IP Library Granted Patent US 12,346,974
Granted Patent B1
US 12,346,974 · App. 18/436,963 · Granted Jul 1, 2025

Systems and methods for detecting items at a property

Inventors: Emily Margaret Gray (San Antonio, TX); Daniel Christopher Bitsis, Jr. (San Antonio, TX); Qunying Kou (San Antonio, TX); Robert Wiseman Simpson (Fair Oaks Ranch, TX); Manfred Amann (San Antonio, TX); Donnette Moncrief Brown (San Antonio, TX); Eric David Schroeder (San Antonio, TX); Meredith Beveridge (San Antonio, TX); Michael J. Maciolek (Boerne, TX); Bobby Lawrence Mohs (San Antonio, TX); Brian F. Shipley (Plano, TX); Justin Dax Haslam (San Antonio, TX); Ashley Raine Philbrick (San Antonio, TX)
Assignee: United Services Automobile Association (USAA)
G06Q40/08G06Q50/163G06V20/20
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Quick Facts
Patent No.
US 12,346,974
App. No.
18/436,963
Granted
Jul 1, 2025
Kind
B1
Abstract

A system may include a router that may receive a plurality of data packets from one or more devices that communicatively couples to the router. The system may also include at least one processor that identifies an identity of a device based on a data packet received by the router from the device, generate an insurance policy that includes the device in response to identifying the identity of the device, and sends a notification indicative of the insurance policy to a computing device in response to generating the insurance policy.

Claims (55)

1. A system, comprising:

at least one processor configured to perform operations comprising:

receiving one or more data packets from a device;

identifying an identity of the device based on the one or more data packets;

determining whether the identity of the device corresponds to an inventory list;

receiving image data associated with the device via one or more sensors;

confirming the identity of the device based on the image data, wherein confirming the identity of the device comprises:

querying a database using the image data, wherein the database comprises a plurality of images, and wherein the plurality of images is associated with one or more device types; and

confirming the identity of the device based on the plurality of images and the one or more device types;

generating an insurance policy that includes the device in response to determining the identity of the device is absent from the inventory list and confirming the identity of the device; and

sending a notification indicative of the insurance policy to a computing device in response to generating the insurance policy.

2. The system of claim 1 , wherein the at least one processor is configured to perform the operations comprising:

receiving audio data representative of the device; and

verifying a presence of the device based on the audio data.

3. The system of claim 2 , wherein the audio data is received via one or more smart speakers.

4. The system of claim 1 , wherein the one or more sensors are disposed in a vehicle.

5. The system of claim 1 , wherein the one or more sensors comprise one or more thermal sensors, one or more infrared sensors, or both.

6. The system of claim 1 , wherein the image data comprises thermal image data, infrared image data, or both.

7. The system of claim 1 , wherein the at least one processor is configured to perform the operations comprising:

receiving financial transaction data indicative of a purchase of the device; and

verifying that the device is present based on the financial transaction data.

8. A method, comprising:

receiving, via a processor, one or more data packets from a device;

identifying, via the processor, an identity of the device based on the one or more data packets;

determining, via the processor, whether the identity of the device corresponds to an inventory list;

receiving, via the processor, image data via one or more sensors;

confirming, via the processor, an identity of the device based on the image data, wherein confirming the device comprises:

querying a database using the image data, wherein the database comprises a plurality of images, and wherein the plurality of images is associated with one or more device types; and

confirming the identity of the device based on the plurality of images and the one or more device types;

generating, via the processor, an insurance policy that includes the device in response to determining that the identity of the device is absent from the inventory list and confirming the identity of the device; and

sending, via the processor, a notification indicative of the insurance policy to a computing device in response to generating the insurance policy.

9. The method of claim 8 , wherein the device is identified based on one or more properties of the one or more data packets, wherein the one or more properties comprise a size, a header, an encryption method, or any combination thereof.

10. The method of claim 8 , comprising receiving financial information associated with a purchase of the device and identifying the device based on the financial information.

11. The method of claim 8 , wherein the one or more sensors are disposed in a vehicle.

12. The method of claim 8 , wherein the one or more sensors comprise one or more thermal sensors, one or more infrared sensors, or both.

13. The method of claim 8 , wherein the image data comprises thermal image data, infrared image data, or both.

14. The method of claim 8 , comprising:

receiving audio data representative of the device; and

verifying a presence of the device based on the audio data.

15. A non-transitory computer-readable medium comprising computer-executable instructions that, when executed, cause a processor to perform operations comprising:

receiving one or more data packets from a device;

identifying an identity of the device based on the one or more data packets;

determining whether the identity of the device corresponds to an inventory list;

receiving image data produced associated with the device;

receiving image data via one or more sensors disposed at a plurality of locations in a structure;

confirming an identity of the device based on the image data, wherein confirming the device comprises:

querying a database using the image data, wherein the database comprises a plurality of images, and wherein the plurality of images is associated with one or more device types; and

confirming the identity of the device based on the plurality of images and the one or more device types;

generating an insurance policy that includes the device in response to determining that the identity of the device is absent from the inventory list and confirming the identity of the device; and

sending a notification indicative of the insurance policy to a computing device in response to generating the insurance policy.

16. The non-transitory computer-readable medium of claim 15 , wherein the image data comprises thermal image data, infrared image data, or both.

17. The non-transitory computer-readable medium of claim 15 , wherein the computer-executable instructions that cause the processor to perform the operations comprises verifying a presence of the device using financial data acquired from a database associated with an organization that sells the device.

18. The non-transitory computer-readable medium of claim 15 , wherein the computer-executable instructions that cause the processor to perform the operations comprises verifying a presence of the device using router data acquired from a router communicatively coupled to the device.

19. The non-transitory computer-readable medium of claim 15 , wherein the one or more sensors comprise one or more image sensors.

20. The non-transitory computer-readable medium of claim 15 , wherein the one or more sensors are disposed in a vehicle.

Continuity (3)
Continuation 17564478 · Dec 29, 2021
Continuation 16824535 · Mar 19, 2020
Provisional Application 62821269 · Mar 20, 2019
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