IP Library › Granted Patent US 12,749,491
Granted Patent B2
US 12,749,491 · App. 18/766,449 · Granted Sep 29, 2026

Authentication by speech at a machine

Inventors: Michael Mossoba (Great Falls, VA); Joshua Edwards (Philadelphia, PA); Abdelkader M'hamed Benkreira (Brooklyn, NY)
Assignee: Capital One Services, LLC
G10L17/22G06F21/32G10L17/14
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Quick Facts
Patent No.
US 12,749,491
App. No.
18/766,449
Granted
Sep 29, 2026
Kind
B2
Abstract

In some implementations, a front-end device may receive a physical identifier associated with the user. Accordingly, the front-end device may select a plurality of images, where each image corresponds to a unique integer of integers zero through nine. The front-end device may show, on a display, the plurality of images and receive audio that includes a sequence of words that describe a subset of the plurality of images. Accordingly, the front-end device may map the sequence of words to the subset of the plurality of images and determine a first sequence of numbers corresponding to the subset of the plurality of images. Therefore, the front-end device may authenticate the user based on the first sequence of numbers matching a second sequence of numbers associated with the user.

Claims (42)

1 . A system, comprising:

one or more memories; and

one or more processors, coupled to the one or more memories, configured to:

provide, for display by a front-end device, a plurality of images corresponding to integers zero through nine, wherein each image, of the plurality of images, has a property that indicates a corresponding integer, of the integers zero through nine, for the image;

receive audio data that includes a sequence of words that describe a subset of the plurality of images to indicate a first sequence of numbers corresponding to a subset of the integers zero through nine; and

authenticate a user based on the first sequence of numbers.

2 . The system of claim 1 , wherein the one or more processors are further configured to:

authenticate the user based on the first sequence of numbers and a second sequence of numbers associated with the user.

3 . The system of claim 2 , wherein the second sequence of numbers corresponds to a personal identification number (PIN), or other numerical representation, associated with the user.

4 . The system of claim 1 , wherein one or more images, of the plurality of images, are non-numerical images.

5 . The system of claim 1 , wherein one or more images of the plurality of images include a distorted visual representation of the corresponding integer.

6 . The system of claim 1 , wherein one or more images of the plurality of images include a representation of the corresponding integer blended into a portion of the one or more images.

7 . The system of claim 1 , wherein the one or more processors are further configured to:

map portions of the sequence of words to corresponding images in the subset of the plurality of images, wherein the portions of the sequence of words indicate non-numeric words.

8 . The system of claim 1 , wherein the one or more processors are further configured to:

provide, for display, visual representations of the integers zero through nine adjacent to corresponding images of the plurality of images;

provide, for display, the plurality of images in a pattern associated with a shape of a numeric keypad; or

provide, for display, the plurality of images in a sequence that corresponds to the integers zero through nine.

9 . The system of claim 1 , wherein the one or more processors are further configured to:

decode the sequence of words using a speech-to-text algorithm and a language associated with the sequence of words.

10 . A method, comprising:

providing, for display on a front-end device, a plurality of images, wherein each image, of the plurality of images, indicates a corresponding integer of integers zero through nine;

receiving audio data that includes a sequence of words that describe a subset of the plurality of images to indicate a first sequence of numbers corresponding to a subset of the integers zero through nine; and

authenticating a user based on the first sequence of numbers.

11 . The method of claim 10 , wherein one or more images of the plurality of images are non-numerical images.

12 . The method of claim 10 , wherein one or more images of the plurality of images include a distorted visual representation of the corresponding integer.

13 . The method of claim 10 , wherein one or more images of the plurality of images include a representation of the corresponding integer blended into a portion of the one or more images.

14 . The method of claim 10 , further comprising:

mapping portions of the sequence of words to corresponding images in the subset of the plurality of images, wherein the portions of the sequence of words indicate non-numeric words.

15 . The method of claim 10 , further comprising:

providing, for display, visual representations of the integers zero through nine adjacent to corresponding images of the plurality of images;

providing, for display, the plurality of images in a pattern associated with a shape of a numeric keypad; or

providing, for display, the plurality of images in a sequence that corresponds to the integers zero through nine.

16 . A non-transitory computer-readable medium storing a set of instructions, comprising:

one or more instructions that, when executed by one or more processors of a device, cause the device to:

provide, for display, a plurality of images corresponding to integers zero through nine, wherein each image, of the plurality of images, has a property that indicates a corresponding integer, of the integers zero through nine, for the image;

receive audio data that includes a sequence of words that describe a subset of the plurality of images to indicate a first sequence of numbers corresponding to a subset of the integers zero through nine; and

authenticate a user based on the first sequence of numbers.

17 . The non-transitory computer-readable medium of claim 16 , wherein one or more images of the plurality of images are non-numerical images.

18 . The non-transitory computer-readable medium of claim 16 , wherein one or more images of the plurality of images include a distorted visual representation of the corresponding integer.

19 . The non-transitory computer-readable medium of claim 16 , wherein one or more images of the plurality of images include a representation of the corresponding integer blended into a portion of the one or more images.

20 . The non-transitory computer-readable medium of claim 16 , wherein portions of the sequence of words, that indicate the subset of the integers zero through nine, indicate non-numeric words.

Assignments (1)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Jul 15, 2024
From: MOSSOBA, MICHAEL; EDWARDS, JOSHUA; BENKREIRA, ABDELKADER M'HAMED
To: CAPITAL ONE SERVICES, LLC
Reel/Frame 067990/0610 →
Continuity (2)
Continuation 17656294 · Mar 24, 2022
Related Publication 20240363121A1 · Oct 31, 2024
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