IP Library Granted Patent US 12,229,612
Granted Patent B1
US 12,229,612 · App. 18/417,266 · Granted Feb 18, 2025

Contactless card with dynamic protection against covert radio frequency reading

Inventors: Shaohan Hu (Yorktown Heights, NY); Youngwook Do (New York, NY)
Assignee: JPMORGAN CHASE BANK, N.A.
G06K19/07318G06K19/07773
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Quick Facts
Patent No.
US 12,229,612
App. No.
18/417,266
Granted
Feb 18, 2025
Kind
B1
Abstract

A contactless card may include: a first card portion and a second card portion; a manipulation area between the first card portion and the second card portion, wherein the contactless card may be manipulatable about the manipulation area; a chip storing information; and an antenna in communication with the chip comprising a first antenna portion in the first card portion and a second antenna portion in the second card portion, wherein the first antenna portion and the second antenna portion are electrically connected when the contactless card is in a first orientation such that the information can be read by radio frequency communication from the chip via the antenna, and the first antenna portion and the second antenna portion are electrically disconnected when the contactless card is in a second orientation such that the information cannot be read by radio frequency communication from the chip via the antenna.

Claims (26)

1. A contactless card, comprising:

a first card portion and a second card portion;

a manipulation area between the first card portion and the second card portion, wherein the contactless card is manipulatable into a plurality of orientations about the manipulation area;

a chip storing information; and

an antenna in communication with the chip comprising a first antenna portion in the first card portion and a second antenna portion in the second card portion, wherein the first antenna portion and the second antenna portion are electrically connected when the contactless card is in a first orientation of the plurality of orientations such that the information can be read by radio frequency communication from the chip via the antenna, and the first antenna portion and the second antenna portion are electrically disconnected when the contactless card is in a second orientation of the plurality of orientations such that the information cannot be read by radio frequency communication from the chip via the antenna.

2. The contactless card of claim 1 , wherein the first orientation is a non-planar orientation, and the second orientation is a planar orientation.

3. The contactless card of claim 1 , wherein the manipulation area comprises a hinge.

4. The contactless card of claim 1 , wherein the manipulation area comprises a pivot point.

5. The contactless card of claim 1 , wherein the contactless card is biased in the first orientation.

6. The contactless card of claim 1 , wherein the contactless card is biased in the second orientation.

7. The contactless card of claim 1 , further comprising a second chip storing second information, wherein the antenna is in communication with the chip when the contactless card is in the first orientation such that the information can be read by radio frequency communication from the chip via the antenna, and the antenna is in communication with the second chip when the contactless card is in a third orientation of the plurality of orientations such that the second information can be read by radio frequency communication from the second chip via the antenna.

8. The contactless card of claim 1 , wherein the contactless card comprises a financial instrument, and the information comprises financial instrument information.

9. The contactless card of claim 1 , wherein the contactless card comprises an access card, and the information comprises identification information.

10. A method, comprising:

receiving a contactless card comprising a first card portion and a second card portion, a manipulation area between the first card portion and the second card portion, wherein contactless card is manipulatable into a plurality of orientations about the manipulation area, a chip storing information, and an antenna in communication with the chip comprising a first antenna portion in the first card portion and a second antenna portion in the second card portion;

manipulating the contactless card into a first orientation of the plurality of orientations, wherein the first antenna portion and these second antenna portion are electrically connected such that the information can be read by radio frequency communication from the chip via the antenna; and

manipulating the contactless card into a second orientation of the plurality of orientations, wherein the first antenna portion and these second antenna portion are electrically disconnected when the contactless card such that the information cannot be read by radio frequency communication from the chip via the antenna.

11. The method of claim 10 , wherein the first orientation is a non-planar orientation, and the second orientation is a planar orientation.

12. The method of claim 10 , wherein the manipulation area comprises a hinge.

13. The method of claim 10 , wherein the manipulation area comprises a pivot point.

14. The method of claim 10 , wherein the contactless card is biased in the first orientation.

15. The method of claim 10 , wherein the contactless card is biased in the second orientation.

16. The method of claim 10 , wherein the contactless card further comprises a second chip storing second information, and the method further comprises:

manipulating the contactless card into a third orientation of the plurality of orientations, wherein the first antenna portion and these second antenna portion are electrically connected such that the second information can be read by radio frequency communication from the second chip via the antenna.

17. The method of claim 10 , wherein the contactless card comprises a financial instrument, and the information comprises financial instrument information.

18. The method of claim 10 , wherein the contactless card comprises an access card, and the information comprises identification information.

Assignments (1)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Oct 21, 2024
From: HU, SHAOHAN; DO, YOUNGWOOK
To: JPMORGAN CHASE BANK, N.A.
Reel/Frame 068960/0617 →
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