Systems and methods for executing a customized home search
A home cost analysis server for executing a customized home search may include a processor programmed to define a user budget constraint, receive a list of available homes, and determine an initial monthly cost for each home. The processor may also identify one or more additional home costs based on historical insurance claim data. The processor may also display available homes that satisfy the user budget constraint.
1 . A home analysis server comprising at least one processor in communication with at least one memory, wherein the at least one processor is programmed to:
retrieve, from a first database, a list of a plurality of available homes in a user-selected geographic area;
retrieve, from a second database, historical insurance claim data for a plurality of insured homes in the geographic area;
determine an initial monthly home cost for each respective available home on the list;
identify, using at least one of image processing or text processing on the historical insurance claim data, one or more additional home costs for one or more available homes of the plurality of available homes based upon shared features with the insured homes; and
display, within a graphical user interface at a user computing device, one or more available homes of the plurality of available homes, the respective monthly home cost for each one or more available homes, and the respective one or more additional home costs for each one or more available homes, the respective one or more additional home costs represented within a visual indicator identifying the one or more additional homes cost relative to the initial monthly home cost of the respective available home.
2 . The home analysis server of claim 1 , wherein the at least one processor is further programmed to process the historical insurance claim data retrieved from the second database and metadata associated with each available home, retrieved from the first database, to determine an estimated monthly insurance payment included within the initial monthly home cost.
3 . The home analysis server of claim 1 , wherein the at least one processor is further programmed to:
receive a user-defined budget constraint; and
filter out any available home from the list with an initial monthly home cost that does not satisfy the user-defined budget constraint.
4 . The home analysis server of claim 3 , wherein the at least one processor is further programmed to:
further filter out any available home from the list that has a combination of the initial monthly home cost and the one or more additional home costs that does not satisfy the user-defined budget constraint.
5 . The home analysis server of claim 1 , wherein the processor is further programmed to display, for each one or more available homes, an identification of the one or more shared features with the plurality of insured homes.
6 . The home analysis server of claim 1 , wherein the processor is further programmed to display a second graphical indicator including a respective numeric value and an expected time value for each one or more additional home costs.
7 . The home cost analysis server of claim 6 , wherein the expected time value is a repeating or periodic time value.
8 . The home cost analysis server of claim 6 , wherein the expected time value is a singular time value.
9 . The home cost analysis server of claim 8 , wherein the singular time value is a predicted future date.
10 . A computer-implemented method for executing a customized home search, the method implemented using a home cost analysis server including at least one processor in communication with a memory, the method comprising:
retrieving, from a first database, a list of a plurality of available homes in a user-selected geographic area;
retrieving, from a second database, historical insurance claim data for a plurality of insured homes in the geographic area;
determining an initial monthly home cost for each respective available home on the list;
identifying, using at least one of image processing or text processing on the historical insurance claim data, one or more additional home costs for one or more available homes of the plurality of available homes based upon shared features with the insured homes; and
displaying, within a graphical user interface at a user computing device, one or more available homes of the plurality of available homes, the respective monthly home cost for each one or more available homes, and the respective one or more additional home costs for each one or more available homes, the respective one or more additional home costs represented within a visual indicator identifying the one or more additional homes cost relative to the initial monthly home cost of the respective available home.
11 . The computer-implemented method of claim 10 , further comprising processing the historical insurance claim data retrieved from the second database and metadata associated with each available home, retrieved from the first database, to determine an estimated monthly insurance payment included within the initial monthly home cost.
12 . The computer-implemented method of claim 10 , further comprising:
receiving a user-defined budget constraint; and
filtering out any available home from the list with an initial monthly home cost that does not satisfy the user-defined budget constraint.
13 . The computer-implemented method of claim 12 , further comprising:
further filtering out any available home from the list that has a combination of the initial monthly home cost and the one or more additional home costs that does not satisfy the user-defined budget constraint.
14 . The computer-implemented method of claim 10 , further comprising displaying, for each one or more available homes, an identification of the one or more shared features with the plurality of insured homes.
15 . The computer-implemented method of claim 10 , further comprising displaying a second graphical indicator including a respective numeric value and an expected time value for each one or more additional home costs.
16 . At least one non-transitory computer-readable storage media having computer-executable instructions embodied thereon, wherein when executed by a home cost analysis server including at least one processor in communication with a memory, the computer-executable instructions cause the at least one processor to:
retrieve, from a first database, a list of a plurality of available homes in a user-selected geographic area;
retrieve, from a second database, historical insurance claim data for a plurality of insured homes in the geographic area;
determine an initial monthly home cost for each respective available home on the list;
identify, using at least one of image processing or text processing on the historical insurance claim data, one or more additional home costs for one or more available homes of the plurality of available homes based upon shared features with the insured homes; and
display, within a graphical user interface at a user computing device, one or more available homes of the plurality of available homes, the respective monthly home cost for each one or more available homes, and the respective one or more additional home costs for each one or more available homes, the respective one or more additional home costs represented within a visual indicator identifying the one or more additional homes cost relative to the initial monthly home cost of the respective available home.
17 . The non-transitory computer-readable storage media of claim 16 , wherein the computer-executable instructions further cause the at least one processor to process the historical insurance claim data retrieved from the second database and metadata associated with each available home, retrieved from the first database, to determine an estimated monthly insurance payment included within the initial monthly home cost.
18 . The non-transitory computer-readable storage media of claim 16 , wherein the computer-executable instructions further cause the at least one processor to display a second graphical indicator including a respective numeric value and an expected time value for each one or more additional home costs.
19 . The non-transitory computer-readable storage media of claim 18 , wherein the expected time value is a repeating or periodic time value.
20 . The non-transitory computer-readable storage media of claim 18 , wherein the expected time value is a singular time value including a predicted future date.