Evidence oracles
Systems and methods are disclosed with respect to using a blockchain for managing the subrogation claim process related to a vehicle collision, in particular, utilizing evidence oracles as part of the subrogation process. An exemplary embodiment includes receiving recorded data from one or more connected devices at a geographic location; analyzing the recorded data, wherein analyzing the recorded data includes determining that an collision has occurred involving one or more vehicles; generating a transaction including the data indicative of the collision based upon the analysis; and transmitting the transaction to at least one other participant in the distributed ledger network.
1. A computer-implemented method for interacting with a distributed ledger maintained by a plurality of participants, the method comprising:
receiving, via one or more processors, sensor data indicative of a vehicle accident;
determining, via the one or more processors, that the vehicle accident has occurred based upon the received sensor data;
generating, via the one or more processors, a transaction including an identifier for a vehicle involved in the vehicle accident;
transmitting, via the one or more processors, the transaction including the identifier for the vehicle involved in the vehicle accident to at least one other participant via the distributed ledger; and
analyzing a plurality of vehicle components by:
determining, via the one or more processors, a subrogation claim related to the vehicle accident;
generating, via the one or more processors, a smart contract related to the subrogation claim; and
deploying, via the one or more processors, the smart contract to the distributed ledger.
2. The computer-implemented method of claim 1 , wherein the sensor data is received from the vehicle involved in the vehicle accident.
3. The computer-implemented method of claim 1 , wherein the sensor data is vehicle data indicative of speed, position, orientation, location, impact, or combinations thereof.
4. The computer-implemented method of claim 1 , further comprising analyzing a plurality of vehicle components to assess potential damage by:
collecting, via the one or more processors, accident data from the plurality of vehicle components.
5. The computer-implemented method of claim 1 , further comprising generating a damages dataset based upon an analysis of a plurality of vehicle components, the analysis including:
determining, via the one or more processors, a component status for each member of the plurality of vehicle components.
6. The computer-implemented method of claim 1 , further comprising generating a damages dataset based upon an analysis of a plurality of vehicle components, wherein the damages dataset includes an insurance provider for the vehicle involved in the vehicle accident.
7. The computer-implemented method of claim 1 , wherein generating the transaction, further comprises:
augmenting, via the one or more processors, the transaction with identity data for the vehicle;
generating, via the one or more processors, a cryptographic signature based upon the transaction; and
augmenting, via the one or more processors, the transaction with the cryptographic signature.
8. The computer-implemented method of claim 1 , wherein transmitting the transaction to at least one other participant further comprises:
transmitting, via the one or more processors, the transaction to the smart contract stored on the distributed ledger.
9. A computer system for interacting with a distributed ledger, the system comprising one or more processors configured to:
receive sensor data indicative of a vehicle accident;
determine that the vehicle accident has occurred based upon the received sensor data;
generate a transaction including an identifier for a vehicle involved in the vehicle accident;
transmit the transaction including the identifier for the vehicle involved in the vehicle accident to at least one other participant via the distributed ledger; and
analyze a plurality of vehicle components by:
determining a subrogation claim related to the vehicle accident;
generating a smart contract related to the subrogation claim; and
deploying the smart contract to the distributed ledger.
10. The computer system of claim 9 , wherein the sensor data is vehicle data indicative of speed, position, orientation, location, impact, or combinations thereof.
11. The computer system of claim 9 , wherein the one or more processors are further configured to analyze a plurality of vehicle components to assess potential damage by:
collecting accident data from the plurality of vehicle components.
12. The computer system of claim 9 , wherein the one or more processors are further configured to generate the transaction by:
augmenting the transaction with identity data for the vehicle;
generating a cryptographic signature based upon the transaction; and
augmenting the transaction with the cryptographic signature.
13. A computer system for interacting with a distributed ledger, the system comprising:
a network interface configured to interface with one or more processors;
a memory configured to store non-transitory computer executable instructions and configured to interface with the one or more processors; and
the one or more processors configured to interface with the memory, wherein the one or more processors are configured to execute the non-transitory computer executable instructions to cause the one or more processors to:
receive sensor data indicative of a vehicle accident;
determine that the vehicle accident has occurred based upon the received sensor data;
generate a transaction including an identifier for a vehicle involved in the vehicle accident; and
transmit the transaction including the identifier for the vehicle involved in the vehicle accident to at least one other participant via the distributed ledger; and
wherein to transmit the transaction to at least one other participant, the one or more processors are further configured to execute the non-transitory computer executable instructions to cause the one or more processors to:
transmit the transaction to a smart contract stored on the distributed ledger.
14. The computer system of claim 13 , wherein the sensor data is received from the vehicle involved in the vehicle accident.
15. The computer system of claim 13 , wherein the sensor data is vehicle data indicative of speed, position, orientation, location, impact, or combinations thereof.
16. The computer system of claim 13 , wherein the one or more processors are further configured to execute the non-transitory computer executable instructions to cause the one or more processors to analyze a plurality of vehicle components to assess potential damage by:
collecting accident data from the plurality of vehicle components.
17. The computer system of claim 13 , further including:
a camera mounted about the vehicle; and
a roadside camera; and
wherein the received sensor data indicative of the vehicle accident includes data from both the camera mounted about the vehicle and the roadside camera.