Secure decentralized system
View Patent ↗A node associated with an individual and/or organization receives a storage identifier for new data associated with a consumer and/or business. A node and distributed data sources are used to share the new consumer and/or business data with a network of nodes. The node updates a node with the storage identifier for the new consumer and/or business data. The node receives, from a device associated with the individual and/or organization, a request for the new data. The node obtains the storage identifier for the new data from the node. The node obtains the new data by using the storage identifier to search the distributed data sources. The node provides the new consumer and/or business data to the device. The node performs actions to obtain additional new consumer and/or business data from the distributed data sources or provide the additional new consumer and/or business data to the distributed data sources.
1. A method for creating a secure credit report, comprising:
receiving, by a first node associated with a network of nodes, new commercial actor data associated with a commercial actor that has credit with a first entity,
wherein the network of nodes further comprises a set of distributed data sources that are to be used to share the new commercial actor data within the network of nodes that are associated with a group of entities that are permitted to access the new commercial actor data,
wherein the new commercial actor data has been verified by a second node associated with a second entity of the group of entities that are a part of the network of nodes so that the credit with the first entity can be shared with the group of entities within the network of nodes,
wherein the secure network of nodes has a tamper resistant data structure that restricts access to the set of distributed data sources and the new commercial actor data to nodes associated with the group of entities; and
updating, by the first node, a node associated with the commercial actor to include information associated with the new commercial actor data; and
performing, by the first node, a group of actions associated with obtaining additional new commercial actor data from the set of distributed data sources or providing the additional new commercial actor data to the set of distributed data sources.
2. The method for creating a secure credit report of claim 1 , further comprising:
receiving, from a device associated with the first entity, a request for the new commercial actor data;
obtaining, by the first node, the information associated with the new commercial actor data from the node;
obtaining, by the first node, the new commercial actor data by using a storage identifier to search the set of distributed data sources; and
providing, by the first node, the new commercial actor data to the device associated with the first entity.
3. The method for creating a secure credit report of claim 1 , wherein the first entity is permitted to use the network of nodes to access the new commercial actor data if an entity identifier for the first entity is stored by a data structure associated with the node, and wherein the entity identifier for the first entity is added to the data structure.
4. The method for creating a secure credit report of claim 1 , further comprising: generating, after receiving the new commercial actor data, a storage identifier for the new commercial actor data by using a content addressing technique to generate a cryptographic hash value identifying a storage location at which the new commercial actor data is to be stored within the set of distributed data sources, wherein the cryptographic hash value is to be used as the storage identifier for the new commercial actor data.
5. The method for creating a secure credit report of claim 1 , wherein the node is used for the commercial actor and includes at least one of: data identifying the group of entities that are permitted to access the new commercial actor data, a set of storage identifiers identifying a set of storage locations associated with historical commercial actor data of the commercial actor, a first function associated with providing the new commercial actor data to the set of distributed data sources, or a second function associated with obtaining the new commercial actor data from the set of distributed data sources.
6. The method for creating a secure credit report of claim 1 , wherein the first entity and the second entity are lending to commercial actors.