IP Library Granted Patent US 12,299,511
Granted Patent B1
US 12,299,511 · App. 18/505,568 · Granted May 13, 2025

Transaction card with a removable weight

Inventors: Samuel Rapowitz (Atlanta, GA); Bryant Yee (Silver Spring, MD); Armando Martinez Stone (Arlington, VA)
Assignee: Capital One Services, LLC
G06K19/044
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Quick Facts
Patent No.
US 12,299,511
App. No.
18/505,568
Granted
May 13, 2025
Kind
B1
Abstract

A transaction card assembly is disclosed, comprising a card body, an EMV chip, visible cardholder information, and a receiving portion disposed on the card body; a weighted card component comprising an attachment portion, the weighted card component being heavier than the card body and wherein, in a first configuration, the weighted card component is coupled to the card body via engagement between the receiving portion and the attachment portion, and in a second configuration, the weighted card component is uncoupled from the card body by disengagement between the attachment portion and the receiving portion, and wherein, in the first configuration, the weighted card component obfuscates the EMV chip and the visible cardholder information.

Claims (67)

1. A transaction card assembly, comprising:

a card body;

an EMV™ chip, visible cardholder information, and a receiving portion disposed on the card body;

a weighted card component comprising an attachment portion, the weighted card component being heavier than the card body;

wherein, in a first configuration, the weighted card component is coupled to the card body via engagement between the receiving portion and the attachment portion, and in a second configuration, the weighted card component is uncoupled from the card body by disengagement between the attachment portion and the receiving portion,

wherein, in the first configuration, the weighted card component obfuscates the visible cardholder information, and

wherein:

the attachment portion comprises one or more first magnets;

the receiving portion comprises one or more second magnets; and

in the first configuration, the weighted card component is coupled to the card body by an attraction between the one or more first magnets and the one or more second magnets.

2. The transaction card assembly of claim 1 , wherein a magnetic strip is disposed on the card body; and

in the first configuration, the weighted card component obfuscates the magnetic strip and disables the card body for active use as tender.

3. The transaction card assembly of claim 1 , wherein a first magnetic strip is disposed on the card body or a second magnetic strip is disposed on the weighted card component; and

in the first configuration, the weighted card component obfuscates the first magnetic strip.

4. The transaction card assembly of claim 1 , wherein

the card body is substantially rectangular with a height extending in a vertical direction and a length extending in a horizontal direction perpendicular to the vertical direction, wherein the length is greater than the height;

the receiving portion comprises a groove formed in the horizontal direction; and

the weighted card component is slidably movable relative to the card body in the horizontal direction.

5. The transaction card assembly of claim 1 , wherein

the card body is substantially rectangular with a height extending in a vertical direction and a length extending in a horizontal direction perpendicular to the vertical direction, wherein the length is greater than the height;

the receiving portion comprises a groove formed in the vertical direction; and

the weighted card component is slidably movable relative to the card body in the vertical direction.

6. The transaction card assembly of claim 5 , wherein

the attachment portion comprises one or more tracks that are received in the groove of the receiving portion.

7. The transaction card assembly of claim 1 , wherein

the card body is formed of a rigid plastic material, and the weighted card component is formed of a metal material.

8. The transaction card assembly of claim 1 , wherein

the weighted card component comprises a mesh material of conductive wires for blocking external electromagnetic fields.

9. A transaction card assembly, comprising:

a card body comprising a first face and a second face opposite the first face;

an EMV™ chip disposed on the first face of the card body;

a magnetic strip disposed on the second face of the card body;

a receiving portion formed on the card body; and

a weighted card component comprising visible cardholder information and an attachment portion;

wherein,

in a first configuration, the weighted card component is coupled to the card body by engagement between the receiving portion and the attachment portion, and

in a second configuration, the weighted card component is uncoupled from the card body by disengagement between the attachment portion and the receiving portion, and the weighted card component is usable as active tender in the second configuration.

10. The transaction card assembly of claim 9 , wherein

the card body is substantially rectangular with a height extending in a vertical direction and a length extending in a horizontal direction perpendicular to the vertical direction, wherein the length is greater than the height;

the magnetic strip extends less than the length of the card body in the horizontal direction; and

the weighted card component includes a cut-out portion to accommodate the magnetic strip, such that the magnetic strip is not obfuscated in the first configuration.

11. The transaction card assembly of claim 9 , wherein

the card body is substantially rectangular with a height extending in a vertical direction and a length extending in a horizontal direction perpendicular to the vertical direction, wherein the length is greater than the height;

the receiving portion comprises at least one groove formed in the horizontal direction; and

the weighted card component is slidably movable relative to the card body in the horizontal direction.

12. The transaction card assembly of claim 9 , wherein

the card body is substantially rectangular with a height extending in a vertical direction and a length extending in a horizontal direction perpendicular to the vertical direction, wherein the length is greater than the height;

the receiving portion comprises at least one groove formed in the vertical direction; and

the weighted card component is slidably movable relative to the card body in the vertical direction.

13. The transaction card assembly of claim 9 , wherein

the card body is lighter in weight than the weighted card component.

14. The transaction card assembly of claim 9 , wherein

the card body is formed of a rigid plastic material, and the weighted card component is formed of a metal material.

15. The transaction card assembly of claim 9 , wherein

the weighted card component comprises a mesh material of conductive wires for blocking external electromagnetic fields.

16. A method, the method comprising:

uncoupling a first removable weighted card component from a first card body,

the first removable weighted card component comprising a first attachment portion,

the first card body including a first EMV™ chip, a first magnetic strip, a first visible cardholder information, and a first receiving portion, wherein

upon uncoupling of the first removable weighted card component, each of the first EMV™ chip, the first magnetic strip, and the first visible cardholder information are uncovered and the first card body is enabled for active use as tender; and

coupling the first removable weighted card component to a second card body,

the second card body including a second EMV™ chip, a second magnetic strip, a second visible cardholder information, and a second receiving portion;

such that, when coupled to the second card body, each of the second EMV™ chip, the second magnetic strip, and the second visible cardholder information are covered and the second card body is disabled for active use as tender, and wherein a thickness of the first card body at a thickest portion of the first card body is substantially equal to a thickness of a transaction card assembly comprising the first removable weighted card component coupled to the first card body.

17. The method of claim 16 , wherein uncoupling the first removable weighted card component from the first card body includes disengaging the first attachment portion from the first receiving portion of the first card body.

18. The method of claim 16 , wherein coupling the first removable weighted card component to the second card body includes engaging the first attachment portion to the second receiving portion of the second card body.

19. The method of claim 18 , the method further comprising:

coupling a second removable weighted card component to the first card body such that, when coupled to the first card body, each of the first EMV™ chip, the first magnetic strip, and the first visible cardholder information are covered and the first card body is disabled for active use as tender.

Assignments (1)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Nov 9, 2023
From: RAPOWITZ, SAMUEL; YEE, BRYANT; MARTINEZ STONE, ARMANDO
To: CAPITAL ONE SERVICES, LLC
Reel/Frame 065513/0461 →
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