IP Library Granted Patent US 12,382,250
Granted Patent B2
US 12,382,250 · App. 18/234,558 · Granted Aug 5, 2025

Multi-computer processing system for dynamically executing response actions based on movement data

Inventors: Surender Kumar (Palatine, IL); Sunil Chintakindi (Menlo Park, CA); Howard Hayes (Glencoe, IL); Tim Gibson (Barrington, IL); Soton Ayodele Rosanwo (Chicago, IL)
Assignee: Allstate Insurance Company
H04W4/027G06F18/22G06V20/593H04W4/029H04W4/44
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Quick Facts
Patent No.
US 12,382,250
App. No.
18/234,558
Granted
Aug 5, 2025
Kind
B2
Abstract

Methods, computer-readable media, systems, and/or apparatuses for evaluating movement data to identify a user as a driver or non-driver passenger are provided. In some examples, movement data may be received from a mobile device of a user. The movement data may include sensor data including location data, such as global positioning system (GPS) data, accelerometer and/or gyroscope data, and the like. Additional data may be retrieved from one or more other sources. For instance, additional data such as usage of applications on the mobile device, public transportation schedules and routes, image data, vehicle operation data, and the like, may be received and analyzed with the movement data to determine whether the user of the mobile device was a driver or non-driver passenger of the vehicle. Based on the determination, the data may be deleted in some examples or may be further processed to generate one or more outputs.

Claims (61)

1. A computing platform, comprising:

a processing unit comprising a processor; and

a memory unit storing computer-executable instructions, which when executed by the processing unit, cause the computing platform to:

receive, from at least an accelerometer associated with a mobile device, sensor data associated with movement of the mobile device during a first time period;

receive, from the mobile device, data corresponding to usage of mobile applications on the mobile device during the first time period;

analyze the received sensor data and the data corresponding to usage of mobile applications to determine when the usage of the mobile applications includes usage of a first type of mobile applications that overlaps with movement determined by the sensor data during the first time period, a user of the mobile device is determined to be a driver of a vehicle during the first time period; and

responsive to determining that the movement of the mobile device corresponds to the user being a driver of the vehicle during the first time period, analyze the received sensor data to evaluate driving behaviors of the user associated with operation of the vehicle and generate a first output, including a first offer for a product or service, associated with the driving behaviors of the user.

2. The computing platform of claim 1 , wherein the computing platform is further caused to:

generate a second output including a second offer for a product or service, different from the first output responsive to determining that the movement of the mobile device corresponds to the user being a non-driver passenger of the vehicle during the first time period, wherein the determination that the movement of the mobile device corresponds to the user being the non-driver passenger is based on when the usage of the mobile applications includes usage of a second type of mobile applications overlaps with movement determined by the sensor data during the first time period.

3. The computing platform of claim 1 , further including instructions that, when executed, cause the computing platform to:

receive, from the mobile device, image data including an image of the user, wherein analyzing the received sensor data further includes analyzing the image data including comparing the received image data to pre-stored image data to determine a position of the user within the vehicle.

4. The computing platform of claim 1 , further including instructions that, when executed, cause the computing platform to:

identify a number of other devices available to be paired with the mobile device; and

receive, from one or more external computing systems, public transportation schedules and routes, wherein analyzing the received sensor data and the identified number of other devices available to be paired with the mobile device further includes analyzing the public transportation schedules and routes including comparing stoppage points within received sensor data to public transportation stops identified from the public transportation schedules and routes.

5. The computing platform of claim 1 , further including instructions that, when executed, cause the computing platform to:

identify a number of other devices available to be paired with the mobile device; and

receive, from an on-board vehicle computing device, data indicating an identity of a user performing at least one of: unlocking the vehicle and starting the vehicle, wherein analyzing the received sensor data and the identified number of other devices available to be paired with the mobile device further includes analyzing the data indicating the identity of the user performing at least one of: unlocking the vehicle and starting the vehicle including comparing the identity of the user performing one of: unlocking the vehicle and starting the vehicle to the user of the mobile device.

6. The computing platform of claim 1 , further including instructions that, when executed, cause the computing platform to:

identify a number of other devices available to be paired with the mobile device; and

receive, from an on-board vehicle computing device, data indicating an operating mode of the vehicle, wherein analyzing the received sensor data and the identified number of other devices available to be paired with the mobile device further includes analyzing the data indicating the operating mode of the vehicle including determining whether the operating mode is an autonomous operating mode.

7. The computing platform of claim 1 , further including instructions that, when executed, cause the computing platform to:

identify a number of other devices available to be paired with the mobile device; and

receive additional data from a plurality of sources, wherein analyzing the received sensor data and the identified number of other devices available to be paired with the mobile device further includes analyzing the additional data from the plurality of sources including applying a weighting factor to different types of data in the additional data from the plurality of sources.

8. One or more non-transitory computer-readable media storing computer-executable instructions that, when executed by a computing device, cause the computing device to:

receive, from at least an accelerometer associated with a mobile device, sensor data associated with movement of the mobile device during a first time period;

receive, from the mobile device, data corresponding to usage of mobile applications on the mobile device during the first time period;

analyze the received sensor data and the data corresponding to usage of mobile applications to determine when the usage of the mobile applications includes usage of a first type of mobile applications that overlaps with movement determined by the sensor data during the first time period, a user of the mobile device is determined to be a driver of a vehicle during the first time period; and

responsive to determining that the movement of the mobile device corresponds to the user being a driver of the vehicle during the first time period, analyze the received sensor data to evaluate driving behaviors of the user associated with operation of the vehicle and generate a first output, including a first offer for a product or service, associated with the driving behaviors of the user.

