Granted Patent B2

US 12,315,017 · App. 18/077,695 · Granted May 27, 2025

Inventors: Denny Devasia Kuruvilla (Toronto, CA); Esli Gjini (Etobicoke, CA); Sarah Reeve (Toronto, CA); Harjot Singh Panag (Brampton, CA); Justin Seto (Markham, CA); Naomi Sarah Feth (Toronto, CA); Anurag Thakur (Toronto, CA)

Assignee: The Toronto-Dominion Bank

G06Q40/08G06F16/5838G06T7/0002H04N23/632H04N23/635H04N23/64G06T2207/30248

Abstract

Claims (49)

1. A computing device comprising:

a camera;

a communications module;

a processor coupled to the camera and the communications module; and

a memory coupled to the processor, the memory storing processor-executable instructions which, when executed by the processor, configure the processor to:

receive, from the camera, a signal comprising image data, the image data representing at least a portion of a vehicle;

retrieve data representing a preferred scene of the vehicle;

display an image representing a desired capture area together with a viewfinder representing the image data, wherein the image representing the desired capture area is overlaid on the viewfinder;

determine, based on the image data and based on the data representing the preferred scene of the vehicle, that the received image data does not correspond to the preferred scene;

receive, from the camera, the signal including the image data and determine that the image data corresponds to the preferred scene;

in response to determining that the received image data corresponds to the preferred scene of the vehicle, enable capture of the image data; and

send, via the communications module, a second signal representing the captured image data to a processing server configured to analyze the captured image data to assess vehicular damage.

2. The computing device of claim 1 , wherein the retrieving data representing the preferred scene of the vehicle comprises obtaining the preferred scene of the vehicle based on a policy associated with the vehicle.

3. The computing device of claim 2 , wherein the obtaining the preferred scene of the vehicle based on the policy associated with the vehicle comprises:

sending, via the communications module to the processing server, a third signal representing a credential associated with the policy; and

receiving, from the processing server via the communications module, a fourth signal including the preferred scene of the vehicle,

wherein the processing server is configured to use the credential to identify a type of an insured vehicle and to send the preferred scene of the vehicle based on the type of the insured vehicle.

4. The computing device of claim 3 , wherein the credential is one or more of:

a token;

a policy identifier;

a user name; and

a password.

5. The computing device of claim 1 , wherein enabling capture of the image comprises:

enabling a camera shutter button to allow the camera shutter button to be selected to trigger capture.

6. The computing device of claim 1 , wherein enabling capture of the image data comprises updating a graphical user interface to indicate that image capture is available.

7. The computing device of claim 1 , wherein enabling capture of the image data comprises automatically capturing an image.

8. The computing device of claim 1 , wherein the data representing the preferred scene of the vehicle is data representing a base vehicle that is of a same type as the vehicle represented in the image data.

9. A method comprising:

receiving, from a camera, a signal comprising image data, the image data representing at least a portion of a vehicle;

retrieving data representing a preferred scene of the vehicle;

displaying an image representing a desired capture area together with a viewfinder representing the image data, wherein the image representing the desired capture area is overlaid on the viewfinder;

determining, based on the image data and based on the data representing the preferred scene of the vehicle, that the received image data does not correspond to the preferred scene;

receive, from the camera, the signal including the image data and determining that the image data corresponds to the preferred scene;

in response to determining that the received image data corresponds to the preferred scene of the vehicle, enabling capture of the image data; and

sending, via a communications module, a second signal representing the captured image data to a processing server configured to analyze the captured image data to assess vehicular damage.

10. The method of claim 9 , wherein retrieving the preferred scene of the vehicle comprises:

obtaining the preferred scene of the vehicle based on a policy associated with the vehicle.

11. The method of claim 10 , wherein obtaining the preferred scene of the vehicle based on the policy associated with the vehicle comprises:

sending, via the communications module to the processing server, a third signal representing a credential associated with the policy; and

receiving, from the processing server via the communications module, a fourth signal including the preferred scene of the vehicle,

wherein the processing server is configured to use the credential to identify a type of an insured vehicle and to send the preferred scene of the vehicle based on the type of the insured vehicle.

12. The method of claim 11 , wherein the credential is one or more of:

a token;

a policy identifier;

a user name; and

a password.

13. The method of claim 9 , wherein enabling capture of the image data comprises:

enabling a camera shutter button to allow the camera shutter button to be selected to trigger capture.

14. The method of claim 9 , wherein enabling capture of the image data comprises updating a graphical user interface to indicate that image capture is available.

Assignments (1)

Continuity (2)

References Cited (19)