Multi-purpose smart card with user trusted bond
A new generation “smart card” creates a severable invisible “bond” between the cardholder and the smart card itself where this trusted bond relationship is used to enhance and simplify the authentication process during the use. This new smart card is initiated and connected to a specific user using biometric information added to the card and the user using biometric information connects via a trusted bond with the card by pairing the biometric information which can be severed in one of multiple ways. The trusted bond with the smart card can be broken in one of multiple ways including disconnection from a network, distancing from the user, impact accelerometers, outside parameters, etc. The multi-function smart card also uses this established trusted bond with the user to simplify the authentication of the user for use of the card in encrypted computer network, ground security, or other retail and payment function.
1. A multi-purpose smart card in a dynamic environment, the dynamic environment comprising an operative field configured as a data connection and communication system, the multi-purpose smart card comprising:
a top layer including a code display window for presentation of a One Time Password (OTP);
a bottom layer including a biometric reader, a microprocessor with a memory that is suitable to retain biometric information of a user generated by the biometric reader wherein the multi-purpose smart card is configured to (i) upload into the memory user biometric data, and (ii) allow the user to perform an operation of pairing in which the user authenticates himself to the smart card by providing biometric information to the smart card at the biometric reader; and
at least one sensor suitable to enable at least one of establishing and losing trust between the smart card and the user and configured as part of a management of trust between the smart card and the user to allow for at least one trust verification parameter (TVP) to be tested and confirmed before the multi-purpose smart card releases data as part of a secured digital transaction.
2. The multi-purpose smart card in a dynamic environment of claim 1 , wherein the smart card is further configured to enable at least a portion of the dynamic environment from at least one of a GPS, telecommunication network and the local wireless network, to interact with a multi-protocol contactless access control interface.
3. The multi-purpose smart card in a dynamic environment of claim 1 , wherein the management of trust between the multi-purpose smart card and the user provides multiple trust verification parameters to each be tested before the card releases data to help as part of a secured digital transaction.
4. The multi-purpose smart card in a dynamic environment of claim 1 , wherein the data released to help as part of the secured digital transaction includes a security token (HOTP or TOTP systems).
5. The multi-purpose smart card in a dynamic environment of claim 1 , wherein the at least one sensor is selected from the group consisting of infrared sensors, IC sensors, Thermistors, resistor temperature detectors, thermocouples, inductive sensors, capacitive sensors, photoelectric sensors, ultrasonic sensors, pressure sensors, infrared sensors, charge-coupled devices, complementary metal-oxide semiconductor imagers, motion detection sensors, accelerometer sensors, rotary, vibrating, or optical/MEMS sensors, photodetector, fiber optic detectors, pyrometers, and proximity detectors.
6. A method for use of a multi-purpose smart card in a dynamic environment comprising:
providing the dynamic environment comprising an operative field configured as a data connection and communication system, the multi-purpose smart card comprising a top layer including a code display window for presentation of a One Time Password (OTP); a bottom layer including a biometric reader, a microprocessor with a memory that is suitable to retain biometric information of a user generated by the biometric reader wherein the multi-purpose smart card is configured to (i) upload into the memory user biometric data, and (ii) allow the user to perform an operation of pairing in which the user authenticates himself to the smart card by providing biometric information to the smart card at the biometric reader; and at least one sensor suitable to enable at least one of establishing and losing trust between the smart card and the user and configured as part of a management of trust between the smart card and the user to allow for at least one trust verification parameter (TVP) to be tested and confirmed before the multi-purpose smart card releases data as part of a secured digital transaction;
powering an unpaired card;
providing to a new user the unpaired card;
pairing the card with the user by entry of the user's biometric data; and
establishing trust by allowing the card further configured to enable at least a portion of the dynamic environment interact with the at least one sensor.
7. The process of use the multi-purpose smart card in a dynamic environment of claim 6 , including the step of allowing at least one trust verification parameter (TVP) to be tested and confirmed before the card releases data as part of a secured digital transaction.
8. The process of use the multi-purpose smart card in a dynamic environment of claim 7 , further including the step of allowing for the programming of more than one trust verification parameter (TVP) to each be tested serially, randomly or sequentially before the card releases data to help as part of a secured digital transaction.
9. The process of use of the multi-purpose smart card in a dynamic environment of claim 6 , wherein the at least one sensor is selected from the group consisting of infrared sensors, IC sensors, Thermistors, resistor temperature detectors, thermocouples, inductive sensors, capacitive sensors, photoelectric sensors, ultrasonic sensors, pressure sensors, infrared sensors, charge-coupled devices, complementary metal-oxide semiconductor imagers, motion detection sensors, accelerometer sensors, rotary, vibrating, or optical/MEMS sensors, photodetector, fiber optic detectors, pyrometers, and proximity detectors.
