

analyze the superset of the user data and generate a profile measurement associated with the primary user profile, wherein the profile measurement is a unique alphanumeric value indicating an evaluation of the historical interactions between the user account and the one or more entities in the first geographic region; and

determine whether the secondary avatar is qualified to interact with the entity at the second virtual location in the virtual environment based on the profile measurement and the second set of the interaction criteria objects.

17. The non-transitory computer-readable medium of claim 16 , wherein the instructions when executed by the processor further cause the processor to:

in response to determining that the secondary avatar is qualified to interact with the entity at the second virtual location in the virtual environment,

enable the secondary avatar to conduct the interaction with the entity at the second virtual location in the virtual environment.

18. The non-transitory computer-readable medium of claim 15 , wherein the secondary user profile comprises the secondary set of the user data, the second set of the interaction criteria objects and interaction data representing the interaction between the secondary avatar and the entity at the second virtual location in the virtual environment; and wherein each set of the interaction criteria objects are associated with a unique geographic region and comprise at least one of the objects of a geographical region, an interaction type, interaction exchange metrics, or security communication and interaction protocols.

19. The non-transitory computer-readable medium of claim 15 , wherein the primary user profile and the secondary user profile comprise one or more user login credentials for the primary avatar and the secondary avatar to enter the virtual environment.

20. The non-transitory computer-readable medium of claim 15 , wherein the instructions when executed by the processor further cause the processor to:

receive a signal indicating a physical location of the user device in the real-world environment;

store the received signal in a memory; and

determine the second virtual location of the secondary avatar associated with the user device in the virtual environment based on the physical location of the user device.

Assignments (2)
CORRECTIVE ASSIGNMENT TO CORRECT THE INVENTOR'S FIRST NAME PREVIOUSLY RECORDED AT REEL: 060430 FRAME: 0561. ASSIGNOR(S) HEREBY CONFIRMS THE ASSIGNMENT. Recorded Aug 18, 2022
From: VARMA, JAYACHANDRA; KURIAN, MANU; DHAWAN, LALIT
To: BANK OF AMERICA CORPORATION
Reel/Frame 061207/0605 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Jul 7, 2022
From: VARMA, JAYCHANDRA; KURIAN, MANU; DHAWAN, LALIT
To: BANK OF AMERICA CORPORATION
Reel/Frame 060430/0561 →
Continuity (1)
Related Publication 20240012888A1 · Jan 11, 2024
Cited By (1)
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