IP Library Granted Patent US 12,462,490
Granted Patent B2
US 12,462,490 · App. 17/977,361 · Granted Nov 4, 2025

Private data-less card device enabled for augmented reality display of data

Inventors: Tai Tan Nguyen (Frisco, TX); Renuga Mohan (Tamil Nadu, IN); Preetimanda Pattanaik (Plano, TX); Anupama Rao (The Colony, TX)
Assignee: BANK OF AMERICA CORPORATION
G06T19/006G06K19/06037G06K19/067
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Quick Facts
Patent No.
US 12,462,490
App. No.
17/977,361
Filed
Oct 31, 2022
Granted
Nov 4, 2025
Kind
B2
Art Unit
3697
USPC
705/64
Abstract

A private data-less card device that enables augmented reality display of the private data on the card device. Characteristic of the private data-less card neither the front nor back facings of the card device have any private data used to initiate a resource event physically displayed thereon. The card device includes a wireless communication mechanism configured to wirelessly communicate at least one of card device-identifying data and user-identifying data to a mobile communication device to enable an augmented reality display of the private data superimposed over an image of the facing of the card device.

Claims (12)

1 . A system, the system comprising:

a mobile communication device having a memory, one or more computing processor devices in communication with the memory and an image-capturing devices in communication with at least one of the one or more computing processor devices; and

a card device having a front facing and a back facing, wherein the front facing and the back facing do not display any private data used to initiate a resource transfer event, wherein the card includes at least one wireless communication mechanism configured to wirelessly communicate, to the mobile communication device, at least one of card device-identifying data and user-identifying data, wherein a first wireless communication mechanism from amongst the at least one wireless communication mechanism is a user-specific image displayed on at least one of the front facing and the back facing of the card device, wherein the user-specific image is user selected,

wherein the memory of the mobile communication devices stores instructions executable by at least one of the one or more computing processor devices that are configured to implement the image capturing device to (i) capture the user-specific image and execute image recognition techniques to identify a rightful user of the card device and (ii) present an augmented reality display that includes private data used to initiate a resource transfer event superimposed on an image of either the front facing or the back facing of the card.

2 . The system of claim 1 , wherein the user-specific image is a background image displayed on at least one of the front facing and the back facing of the card device.

3 . The system of claim 1 , wherein a second wireless communication mechanism from amongst the at least one wireless communication mechanism is coded-indicia displayed on at least one of the front facing and the back facing of the card device, wherein the coded-indicia is configured to encode the card device-identifying data and is capturable by an image-capturing device within a mobile communication device.

4 . The system of claim 3 , wherein the coded-indicia is a Quick Response (QR) code displayed on at least one of the front facing and back facing of the card device.

5 . The system of claim 1 , wherein a second wireless communication mechanism from amongst the at least one wireless communication mechanism is a short-range wireless communication device embedded in the card device, wherein the short-range wireless communication device is configured to communicate the card device-identifying data.

6 . The system of claim 5 , wherein the short-range wireless communication device is chosen from the group consisting of a Near Field Communication (NFC) device and a Radio-Frequency Identification (RFID) device.

7 . The system of claim 1 , wherein the instructions are further present an augmented reality display that further includes an activable link that is configured to, upon user activation, access a virtual assistant system.

8 . The system of claim 1 , wherein the instructions are further present the augmented reality display that further includes an activable link that is configured to, upon user activation, access a resource transfer processing system.

9 . The system of claim 1 , wherein the instructions are further configured to present the augmented reality display that includes one or more activable links, each activable link configured to, upon user activation, perform an action associated with a misplaced card.

Assignments (1)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Oct 31, 2022
From: NGUYEN, TAI TAN; MOHAN, RENUGA; PATTANAIK, PREETIMANDA; RAO, ANUPAMA
To: BANK OF AMERICA CORPORATION
Reel/Frame 061596/0626 →
Continuity (1)
Related Publication 20240144607A1 · May 2, 2024
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