9. The one or more non-transitory computer-readable media of claim 8 , further including instructions that, when executed, cause the computing device to:

generate a second output including a second offer for a product or service, different from the first output responsive to determining that the movement of the mobile device corresponds to the user being a non-driver passenger of the vehicle during the first time period, wherein the determination that the movement of the mobile device corresponds to the user being the non-driver passenger is based on when the usage of the mobile applications includes usage of a second type of mobile applications overlaps with movement determined by the sensor data during the first time period.

10. The one or more non-transitory computer-readable media of claim 8 , further including instructions that, when executed, cause the computing device to:

receive, from the mobile device, image data including an image of the user, wherein analyzing the received sensor data further includes analyzing the image data including comparing the received image data to pre-stored image data to determine a position of the user within the vehicle.

11. The one or more non-transitory computer-readable media of claim 8 , further including instructions that, when executed, cause the computing device to:

identify a number of other devices available to be paired with the mobile device; and

receive, from one or more external computing systems, public transportation schedules and routes, wherein analyzing the received sensor data and the identified number of other devices available to be paired with the mobile device further includes analyzing the public transportation schedules and routes including comparing stoppage points within received sensor data to public transportation stops identified from the public transportation schedules and routes.

12. The one or more non-transitory computer-readable media of claim 8 , further including instructions that, when executed, cause the computing device to:

identify a number of other devices available to be paired with the mobile device; and

receive, from an on-board vehicle computing device, data indicating an identity of a user performing at least one of: unlocking the vehicle and starting the vehicle, wherein analyzing the received sensor data and the identified number of other devices available to be paired with the mobile device further includes analyzing the data indicating the identity of the user performing at least one of: unlocking the vehicle and starting the vehicle including comparing the identity of the user performing one of: unlocking the vehicle and starting the vehicle to the user of the mobile device.

13. The one or more non-transitory computer-readable media of claim 8 , further including instructions that, when executed, cause the computing device to:

identify a number of other devices available to be paired with the mobile device; and

receive, from an on-board vehicle computing device, data indicating an operating mode of the vehicle, wherein analyzing the received sensor data and the identified number of other devices available to be paired with the mobile device further includes analyzing the data indicating the operating mode of the vehicle including determining whether the operating mode is an autonomous operating mode.

14. The one or more non-transitory computer-readable media of claim 8 , further including instructions that, when executed, cause the computing device to:

identify a number of other devices available to be paired with the mobile device; and

receive additional data from a plurality of sources, wherein analyzing the received sensor data and the identified number of other devices available to be paired with the mobile device further includes analyzing the additional data from the plurality of sources including applying a weighting factor to different types of data in the additional data from the plurality of sources.

15. A computer-implemented method, comprising:

receiving, from at least an accelerometer associated with a mobile device, sensor data associated with movement of the mobile device during a first time period;

receiving, from the mobile device, data corresponding to usage of mobile applications on the mobile device during the first time period;

analyzing the received sensor data and the data corresponding to usage of mobile applications to determine when the usage of the mobile applications includes usage of a first type of mobile applications that overlaps with movement determined by the sensor data during the first time period, a user of the mobile device is determined to be a driver of a vehicle during the first time period; and

responsive to determining that the movement of the mobile device corresponds to the user being a driver of the vehicle during the first time period, analyzing the received sensor data to evaluate driving behaviors of the user associated with operation of the vehicle and generate a first output, including a first offer for a product or service, associated with the driving behaviors of the user.

16. The computer-implemented method of claim 15 , further including:

receiving, from the mobile device, image data including an image of the user, wherein analyzing the received sensor data further includes analyzing the image data including comparing the received image data to pre-stored image data to determine a position of the user within the vehicle.

17. The computer-implemented method of claim 15 , further including:

generating a second output including a second offer for a product or service, different from the first output responsive to determining that the movement of the mobile device corresponds to the user being a non-driver passenger of the vehicle during the first time period, wherein the determination that the movement of the mobile device corresponds to the user being the non-driver passenger is based on when the usage of the mobile applications includes usage of a second type of mobile applications overlaps with movement determined by the sensor data during the first time period.

18. The computer-implemented method of claim 15 , further including:

receiving, from the mobile device, image data including an image of the user, wherein analyzing the received sensor data further includes analyzing the image data including comparing the received image data to pre-stored image data to determine a position of the user within the vehicle.

19. The computer-implemented method of claim 15 , further including:

identifying a number of other devices available to be paired with the mobile device; and

receiving, from one or more external computing systems, public transportation schedules and routes, wherein analyzing the received sensor data and the identified number of other devices available to be paired with the mobile device further includes analyzing the public transportation schedules and routes including comparing stoppage points within received sensor data to public transportation stops identified from the public transportation schedules and routes.

20. The computer-implemented method of claim 15 , further including:

identifying a number of other devices available to be paired with the mobile device; and

receiving, from an on-board vehicle computing device, data indicating an identity of a user performing at least one of: unlocking the vehicle and starting the vehicle, wherein analyzing the received sensor data and the identified number of other devices available to be paired with the mobile device further includes analyzing the data indicating the identity of the user performing at least one of: unlocking the vehicle and starting the vehicle including comparing the identity of the user performing one of: unlocking the vehicle and starting the vehicle to the user of the mobile device.

Assignments (1)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Aug 22, 2023
From: KUMAR, SURENDER; CHINTAKINDI, SUNIL; HAYES, HOWARD; GIBSON, TIM; ROSANWO, SOTON AYODELE
To: ALLSTATE INSURANCE COMPANY
Reel/Frame 064660/0858 →
Continuity (4)
Continuation 17238714 · Apr 23, 2021
Continuation 16992494 · Aug 13, 2020
Continuation 16523308 · Jul 26, 2019
Related Publication 20240048939A1 · Feb 8, 2024
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