IP Library › Granted Patent US 12,076,649
Granted Patent B2
US 12,076,649 · App. 17/750,582 · Granted Sep 3, 2024

Apparatus and methods for simulating authentication within the metaverse

Inventors: Trish Gillis (Chicago, IL); Jennifer Sanctis (Charlotte, NC); Taylor Farris (Hoboken, NJ)
Assignee: Bank of America Corporation
A63F13/825A63F13/5258A63F13/79
View Patent ↗
Loading inventors, assignments & file history…
Monitor This Case
Get email alerts when status or documents change.
Order Certified Copies
Most orders are placed with the USPTO same day — all within 24 business hours.
Order via The Patent Place →
Pre-filled with this patent's details
Quick Facts
Patent No.
US 12,076,649
App. No.
17/750,582
Filed
May 23, 2022
Granted
Sep 3, 2024
Kind
B2
Art Unit
3715
USPC
463/31
Abstract

Apparatus and methods are provided for providing and simulating authentication within a metaverse. A user may request to be authenticated by a computer program. The program may authenticate the user. The program may create a time-limited avatar overlay for the user to utilize within the metaverse. The time-limited avatar overlay may be transmitted to the user. The user may use the avatar overlay within the metaverse to authenticate the user. The user may authenticate through any appropriate method, including by providing a copy of a real identification card to the program. In an embodiment, the avatar overlay may be a digital representation of the identification card or a digital token.

Claims (47)

1. An authentication computer program product for authenticating a user within a metaverse, the computer program product comprising executable instructions, the executable instructions when executed by a processor on a computer system:

receive, from the user, a request to authenticate the user;

determine that the request is legitimate;

create a time-limited avatar overlay;

transmit the time-limited avatar overlay to the user; and

continuously display the time-limited avatar overlay within the metaverse when prompted by the user;

wherein the request is legitimate when the computer program product authenticates the user; and

wherein the avatar overlay is a digital representation visible to a computer and invisible to the user.

2. The authentication computer program product of claim 1 wherein the transmission is encrypted.

3. The authentication computer program product of claim 1 wherein the request is determined as legitimate by the user providing a government-issued identification card to a camera in communication with the computer program product.

4. The authentication computer program product of claim 1 wherein the computer program product is configured to use one or more artificial intelligence/machine learning (“AI/ML”) algorithms.

5. The authentication computer program product of claim 1 wherein the request is determined as legitimate by the user providing one or more passwords to the computer program product.

6. The authentication computer program product of claim 1 wherein the request is determined as legitimate by the user:

providing a government-issued identification card to a camera in communication with the computer program product; and

providing one or more real-time biometric attributes to one or more biometric sensors in communication with the computer program product.

7. The authentication computer program product of claim 1 wherein the request is determined as legitimate by the user:

providing a government-issued identification card to a camera in communication with the computer program product; and

providing a real-time image of the user to the camera.

8. The authentication computer program product of claim 1 wherein the time-limited avatar overlay is limited to one session within the metaverse.

9. The authentication computer program product of claim 1 wherein the time-limited avatar overlay is a digital representation of a government-issued identification card belonging to the user.

10. The authentication computer program product of claim 1 wherein the time-limited avatar overlay is a digital representation of an image of the user.

11. A method for authenticating a user within a metaverse, the method comprising:

receiving, at an authentication computer program, from the user, a request to authenticate the user;

determining, by the authentication computer program, that the request is legitimate;

authenticating, by the authentication computer program, the user;

creating, by the authentication computer program, a time-limited avatar overlay;

transmitting, to the user, the time-limited avatar overlay; and

continuously displaying, when prompted by the user, the time-limited avatar overlay within the metaverse, wherein the time-limited avatar overlay is a digital representation visible to a computer and invisible to the user.

12. The method of claim 11 wherein the authentication computer program determines the request is legitimate by the user providing a government-issued identification card to a camera in communication with the computer program product.

13. The method of claim 11 wherein time-limited avatar overlay expires after a pre-determined length of time.

14. The method of claim 13 wherein the pre-determined length of time is variable.

15. The method of claim 11 wherein the time-limited avatar overlay is a digital representation of a government-issued identification card belonging to the user.

16. An apparatus for authenticating a user within a metaverse, the apparatus comprising:

a server, the server comprising:

a communication link;

a processor; and

a non-transitory memory configured to store at least:

an operating system; and

an authentication program comprising executable instructions that when executed on the processor are configured to:

receive, from the user, a request to authenticate the user;

determine that the request is legitimate and authenticate the user;

create a time-limited digital authentication token;

transmit the time-limited digital authentication token to the user; and

continuously present the time-limited digital authentication token within the metaverse when prompted by the user;

wherein the time-limited digital authentication token comprises a digital token visible to a computer and invisible to the user.

17. The apparatus of claim 16 wherein the time-limited digital authentication token comprises a timer displaying a decreasing amount of time corresponding to a time limit.

18. The apparatus of claim 16 wherein the authentication program comprises one or more artificial intelligence/machine learning (“AI/ML”) algorithms.

Assignments (1)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded May 23, 2022
From: GILLIS, TRISH; FARRIS, TAYLOR; SANCTIS, JENNIFER
To: BANK OF AMERICA CORPORATION
Reel/Frame 059980/0663 →
Continuity (1)
Related Publication 20230372830A1 · Nov 23, 2023
Cited By (2)
US 12,301,629 US 12,712,858