IP Library › Granted Patent US 12,432,539
Granted Patent B2
US 12,432,539 · App. 17/957,244 · Granted Sep 30, 2025

Alert a user of a weather change

Inventors: Joshua Edwards (Philadelphia, PA); Ashley Zywusko (Falls Church, VA); Michael Mossoba (Great Falls, VA)
Assignee: Capital One Services, LLC
H04W4/90G01W1/02G01W1/10H04W4/021H04W4/027H04W4/12G01W2203/00
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Quick Facts
Patent No.
US 12,432,539
App. No.
17/957,244
Filed
Sep 30, 2022
Granted
Sep 30, 2025
Kind
B2
Art Unit
2643
USPC
455/404.2
Abstract

Disclosed herein are system, method, and computer program product embodiments for generating an alert to a user for a change between weather conditions. An application can be operated by a processor to perform operations include determining a first weather condition at a geographic location at a first time when a user of the device enters a structure located within the geographic location. In addition, the operations can include, based on information received from the server, predicting a second weather condition at the geographic location at a second time while the user remains in the structure. Afterwards, the operations can include alerting the user for a change between the first and second weather conditions.

Claims (46)

1. A device, comprising:

a transceiver to wirelessly communicate with a server;

a processor coupled to the transceiver; and

an application operated by the processor and the application configured to perform operations comprising:

determining a first weather condition at a geographic location at a first time when a user of the device enters a building located within the geographic location;

based on information received from the server, predicting a second weather condition at the geographic location at a second time while the user remains in the building; and

alerting the user of a change between the first and second weather conditions.

2. The device of claim 1 , wherein the second weather condition represents an adverse change to the first weather condition based on a mode of transportation for the user.

3. The device of claim 1 , wherein the application is configured to perform operations further comprising:

detecting a location of the user of the device before the user enters the building; and

determining that the user enters the building based on an overlap of the location of the user and a building location for the building.

4. The device of claim 3 , wherein the application is configured to perform operations further comprising:

detecting a mode of transportation for the user based on a speed, or a route of the user determined by one or more locations of the user detected by the device,

wherein the second weather condition represents an adverse change to the first weather condition based on the mode of transportation for the user.

5. The device of claim 4 , wherein the mode of transportation comprises a public transportation mode, a ride sharing mode, a private vehicle mode, a bike mode, or a walk mode.

6. The device of claim 1 , wherein the application is further configured to perform operations comprising a financial operation related to a financial account of the user, the financial account being managed by a financial institution.

7. The device of claim 1 , wherein the first and second times are separated by a predetermined time interval.

8. The device of claim 7 , wherein the predetermined time interval is about 30 minutes.

9. The device of claim 1 , wherein the predicting the second weather condition comprises receiving the information from the server containing the second weather condition.

10. A computer-implemented method, the method comprising:

determining a first weather condition at a geographic location at a first time when a user of a device enters a building located within the geographic location;

based on information received by the device from a server, predicting a second weather condition at the geographic location at a second time while the user remains in the building; and

alerting the user of a change between the first and second weather conditions.

11. The method of claim 10 , further comprising:

detecting a location of the user before the user enters the building; and

determining that the user enters the building based on an overlap of the location of the user and a building location for the building.

12. The method of claim 11 , further comprising:

detecting a mode of transportation for the user based on a speed, or a route of the user determined by one or more locations of the user detected by the device,

wherein the second weather condition represents an adverse change to the first weather condition based on the mode of transportation for the user.

13. The method of claim 12 , wherein the mode of transportation comprises a public transportation mode, a ride sharing mode, a private vehicle mode, a bike mode, or a walk mode.

14. The method of claim 10 , further comprising:

performing a financial operation related to a financial account of the user, the financial account being managed by a financial institution.

15. The method of claim 10 , wherein the first and second times are separated by a predetermined time interval.

16. The method of claim 10 , wherein the predicting the second weather condition comprises receiving the information from the server containing the second weather condition.

17. A non-transitory computer-readable medium storing instructions, the instructions, when executed by a processor, cause the processor to perform operations comprising:

determining a first weather condition at a geographic location at a first time when a user of a device enters a building located within the geographic location;

based on information received by the device from a server, predicting a second weather condition at the geographic location at a second time while the user remains in the building; and

alerting the user of a change between the first and second weather conditions.

18. The non-transitory computer-readable medium of claim 17 , the operations further comprising:

detecting a location of the user before the user enters the building; and

determining that the user enters the building based on an overlap of the location of the user and a building location for the building.

19. The non-transitory computer-readable medium of claim 18 , the operations further comprising:

detecting a mode of transportation for the user based on a speed, or a route of the user determined by one or more locations of the user detected by the device,

wherein the second weather condition represents an adverse change to the first weather condition based on the mode of transportation for the user.

20. The non-transitory computer-readable medium of claim 17 , the operations further comprising:

performing a financial operation related to a financial account of the user, the financial account being managed by a financial institution.

Assignments (1)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Sep 30, 2022
From: EDWARDS, JOSHUA; ZYWUSKO, ASHLEY; MOSSOBA, MICHAEL
To: CAPITAL ONE SERVICES, LLC
Reel/Frame 061271/0645 →
Continuity (1)
Related Publication 20240114327A1 · Apr 4, 2024
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