Account transfer interworking system
View Patent ↗One or more embodiments of the present disclosure may include a system for displaying, on an account transfer screen, image information such as that of counterpart bank, account number, and amount of transfer money on the account transfer screen image during account transfer. In some embodiments, the method may additionally include transmitting a transfer result to a designated server after the transfer. In some embodiments, a remitter may not individually select a counterpart bank, input an account number, and input the amount of money. In some embodiments, an institution may receive an account transfer result in real time or substantially real time, such that the institution may not check for money deposits one by one.
1 . An account transfer interworking system, comprising:
a bank transfer module and an interworking module,
wherein the bank transfer module includes:
a transfer unit configured to search for account information of a recipient using a recipient bank and a recipient account number, authenticate a user using OTP (one time password) or certificate, and execute an account transfer; and
a linkage unit configured to receive information required for the account transfer from the interworking module and transmit the information to the transfer unit, and transmit the transfer result transmitted from the transfer unit to the interworking module,
wherein the interworking module is configured to transmit information required for the account transfer to the bank transfer module and receive a transfer result from the bank transfer module, the information including the recipient bank, the recipient account number and a transfer amount, and
wherein the bank transfer module is configured for displaying the information transmitted from the interworking module on an account transfer screen of the bank transfer module without a need for the user to input, one by one, pieces of information required for account transfer on the account transfer screen; and for transmitting the transfer result to the interworking module after executing the account transfer according to the information displayed on the account transfer screen.
2 . The account transfer interworking system according to claim 1 , wherein the bank transfer module is configured for:
receiving the transmitted information,
allowing the user to log into the bank transfer module,
displaying user account information, and the transmitted information on the account transfer screen,
authenticating the user and executing the account transfer, and
transmitting the transfer result to the interworking module.
3 . The system according to claim 1 , wherein the interworking module is configured for selecting a bank of the user.