Granted Patent B2

US 12,236,749 · App. 18/596,218 · Granted Feb 25, 2025

Inventors: Kevin Higgins (Reno, NV); Jeffery Shepherd (Reno, NV)

Assignee: IGT

G07F17/3241G06Q20/3674G06Q20/4016G07F17/3223G07F17/3251

Abstract

Claims (18)

1. A system comprising:

a processor; and

a memory device that stores a plurality of instructions that, when executed by the processor, cause the processor to:

responsive to an occurrence of an anticipated fund transfer event based on an anticipated use time of an amount of funds requested to be transferred from a first external account, and a first period of time associated with a completion of the transfer of the amount of fund from the first external account, at a first point in time, cause the requested amount of funds to be available in association with a line of credit, and

responsive to the occurrence of the anticipated fund transfer event based on the anticipated use time of the amount of funds requested to be transferred from a second, different external account, and a second, different period of time associated with a completion of the transfer of the amount of fund from the second, different external account, at a second, different point in time, cause the requested amount of funds to be available in association with the line of credit.

2. The system of claim 1 , wherein the anticipated fund transfer event comprises receiving a confirmation input associated with the amount of funds.

3. The system of claim 1 , wherein the line of credit is issued via a gaming establishment credit system.

4. The system of claim 1 , wherein the anticipated use time of the amount of funds is one of an anticipated arrival at a gaming establishment, and an anticipated departure from the gaming establishment.

5. The system of claim 1 , wherein the memory device stores a plurality of further instructions that, when executed by the processor after the occurrence of the anticipated fund transfer event and responsive to a gaming establishment account transfer event, modify a balance of a gaming establishment account based on the line of credit, wherein the modification of the balance of the gaming establishment account occurs prior to the anticipated use time of the amount of funds.

6. The system of claim 5 , wherein the gaming establishment account comprises one of a cashless wagering account, a gaming establishment retail account, and a gaming establishment fund management account.

7. A method of operating a system, the method comprising:

responsive to an occurrence of an anticipated fund transfer event based on an anticipated use time of an amount of funds requested to be transferred from a first external account, and a first period of time associated with a completion of the transfer of the amount of fund from the first external account, at a first point in time, causing, by a processor, the requested amount of funds to be available in association with a line of credit, and

responsive to the occurrence of the anticipated fund transfer event based on the anticipated use time of the amount of funds requested to be transferred from a second, different external account, and a second, different period of time associated with a completion of the transfer of the amount of fund from the second, different external account, at a second, different point in time, causing, by the processor, the requested amount of funds to be available in association with the line of credit.

8. The method of claim 7 , wherein the anticipated fund transfer event comprises receiving a confirmation input associated with the amount of funds.

9. The method of claim 7 , wherein the line of credit is issued via a gaming establishment credit system.

10. The method of claim 7 , wherein the anticipated use time of the amount of funds is one of an anticipated arrival at a gaming establishment, and an anticipated departure from the gaming establishment.

11. The method of claim 7 , further comprising, after the occurrence of the anticipated fund transfer event and responsive to a gaming establishment account transfer event, modifying, by the processor, a balance of a gaming establishment account based on the line of credit, wherein the modification of the balance of the gaming establishment account occurs prior to the anticipated use time of the amount of funds.

12. The system of claim 11 , wherein the gaming establishment account comprises one of a cashless wagering account, a gaming establishment retail account, and a gaming establishment fund management account.

Assignments (2)

Continuity (4)

References Cited (400)