IP Library › Granted Patent US 11,430,283
Granted Patent B2
US 11,430,283 · App. 17/352,945 · Granted Aug 30, 2022

Methods and systems for delivering a document

Inventors: Michael Mossoba (Arlington, VA); Abdelkader Benkreira (New York, NY); Joshua Edwards (Philadelphia, PA)
Assignee: Capital One Services, LLC
G07F7/1008G06K19/07749G06Q20/04G06Q20/10G06Q20/341G06Q20/385G06Q20/40G06Q40/00
View Patent ↗
Loading inventors, assignments & file history…
Monitor This Case
Get email alerts when status or documents change.
Order Certified Copies
Most orders are placed with the USPTO same day — all within 24 business hours.
Order via The Patent Place →
Pre-filled with this patent's details
Quick Facts
Patent No.
US 11,430,283
App. No.
17/352,945
Granted
Aug 30, 2022
Kind
B2
Abstract

A computer-implemented method for delivering a document to a user may include obtaining, via an automated teller machine (ATM), first identification data of the user, wherein the first identification data of the user includes a card number and a password associated with the card number; determining a notification status of the user based on the first identification data; obtaining, via the ATM, second identification data based on the notification status of the user; determining a delivery status of the user based on the first identification data and the second identification data; and delivering the document to the user based on the delivery status of the user via the ATM.

Claims (50)

1. A computer-implemented method for delivering a document to a user, the computer-implemented method comprising:

obtaining, via an interaction between the user and an automated teller machine (ATM), first identification data of the user;

determining a notification status of the user based on the first identification data, by:

obtaining notification data from a database remote from the ATM and associated with one or more third-party entities; and

comparing the obtained notification data with the first identification data to identify one or more documents to be delivered to the user from the one or more third-party entities;

upon identifying the one or more documents to be delivered to the user, automatically obtaining, via the ATM, second identification data of the user that is different than the first identification data;

determining a delivery status of the user based on the first identification data and the second identification data, wherein the delivery status includes a determination of one or more of (i) whether the user is a recipient of the one or more documents to be delivered and (ii) whether the one or more documents have previously been delivered; and

delivering the one or more documents to the user based on the delivery status of the user, via the ATM.

2. The computer-implemented method of claim 1 , wherein the interaction between the user and the ATM is unrelated to delivery of the one or more documents.

3. The computer-implemented method of claim 1 , further comprising:

obtaining, via the ATM, a confirmation of delivery of the one or more documents to the user.

4. The computer-implemented method of claim 3 , wherein:

the confirmation includes an image of the user at a time and location that the document is delivered; and

the image of the user depicts the user holding the document.

5. The computer-implemented method of claim 3 , further comprising:

transmitting the confirmation of delivering the one or more documents to a corresponding third-party entity of the one or more third-party entities.

6. The computer-implemented method of claim 1 , wherein delivering the one or more documents includes printing the one or more documents via the ATM.

7. The computer-implemented method of claim 1 , wherein the first identification data includes data associated with an ATM card of the user.

8. The computer-implemented method of claim 1 , wherein obtaining second identification data includes using at least one sensor of the ATM to capture data indicative of one or more pattern associated with a behavioral characteristic of the user.

9. The computer-implemented method of claim 8 , wherein the one or more pattern is associated with one or more of a typing rhythm, a walking gait, or voice of the user.

10. The computer-implemented method of claim 8 , wherein obtaining the second identification data further includes using a machine-learning algorithm to determine the one or more pattern based on the data captured by the at least one sensor.

11. A computer-implemented method for delivering a document to a user, the computer-implemented method comprising:

obtaining, via an interaction between the user and an automated teller machine (ATM), first identification data of the user;

determining a notification status of the user based on the first identification data, the notification status identifying one or more documents to be delivered to the user;

upon identifying the one or more documents to be delivered to the user, automatically obtaining, via the ATM, second identification data of the user that is different than the first identification data, wherein obtaining the second identification data includes using at least one sensor of the ATM to capture data indicative of one or more pattern associated with a behavioral characteristic of the user;

determining a delivery status of the user based on the first identification data and the second identification data, wherein the delivery status includes a determination of one or more of (i) whether the user is a recipient of the one or more documents to be delivered and (ii) whether the one or more documents have previously been delivered; and

delivering the one or more documents to the user based on the delivery status of the user, via the ATM.

12. The computer-implemented method of claim 11 , wherein the interaction between the user and the ATM is unrelated to delivery of the one or more documents.

13. The computer-implemented method of claim 11 , further comprising:

obtaining, via the ATM, a confirmation of delivery of the one or more documents to the user.

14. The computer-implemented method of claim 13 , wherein:

the confirmation includes an image of the user at a time and location that the document is delivered; and

the image of the user depicts the user holding the document.

15. The computer-implemented method of claim 13 , further comprising:

transmitting the confirmation of delivering the one or more documents to a corresponding third-party entity of one or more third-party entities.

16. The computer-implemented method of claim 11 , wherein delivering the one or more documents includes printing the one or more documents via the ATM.

17. The computer-implemented method of claim 11 , wherein the first identification data includes data associated with an ATM card of the user.

18. The computer-implemented method of claim 11 , wherein the one or more pattern is associated with one or more of a typing rhythm, a walking gait, or voice of the user.

19. The computer-implemented method of claim 18 , wherein obtaining the second identification data further includes using a machine-learning algorithm to determine the one or more pattern based on the data captured by the at least one sensor.

20. An Automated Teller Machine (ATM), comprising:

a memory storing instructions;

at least one sensor; and

one or more processors configured to execute the instructions to perform operations including:

obtaining, via an interaction between a user and the ATM, first identification data of the user;

determining a notification status of the user based on the first identification data, by:

obtaining notification data from a database remote from the ATM and associated with one or more third-party entities; and

comparing the obtained notification data with the first identification data to identify one or more documents to be delivered to the user from the one or more third-party entities;

upon identifying the one or more documents to be delivered to the user, automatically obtaining second identification data of the user that is different than the first identification data, wherein obtaining the second identification data includes using the at least one sensor of the ATM to capture data indicative of one or more pattern associated with a behavioral characteristic of the user;

determining a delivery status of the user based on the first identification data and the second identification data, wherein the delivery status includes a determination of one or more of (i) whether the user is a recipient of the one or more documents to be delivered and (ii) whether the one or more documents have previously been delivered; and

delivering the one or more documents to the user based on the delivery status of the user.

Assignments (1)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Jun 22, 2021
From: MOSSOBA, MICHAEL; BENKREIRA, ABDELKADER; EDWARDS, JOSHUA
To: CAPITAL ONE SERVICES, LLC
Reel/Frame 056626/0387 →
Continuity (2)
Continuation 16681174 · Nov 12, 2019
Related Publication 20210312749A1 · Oct 7, 2021