IP Library › Granted Patent US 12,659,406
Granted Patent B2
US 12,659,406 · App. 18/744,909 · Granted Jun 16, 2026

System and method for serving multiple customers by a live agent

Inventors: Joshua Edwards (Philadelphia, PA); Guadalupe Bonilla (Hyattsville, MD); Tyler Maiman (Melville, NY); Michael Mossoba (Great Falls, VA); Vahid Khanagha (Rockville, MD); Aysu Ezen Can (Cary, NC); Mia Rodriguez (Arlington, VA); Feng Qiu (Newark, DE); Alexander Lin (Arlington, VA); Meredith L. Critzer (Midlothian, VA)
Assignee: Capital One Services, LLC
H04M3/5166G06F40/166H04M3/5191
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Quick Facts
Patent No.
US 12,659,406
App. No.
18/744,909
Granted
Jun 16, 2026
Kind
B2
Abstract

A system and method for allowing a single live customer service agent to simultaneously serve multiple customers. According to various embodiments, a virtual agent operates at the front end to receive and attempt to handle customer issues. The virtual agent employs speech recognition and intent mapping in order to generate a proposed response that attempts to identify and resolve customer issues. In some scenarios, the proposed response includes both a response message and a response action to be taken. A chat history and the proposed response is then provided to the live agent. The live agent reviews the information provided, and determines whether the proposed response is appropriate. The live agent then approves the response or revises or replaces the response. The final response is sent back to the virtual agent for processing and providing to the customer.

Claims (45)

1 . A virtual customer service response agent, comprising:

a communication interface configured to communicate with a customer and to exchange information with a live agent; and

one or more processors configured to:

receive a message from the customer via the communication interface;

generate a response to the message that includes a proposed response message and a corresponding proposed response action for responding to the received message;

transmit, via a transceiver, the generated response to the live agent;

receive a final response from the live agent that includes a final response message and a final response action;

perform the final response action in response to receiving the final response; and

transmit, via the transceiver, the final response message to the customer.

2 . The virtual customer service response agent of claim 1 , wherein the one or more processors are further configured to generate a transcript that includes the received message, the final response message, and the final response action.

3 . The virtual customer service response agent of claim 1 , wherein the final response message is a text message, and

wherein the one or more processors are further configured to convert the text message to speech.

4 . The virtual customer service response agent of claim 1 , wherein the one or more processors are further configured to provide the live agent an interface through which the live agent can modify the proposed response message and the proposed response action to generate the final response.

5 . The virtual customer service response agent of claim 1 , wherein the one or more processors are further configured to provide the live agent an interface through which the live agent can replace the proposed response message and the proposed response action to generate the final response.

6 . The virtual customer service response agent of claim 1 , wherein the one or more processors are further configured to map an intent of the received message.

7 . The virtual customer service response agent of claim 1 , wherein the proposed response action is responsive to an issue described by the customer in the received message.

8 . A live agent workstation for simultaneously servicing a plurality of customers, comprising:

a communication interface configured to exchange information with a virtual agent server;

one or more input devices configured to receive input information from a live agent;

one or more output devices configured to provide output information to the live agent; and

one or more processors configured to:

receive, from the live agent, a selection of an active customer from among a plurality of current customers being serviced by the live agent;

provide, to the live agent via the one or more output devices, a chat history and a proposed response, the proposed response including a proposed response message and a corresponding proposed response action for responding to a recent message received from the active customer;

receive a final response from the live agent via the one or more input devices that includes a final response message and a final response action;

perform the final response action received from the live agent; and

transmit, via the communication interface, the final response message to the virtual agent server.

9 . The live agent workstation of claim 8 , wherein the one or more processors are further configured to generate a transcript that includes the final response message and the final response action.

10 . The live agent workstation of claim 8 , wherein the final response message is a text message, and

wherein the one or more processors are further configured to convert the text message to speech.

11 . The live agent workstation of claim 8 , wherein the one or more processors are further configured to provide the live agent an interface through which the live agent can modify the proposed response message and the proposed response action to generate the final response.

12 . The live agent workstation of claim 8 , wherein the one or more processors are further configured to provide the live agent an interface through which the live agent can replace the proposed response message and the proposed response action to generate the final response.

13 . The live agent workstation of claim 8 , wherein the one or more processors are further configured to map an intent of the recent message.

14 . The live agent workstation of claim 13 , wherein the proposed response action is responsive to an issue described by the active customer in the recent message, the issue being identified based on the mapped intent.

15 . A method for servicing a plurality of current customers by a live agent, the method comprising:

receiving a message from an active customer from among the plurality of current customers currently being serviced by the live agent;

generating a proposed response to the received message, the proposed response including a proposed response message and a corresponding proposed response action for responding to the received message;

providing the proposed response to the live agent;

receiving a final response from the live agent that includes a final response message and a final response action;

performing the final response action in response to receiving the final response; and

providing the final response message to the active customer of the plurality of current customers.

16 . The method of claim 15 , further comprising generating a transcript that includes the received message, the final response message, and the final response action.

17 . The method of claim 15 , wherein the received final response message is a text message, the method further comprising converting the text message to speech.

18 . The method of claim 15 , further comprising providing the live agent an interface through which the live agent can modify or replace at least one of the proposed response message and the proposed response action to generate the final response.

19 . The method of claim 15 , further comprising mapping an intent of the received message.

20 . The method of claim 19 , wherein the proposed response action is responsive to an issue described by the active customer in the received message, the issue being identified based on the mapped intent.

Assignments (1)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Jun 17, 2024
From: EDWARDS, JOSHUA; BONILLA, GUADALUPE; MAIMAN, TYLER; MOSSOBA, MICHAEL; KHANAGHA, VAHID; CAN, AYSU EZEN; RODRIGUEZ, MIA; QIU, FENG; LIN, ALEXANDER; CRITZER, MEREDITH L.
To: CAPITAL ONE SERVICES, LLC
Reel/Frame 067745/0062 →
Continuity (2)
Continuation 17698717 · Mar 18, 2022
Related Publication 20240406315A1 · Dec 5, 2024
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