10. A method for use of a smart card in a dynamic environment, the dynamic environment, the dynamic environment comprising:
providing the dynamic environment comprising an operative field configured as a data connection and communication system, the multi-purpose smart card comprising a top layer including a code display window for presentation of a One Time Password (OTP); a bottom layer including a biometric reader, a microprocessor with a memory that is suitable to retain biometric information of a user generated by the biometric reader wherein the multi-purpose smart card is configured to (i) upload into the memory user biometric data, and (ii) allow the user to perform an operation of pairing in which the user authenticates himself to the smart card by providing biometric information to the smart card at the biometric reader; and at least one sensor suitable to enable at least one of establishing and losing trust between the smart card and the user and configured as part of a management of trust between the smart card and the user to allow for at least one trust verification parameter (TVP) to be tested and confirmed before the multi-purpose smart card releases data as part of a secured digital transaction; pairing an unpaired card to a user by inserting biometric data in the memory of the card;
establishing trust by allowing a user at the biometric reader to validate the paired biometric data in the memory of the card; and
establishing a set of trust verification parameters for testing of trust before any use of the card in a digital transaction.
11. The method of claim 10 , wherein the smart card is further configured to enable at least a portion of the dynamic environment to interact with one of (i) the UHR RFID tag for long-range, in-faculty detection, (ii) the multi-protocol contactless access control interface with low power Bluetooth connector, or (iii) at least one sensor for the management of trust between the smart card and the user.
12. The method of claim 10 , wherein the smart card is further configured as part of the management of trust between the smart card and the user to allow for the step of programming at least one trust verification parameter (TVP) to be tested and confirmed before the card releases data to help as part of a secured digital transaction.
13. The method of claim 10 , wherein the smart card is further configured as part of the management of trust between the smart card and the user to allow for step of programming of more than one trust verification parameter (TVP) to each be tested serially, randomly or sequentially before the card releases data to help as part of a secured digital transaction.
14. The method of claim 10 , wherein the method includes the additional step of releasing data as part of the secured digital transaction that includes a security token (HOTP or TOTP systems).
15. The Method of claim 10 , wherein at least one sensor of the card is selected from the group consisting of infrared sensors, IC sensors, Thermistors, resistor temperature detectors, thermocouples, inductive sensors, capacitive sensors, photoelectric sensors, ultrasonic sensors, pressure sensors, infrared sensors, charge-coupled devices, complementary metal-oxide semiconductor imagers, motion detection sensors, accelerometer sensors, rotary, vibrating, or optical/MEMS sensors, photodetector, fiber optic detectors, pyrometers, and proximity detectors.
16. A smart card comprising:
an operative field configured as a data communication system for operation of the smart card comprising:
a top layer including a window for presentation of a One Time Password (OTP);
a bottom layer including a biometric reader, a microprocessor, and a memory suitable to retain biometric information of a user generated by the biometric reader; the smart card being further configured to (i) upload into the memory user biometric data, and (ii) perform an operation of pairing in which the user self-authenticates to the smart card by providing biometric information; and
a plurality of sensors suitable to enable at least one of establishing and losing trust between the smart card and the user, each sensor being configured as part of a management of trust between the smart card and the user to allow for at least one trust verification parameter (TVP) to be confirmed before the multi-purpose smart card releases data as part of a secured digital transaction.
17. The smart card of claim 16 , further configured to enable at least a portion of the operative field from at least one of a GPS, telecommunication network and the local wireless network, to interact with a multi-protocol contactless access control interface.
18. The smart card of claim 16 , wherein the management of trust between the smart card and the user provides multiple trust verification parameters to each be tested before the card releases data to help as part of a secured digital transaction.
19. The smart card of claim 16 , wherein the data released to help as part of the secured digital transaction includes a security token (HOTP or TOTP systems).
20. The smart card in a dynamic environment of claim 16 , wherein the sensors are selected from the group consisting of infrared sensors, IC sensors, Thermistors, resistor temperature detectors, thermocouples, inductive sensors, capacitive sensors, photoelectric sensors, ultrasonic sensors, pressure sensors, infrared sensors, charge-coupled devices, complementary metal-oxide semiconductor imagers, motion detection sensors, accelerometer sensors, rotary, vibrating, or optical/MEMS sensors, photodetector, fiber optic detectors, pyrometers, and proximity detectors.