Secure decentralized system and method
A node associated with an individual and/or organization receives a storage identifier for new data associated with a consumer and/or business. A node and distributed data sources are used to share the new consumer and/or business data with a network of nodes. The node updates a node with the storage identifier for the new consumer and/or business data. The node receives, from a device associated with the individual and/or organization, a request for the new data. The node obtains the storage identifier for the new data from the node. The node obtains the new data by using the storage identifier to search the distributed data sources. The node provides the new consumer and/or business data to the device. The node performs actions to obtain additional new consumer and/or business data from the distributed data sources or provide the additional new consumer and/or business data to the distributed data sources.
1. A method for creating a secure and decentralized credit report, comprising the steps of:
providing a network of nodes, comprising:
a network node having a tamper resistant data structure,
a plurality of networked nodes,
a distributed filesystem that stores a plurality of commercial actor data, and
wherein the network node restricts access to the distributed filesystem to the plurality of networked nodes;
receiving a request on a first node of the plurality of networked nodes to access the commercial actor data on the distributed filesystem;
authenticating the request;
relaying the request to the network of nodes through the network node;
receiving the request on a second node of the plurality of network nodes; and
performing a function on the distributed filesystem in response to the request.
2. The method for creating a secure and decentralized credit report of claim 1 , further comprising the step of obtaining a cryptographic key used to process the request.
3. The method for creating a secure and decentralized credit report of claim 2 , wherein the cryptographic key is a public key used to encrypt data received in connection with the request, and wherein the encrypted data is stored on the distributed filesystem in response to the request.
4. The method for creating a secure and decentralized credit report of claim 2 , wherein the cryptographic key is a private key used to decrypt data retrieved from the distributed filesystem in response to the request.
5. The method for creating a secure and decentralized credit report of claim 1 , further comprising the steps of:
receiving encrypted data in conjunction with the request;
decrypting the data with a private key;
obtaining a public key for entities authorized to access the data;
encrypting the data with the private key;
generating a set of storage identifiers for the data; and
broadcasting the set of storage identifiers to the second node and other nodes of the plurality of networked nodes.
6. The method for creating a secure and decentralized credit report of claim 5 , wherein the storage identifiers are generated as a cryptographic hash value identifying the storage location at which the data is to be stored within the distributed filesystem.