IP Library › Granted Patent US 12,393,821
Granted Patent B2
US 12,393,821 · App. 18/583,388 · Granted Aug 19, 2025

Antenna formed using laser plating or print-and-plating for field-powered short range communications

Inventors: Adam Koeppel (Washington, DC); Tyler Locke (Jersey City, NJ)
Assignee: Capital One Services, LLC
G06K19/07773G06K19/07718G06K19/07722G06K19/07794G06K19/07766
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Quick Facts
Patent No.
US 12,393,821
App. No.
18/583,388
Granted
Aug 19, 2025
Kind
B2
Abstract

A method of fabricating a transaction card for communicating data relating to a transaction may include forming a pattern in a plastic film using a laser plating process or a print-and-plate process; providing a conductive material in the pattern formed in the plastic film, using a plating process, to form a RF antenna layer in the plastic film, wherein the RF antenna layer includes a RF antenna; and affixing the plastic film to a surface of the transaction card to permit the RF antenna to inductively connect to a printed circuit board (PCB) of the transaction card.

Claims (30)

1. A method, comprising:

affixing at least a portion of a substrate to a transaction card, wherein the transaction card is configured to store or communicate data for a transaction; and

forming, after affixing the at least the portion of the substrate to the transaction card, an antenna layer on or in the substrate.

2. The method of claim 1 , wherein the at least the portion of the substrate is affixed to a surface of the transaction card.

3. The method of claim 1 , wherein the at least the portion of the substrate is an internal layer of the transaction card.

4. The method of claim 1 , wherein the antenna layer is on or in another portion of the substrate different than the portion of the substrate affixed to the transaction card.

5. The method of claim 1 , wherein the transaction card comprises an antenna trace, and wherein the antenna layer comprises an antenna.

6. The method of claim 5 , wherein the antenna of the antenna layer and the antenna trace of the transaction card are configured to inductively connect with each other.

7. The method of claim 5 , wherein at least one of the antenna trace or the antenna layer comprises a radio frequency (RF) antenna.

8. A device, comprising:

a body comprising one or more components configured to store or communication data for a transaction;

a substrate having at least a portion affixed to the body; and

an antenna layer on or in the substrate.

9. The device of claim 8 , wherein the at least the portion of the substrate is affixed to a surface of the device.

10. The device of claim 8 , wherein the at least the portion of the substrate is an internal layer of the device.

11. The device of claim 8 , wherein the antenna layer is on or in another portion of the substrate different than the portion of the substrate affixed to the body.

12. The device of claim 8 , further comprising:

an antenna trace on the body,

wherein the antenna layer comprises an antenna.

13. The device of claim 12 , wherein the antenna and the antenna trace are configured to inductively connect with each other.

14. The device of claim 12 , wherein at least one of the antenna trace or the antenna layer comprises a radio frequency (RF) antenna.

15. A non-transitory computer-readable medium storing a set of instructions, the set of instructions comprising:

one or more instructions that, when executed by one or more processors of a device, cause the device to:

affix at least a portion of a substrate to a transaction card, wherein the transaction card is configured to store or communicate data for a transaction; and

form, after affixing the at least the portion of the substrate to the transaction card, an antenna layer on or in the substrate.

16. The non-transitory computer-readable medium of claim 15 , wherein the at least the portion of the substrate is affixed to a surface of the transaction card.

17. The non-transitory computer-readable medium of claim 15 , wherein the at least the portion of the substrate is an internal layer of the transaction card.

18. The non-transitory computer-readable medium of claim 15 , wherein the antenna layer is on or in another portion of the substrate different than the portion of the substrate affixed to the transaction card.

19. The non-transitory computer-readable medium of claim 15 , wherein the transaction card comprises an antenna trace, and wherein the antenna layer comprises an antenna.

20. The non-transitory computer-readable medium of claim 19 , wherein the antenna of the antenna layer and the antenna trace of the transaction card are configured to inductively connect with each other.

Assignments (1)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Feb 21, 2024
From: KOEPPEL, ADAM; LOCKE, TYLER
To: CAPITAL ONE SERVICES, LLC
Reel/Frame 066518/0767 →
Continuity (5)
Continuation 17447459 · Sep 13, 2021
Continuation 16675795 · Nov 6, 2019
Continuation 16296910 · Mar 8, 2019
Continuation 15817723 · Nov 20, 2017
Related Publication 20240193397A1 · Jun 13, 2024
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