Granted Patent B2

US 12,542,782 · App. 18/757,977 · Granted Feb 3, 2026

Inventor: Manu Kurian (Dallas, TX)

Assignee: Bank of America Corporation

H04L63/10H04L63/08H04L63/105H04L12/46

Abstract

Claims (46)

1 . A system comprising:

a plurality of data consuming computing systems;

a computing platform, comprising:

a processor; and

a computer-readable medium storing computer-readable instructions that, when executed by the processor, cause the computing platform to:

receive, after authentication of a first requesting system of the plurality of data consuming computing systems and from the first requesting system, a first data access request;

load, using a first data container object, first source data from a first data track maintained by the computing platform, wherein the first data track maintained by the computing platform comprises a plurality of datasets;

send the first source data loaded using the first data container object to a second data container object different from the first data container object;

load, using the second data container object, second source data from the first data track maintained by the computing platform; and

create, based on a failed authentication of a second requesting system of the plurality of data consuming computing systems, a blocker object to prevent the second requesting system access to the second data container object; and

the first requesting system comprising at least one processor and non-transitory memory storing instructions that, when executed by the processor, cause the first requesting system to access the second data container object.

2 . The system of claim 1 , wherein the instructions further cause the computing platform to:

combine, at the second data container object, the second source data loaded using the second data container object and the first source data loaded using the first data container object to produce a first combined dataset.

3 . The computing platform of claim 2 , wherein the instructions further cause the computing platform to:

send the first combined dataset to a third data container object different from the first data container object and the second data container object; and

load, using the third data container object, third source data from the first data track maintained by the computing platform.

4 . The computing platform of claim 3 , wherein instructions to send the first combined dataset to the third data container object different from the first data container object and the second data container object comprises instructions to send the first combined dataset to the third data container object based on the first data container object having a first ruleset associated with a first data type, the second data container object having a second ruleset associated with a second data type, and the third data container object having a third ruleset associated with a third data type.

5 . The computing platform of claim 3 , wherein instructions to load the third source data from the first data track maintained by the computing platform using the third data container object comprises instructions to load the third source data from the first data track maintained by the computing platform using the third data container object based on re-authentication of the first requesting system using the third data container object.

6 . The computing platform of claim 3 , wherein instructions to load the third source data from the first data track maintained by the computing platform using the third data container object comprises instructions to rotate the first data track to align a third dataset of the plurality of datasets with the third data container object.

7 . The computing platform of claim 2 , wherein instructions to combine the second source data loaded using the second data container object and the first source data loaded using the first data container object to produce the first combined dataset comprises instructions to filter the second source data loaded using the second data container object and the first source data loaded using the first data container object to remove redundant data.

8 . The computing platform of claim 1 , wherein instructions to receive the first data access request from the first requesting system comprises instructions to receive the first data access request from a first reader-writer system.

9 . The computing platform of claim 1 , wherein instructions to receive the first data access request from the first requesting system comprises instructions to receive the first data access request from a data sub-processing computing platform that interfaces with an additional data track computing platform which maintains a second data track different from the first data track.

10 . The computing platform of claim 1 , wherein instructions to load the first source data from the first data track maintained by the computing platform using the first data container object comprises instructions to rotate the first data track to align a first dataset of the plurality of datasets with the first data container object.

11 . The computing platform of claim 1 , wherein instructions to load the second source data from the first data track maintained by the computing platform using the second data container object comprises instructions to load the second source data from the first data track maintained by the computing platform using the second data container object based on re-authenticating the first requesting system using the second data container object.

12 . The computing platform of claim 1 , wherein instructions to load the second source data from the first data track maintained by the computing platform using the second data container object comprises instructions to rotate the first data track to align a second dataset of the plurality of datasets with the second data container object.

13 . A method, comprising:

at a computing platform comprising at least one processor, a communication interface, and memory:

loading, by the at least one processor from a first requesting system based on a first data access request, using a first data container object, first source data from a first data track maintained by the computing platform, wherein the first data track maintained by the computing platform comprises a plurality of datasets;

sending, by the at least one processor, the first source data loaded using the first data container object to a second data container object different from the first data container object;

loading, by the at least one processor, using the second data container object, second source data from the first data track maintained by the computing platform; and

combining, by the at least one processor, at the second data container object, the second source data loaded using the second data container object and the first source data loaded using the first data container object to produce a first combined dataset; and

accessing, by a second requesting system, the second data container object.

14 . The method of claim 13 , further comprising:

sending, by the at least one processor, the first combined dataset to a third data container object different from the first data container object and the second data container object; and

loading, by the at least one processor, using the third data container object, third source data from the first data track maintained by the computing platform.

15 . The method of claim 13 , wherein receiving the first data access request from the first requesting system comprises receiving the first data access request from a first reader-writer system.

16 . The method of claim 13 , wherein receiving the first data access request from the first requesting system comprises receiving the first data access request from a data sub-processing computing platform that interfaces with an additional data track computing platform which maintains a second data track different from the first data track.

17 . The method of claim 13 , wherein loading the first source data from the first data track maintained by the computing platform using the first data container object comprises rotating the first data track to align a first dataset of the plurality of datasets with the first data container object.

18 . The method of claim 13 , wherein loading the second source data from the first data track maintained by the computing platform using the second data container object comprises loading the second source data from the first data track maintained by the computing platform using the second data container object based on re-authenticating the first requesting system using the second data container object.

19 . One or more non-transitory computer-readable media storing instructions that, when executed by a computing platform comprising at least one processor, a communication interface, and memory, cause the computing platform to:

load, based on a received first data access request from a first requesting system, first source data from a first data track maintained by the computing platform, wherein the first data track maintained by the computing platform comprises a plurality of datasets;

send the first source data loaded using a first data container object to a second data container object different from the first data container object; and

combine, using second source data loaded from the first data track maintained by the computing platform to the second data container object, the second source data loaded using the second data container object and the first source data loaded using the first data container object to produce a first combined dataset.

20 . The one or more non-transitory computer-readable media of claim 19 , further storing instructions that, when executed by the computing platform, cause the computing platform to:

send the first combined dataset to a third data container object different from the first data container object and the second data container object; and

load, using the third data container object, third source data from the first data track maintained by the computing platform.

Assignments (1)

Continuity (4)

References Cited (322)