Systems and methods for removing point of sale processing from PCI scope

1. A method for processing a payment transaction at retail locations, the method comprising:

initiating, by a computing device at a retail location, a payment transaction;

receiving, by the computing device at the retail location and for the payment transaction, non-payment card (“non-PCI”) scope information in a form of a unique identifier via a mobile device;

determining, by a remotely located payment processing server, that the payment transaction is authorized based at least in part on said non-PCI scope information in the form of the unique identifier received via the mobile device; and

receiving, by the computing device at the retail location, an authorization for the payment transaction from the remotely located payment processing server, the computing device at the retail location communicating with predefined electronic devices at the retail location via an isolated communication port designated for communication between the computing device and the predefined electronic devices at the retail location;

wherein the payment transaction is processed without relying on payment card scope information at the retail location.

2. The method of claim 1 , further comprising:

determining, at the retail location, that the authorization for the payment transaction is associated with a particular point of sale lane of a plurality of point of sale lanes at the retail location.

3. The method of claim 2 , further comprising:

sending the authorization to the particular point of sale lane associated with the payment transaction.

4. The method of claim 1 , wherein said non-PCI scope information in the form of the unique identifier is associated with a customer loyalty program.

5. The method of claim 4 , further comprising:

applying customer loyalty program information to the payment transaction based, at least in part, on said non-PCI scope information in the form of the unique identifier.

6. A computing device for processing payments at retail locations, the computing device comprising:

at least one processor; and

a memory communicatively coupled to the at least one processor and storing computer-executable instructions, the computer-executable instructions, when executed by the at least one processor, cause the computing device to:

initiate a payment transaction at a retail location;

receive, for the payment transaction, non-payment card (“non-PCI”) scope information in the form of a unique identifier from a mobile device;

receive, from a remotely located payment processing server, an authorization for the payment transaction, wherein said authorization was determined by said remotely located payment processing server based, at least in part, on said non-PCI scope information in the form of the unique identifier received via the mobile device, the computing device at the retail location communicating with predefined electronic devices at the retail location via an isolated communication port designated for communication between the computing device and the predefined electronic devices at the retail location; and

wherein the payment transaction is processed without relying on payment card scope information at the retail location.

7. The computing device of claim 6 , wherein the authorization for the payment transaction is associated with a particular point of sale lane of a plurality of point of sale lanes at the retail location.

8. The computing device of claim 7 , wherein the authorization is sent to the particular point of sale lane associated with the payment transaction.

9. The computing device of claim 7 , wherein said non-PCI scope information in the form of the unique identifier is associated with a customer loyalty program.

10. The computing device of claim 9 , wherein customer loyalty program information is applied to the payment transaction based, at least in part, on said non-PCI scope information in the form of the unique identifier.

11. A non-transitory computer-readable storage medium with computer readable instructions stored thereon, the computer readable instructions, when executed by a computing device, cause the computing device to perform a method for processing a payment transaction, the method comprising:

initiating, by the computing device at a retail location, a payment transaction;

receiving, by the computing device at the retail location and for the payment transaction, non-payment card (“non-PCI”) scope information in the form of a unique identifier via a mobile device;

determining, by a remotely located payment processing server, that the payment transaction is authorized based at least in part on said non-PCI scope information in the form of the unique identifier received via the mobile device; and

receiving, by the computing device at the retail location, an authorization for the payment transaction from the remotely located payment processing server, the computing device at the retail location communicating with predefined electronic devices at the retail location via an isolated communication port designated for communication between the computing device and the predefined electronic devices at the retail location;

wherein the payment transaction is processed without relying on payment card scope information at the retail location.

12. The non-transitory computer-readable storage medium of claim 11 , wherein the computer readable instructions, when executed by the computing device, further cause the computing device to perform a method further comprising:

determining, at the retail location, that the authorization for the payment transaction is associated with a particular point of sale lane of a plurality of point of sale lanes at the retail location.

13. The non-transitory computer-readable storage medium of claim 12 , wherein the computer readable instructions, when executed by the computing device, further cause the computing device to perform a method further comprising:

sending the authorization to the particular point of sale lane associated with the payment transaction.

14. The non-transitory computer-readable storage medium of claim 11 , wherein said non-PCI scope information in the form of the unique identifier is associated with a customer loyalty program.

15. The non-transitory computer-readable storage medium of claim 11 , wherein the computer readable instructions, when executed by the computing device, further cause the computing device to perform a method further comprising:

applying customer loyalty program information to the payment transaction based, at least in part, on said non-PCI scope information in the form of the unique identifier.

16. The method of claim 1 , wherein:

connection between the computing device and the predefined electronic devices at the retail location is limited to the isolated communication port.

17. The computing device of claim 6 , wherein connection between the computing device and the predefined electronic devices at the retail location is limited to the isolated communication port.

18. The non-transitory computer-readable storage medium of claim 11 , wherein the connection between the computing device and the predefined electronic devices at the retail location is limited to the isolated communication port.