IP Library › Granted Patent US 12,315,358
Granted Patent B2
US 12,315,358 · App. 18/768,887 · Granted May 27, 2025

Panic button intervention

Inventor: Alicia C. Jones-McFadden (Fort Mill, SC)
Assignee: Wells Fargo Bank, N.A.
G08B25/014G08B25/12H04L51/046
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Quick Facts
Patent No.
US 12,315,358
App. No.
18/768,887
Granted
May 27, 2025
Kind
B2
Abstract

Various systems and methods for registering a panic button for intervention are described herein. A system is configured to receive at a server, an indication that a panic button was used by a user; access a database to determine a responsive action, the responsive action being one of: transmitting a speaking prompt or activating a device function of a device associated with the user; and establish a communication session with the user to perform the responsive action.

Claims (36)

1. A user device for responding to a panic alarm, the user device comprising:

an input device;

a display device;

a processor subsystem including one or more processors; and

a memory including instructions, which when executed by the one or more processors of the processor subsystem, cause the one or more processors to:

receive, via the input device, an indication that a panic button was used by a user indicating the user needs assistance to intervene with an interaction with another person, wherein the interaction involves sales or marketing activities offered by the other person;

transmit to a server, the indication that the panic button was used, the server configured to access a database to determine a script for the user to perform the intervention; and

receive the script from the server; and

present the script using the display device of the user device.

2. The user device of claim 1 , wherein the panic button is disposed as a hard button on the user device.

3. The user device of claim 2 , wherein the user device comprises a key fob.

4. The user device of claim 1 , wherein the panic button is disposed as a soft button on the user device.

5. The user device of claim 4 , wherein the soft button is displayed in an application user interface on the user device.

6. The user device of claim 1 , wherein the database includes user preference data indicating which responsive actions to take in response to activation of the panic button.

7. The user device of claim 1 , wherein the script for the user includes a simple script to terminate the interaction.

8. The user device of claim 1 , wherein the script for the user includes an interactive script to terminate the interaction.

9. The user device of claim 1 , wherein the script is presented as a text-based communication to the user.

10. The user device of claim 9 , wherein the text-based communication includes a text message.

11. The user device of claim 9 , wherein the text-based communication includes an email message.

12. The user device of claim 9 , wherein the text-based communication includes an in-app direct message.

13. The user device of claim 1 , wherein to receive the script from the server, the user device establishes a phone call with a trusted agent of the user.

14. The user device of claim 13 , wherein the trusted agent is a financial advisor of the user.

15. A method of responding to a panic alarm initiated by a user with a user device, the method comprising:

receiving, via an input device of the user device, an indication that a panic button was used by a user indicating the user needs assistance to intervene with an interaction with another person, wherein the interaction involves sales or marketing activities offered by the other person;

transmitting to a server, the indication that the panic button was used, the server configured to access a database to determine a script for the user to perform the intervention;

receiving the script from the server; and

presenting the script using a display device of the user device.

16. The method of claim 15 , wherein the database includes user preference data indicating which responsive actions to take in response to activation of the panic button.

17. The method of claim 15 , wherein the script for the user includes a simple script to terminate the interaction.

18. The method of claim 15 , wherein the script for the user includes an interactive script to terminate the interaction.

19. The method of claim 15 , wherein the script is presented as a text-based communication to the user.

20. A non-transitory machine-readable medium comprising instructions for responding to a panic alarm, which when executed by a user device, cause the user device to:

receive, via an input device, an indication that a panic button was used by a user indicating the user needs assistance to intervene with an interaction with another person, wherein the interaction involves sales or marketing activities offered by the other person;

transmit to a server, the indication that the panic button was used, the server configured to access a database to determine a script for the user to perform the intervention;

receive the script from the server; and

present the script using a display device of the user device.

Assignments (1)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Jul 17, 2024
From: JONES-MCFADDEN, ALICIA C
To: WELLS FARGO BANK, N.A.
Reel/Frame 068014/0015 →
Continuity (2)
Continuation 18049783 · Oct 26, 2022
Related Publication 20240362992A1 · Oct 31, 2024
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