IP Library Granted Patent US 12,243,104
Granted Patent B2
US 12,243,104 · App. 18/199,397 · Granted Mar 4, 2025

Vehicle telematics and account management

Inventors: Imran Iqbal (Elgin, IL); Srinath Gopalan (Hoffman Estates, IL); Yuval Saban (Oak Park, IL)
Assignee: ARITY INTERNATIONAL LIMITED
G06Q40/08G06Q30/0207
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Quick Facts
Patent No.
US 12,243,104
App. No.
18/199,397
Granted
Mar 4, 2025
Kind
B2
Abstract

Methods, computer-readable media, software, and apparatuses provide a system that may facilitate communications so that parents or other superiors may monitor driving behavior of a vehicle carrying children or other subordinates. The system may allow communications to be sent from a parent computing device to a particular child computing device to set conditions for notifying the parent or superior of the driving behavior of a vehicle. Child computing devices may collect drive data (e.g., vehicle telematics data) for the system to evaluate and determine whether conditions are met (e.g., whether parental restrictions, like a geo-fence, are violated). Further, the system may send notifications to child computing devices and parent computing devices indicating whether the drive data meets the conditions of an agreement between a parent and teen. The system may also provide a web portal for use in forming the agreement between parents and their teens.

Claims (36)

1. A computing system comprising:

one or more processors; and

memory storing computer-executable instructions that, when executed by the one or more processors, cause the computing system to:

provide a template comprising a plurality of fields;

establish, based on a plurality of parameters entered using the plurality of fields, a contract;

associate the contract with a first user;

determine, based on the contract, a particular challenge, wherein the particular challenge comprises a vehicle speeding challenge, a vehicle braking challenge, or a vehicle turning challenge;

transmit, to a first mobile computing device associated with the first user, the particular challenge;

receive, from the first mobile computing device, drive data determined by the first mobile computing device during one or more trips;

monitor the first mobile computing device for usage of applications on the first mobile computing device and usage of telephone capabilities on the first mobile computing device, while the drive data indicates that the first mobile computing device is in a moving vehicle;

when the particular challenge comprises the vehicle speeding challenge, determine, based on the drive data, that the first user passed the particular challenge by determining that one or more speed indications in the drive data are below one or more contracted speed indications in the contract;

when the particular challenge comprises the vehicle braking challenge, determine, based on the drive data, that the first user passed the particular challenge by determining that one or more deacceleration indications in the drive data are below one or more contracted deacceleration indications in the contract;

when the particular challenge comprises the vehicle turning challenge, determine, based on the drive data, that the first user passed the particular challenge by determining that one or more turn speed indications in the drive data are below one or more contracted turn speed indications in the contract; and

transmit, to the first mobile computing device, an indication that the first user has passed the particular challenge.

2. The computing system of claim 1 , wherein the computer-executable instructions, when executed by the one or more processors, cause the computing system to:

after establishing the contract, provide an access code for the first mobile computing device to activate a computer program that configures the first mobile computing device to transmit the drive data to the computing system.

3. The computing system of claim 1 , wherein the computer-executable instructions, when executed by the one or more processors, cause the computing system to:

when the particular challenge comprises the vehicle speeding challenge, determine, based on the drive data, that the first user passed the particular challenge by determining that all speed indications in the drive data are below the one or more contracted speed indications in the contract;

when the particular challenge comprises the vehicle braking challenge, determine, based on the drive data, that the first user passed the particular challenge by determining that all deacceleration indications in the drive data are below the one or more contracted deacceleration indications in the contract; and

when the particular challenge comprises the vehicle turning challenge, determine, based on the drive data, that the first user passed the particular challenge by determining that all turn speed indications in the drive data are below the one or more contracted turn speed indications in the contract.

4. The computing system of claim 1 , wherein the computer-executable instructions, when executed by the one or more processors, cause the computing system to:

determine, based on the contract, a second particular challenge, wherein the second particular challenge comprises one of the vehicle speeding challenge, the vehicle braking challenge, or the vehicle turning challenge not included in the particular challenge;

transmit, to the first mobile computing device associated with the first user, the second particular challenge;

receive, from the first mobile computing device, second drive data determined by the first mobile computing device during one or more second trips;

when the second particular challenge comprises the vehicle speeding challenge, determine, based on the second drive data, that the first user passed the second particular challenge by determining that one or more speed indications in the second drive data are below the one or more contracted speed indications in the contract;

when the second particular challenge comprises the vehicle braking challenge, determine, based on the second drive data, that the first user passed the second particular challenge by determining that one or more deacceleration indications in the second drive data are below the one or more contracted deacceleration indications in the contract;

when the second particular challenge comprises the vehicle turning challenge, determine, based on the second drive data, that the first user passed the second particular challenge by determining that one or more turn speed indications in the second drive data are below the one or more contracted turn speed indications in the contract; and

transmit, to the first mobile computing device, an indication that the first user has passed the second particular challenge.

5. The computing system of claim 4 , wherein the computer-executable instructions, when executed by the one or more processors, cause the computing system to:

determine, based on the contract, a third particular challenge, wherein the third particular challenge comprises the vehicle speeding challenge, the vehicle braking challenge, or the vehicle turning challenge not included in the particular challenge or the second particular challenge;

transmit, to the first mobile computing device associated with the first user, the third particular challenge;

receive, from the first mobile computing device, third drive data determined by the first mobile computing device during one or more third trips;

when the third particular challenge comprises the vehicle speeding challenge, determine, based on the third drive data, that the first user passed the third particular challenge by determining that one or more speed indications in the third drive data are below the one or more contracted speed indications in the contract;

when the third particular challenge comprises the vehicle braking challenge, determine, based on the third drive data, that the first user passed the third particular challenge by determining that one or more deacceleration indications in the third drive data are below the one or more contracted deacceleration indications in the contract;

when the third particular challenge comprises the vehicle turning challenge, determine, based on the third drive data, that the first user passed the third particular challenge by determining that one or more turn speed indications in the third drive data are below the one or more contracted turn speed indications in the contract; and

transmit, to the first mobile computing device, an indication that the first user has passed the third particular challenge.

Assignments (2)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Sep 20, 2024
From: IQBAL, IMRAN; GOPALAN, SRINATH; SABAN, YUVAL
To: ALLSTATE INSURANCE COMPANY
Reel/Frame 068650/0148 →
SUPPLEMENTAL MEMO TO PURCHASE AGREEMENT Recorded Sep 20, 2024
From: ALLSTATE INSURANCE COMPANY
To: ARITY INTERNATIONAL LIMITED
Reel/Frame 069013/0874 →
Continuity (5)
Continuation 16507389 · Jul 10, 2019
Continuation 14685761 · Apr 14, 2015
Continuation In Part 14505014 · Oct 2, 2014
Provisional Application 61943200 · Feb 21, 2014
Related Publication 20230368302A1 · Nov 16, 2023
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