Granted Patent B2

US 12,597,068 · App. 18/370,218 · Granted Apr 7, 2026

Inventor: Erik Mowery Simpson (Houston, TX)

Assignee: CIRCLESX LLC

G06Q40/04G06Q10/02G06Q30/0641G06Q30/08G06Q40/10G06Q50/265G06Q50/40G06V40/1365G06V40/16

Abstract

Claims (89)

1 . A method, comprising:

receiving user attribute data from a plurality of users over one or more wireless or wired communication networks, wherein the user attribute data comprises data corresponding to one or more user attributes for the plurality of users;

determining one or more virtual hub communities based on the user attribute data, wherein a respective virtual hub community corresponds to at least a portion of the user attribute data;

storing the one or more virtual hub communities on a first database server;

providing a geolocation portfolio exchange for one or more virtual geolocation portfolio units based on the one or more virtual hub communities, wherein:

the geolocation portfolio exchange corresponds to market depth data, the market depth data comprising data indicating one or more bid prices and one or more offer prices from the plurality of users for the one or more virtual geolocation portfolio units;

the one or more virtual geolocation portfolio units correspond to one or more fractional interests in one or more geolocation portfolios; and

the one or more geolocation portfolios comprise one or more exchange traded funds, one or more exchange traded products, one or more exchange traded securities, one or more investment management vehicles, or combinations thereof; and

storing the geolocation portfolio exchange on a second database server.

2 . The method of claim 1 , wherein receiving the user attribute data comprises:

tracking location data of the plurality of users in real-time from a satellite navigation system, wherein the location data corresponds to one or more user locations of the plurality of users; and

receiving updates of the location data for at least a subset of the plurality of users over the one or more wireless or wired communication networks.

3 . The method of claim 2 , wherein:

the user attribute data further comprises the location data, user trading data, or combinations thereof; and

the user trading data comprises data corresponding to historical trading by the plurality of users, data corresponding to current trading by the plurality of users, or combinations thereof.

4 . The method of claim 1 , wherein the market depth data further comprises data corresponding to:

a bid queue for the one or more bid prices, wherein the one or more bid prices are ranked in the bid queue from highest price to lowest price, and wherein respective bid prices of the same value are ranked by time in the bid queue; and

an offer queue for the one or more offer prices, wherein the one or more offer prices are ranked in the offer queue from lowest price to highest price, and wherein respective offer prices of the same value are ranked by time in the offer queue.

5 . The method of claim 1 , further comprising transmitting the market depth data to the plurality of users.

6 . The method of claim 5 , wherein transmitting the market depth data comprises:

receiving constraint data from a respective user, wherein the constraint data indicates a selection by the respective user of one or more conditions for a respective virtual geolocation portfolio unit, and wherein the one or more conditions comprise cheapest route, single mode of transportation, multiple modes of transportation, fastest route, most scenic route, highest rated route, most available route, highest volume of participants for route, most frequent route, service level for route, emissions reduction, highest safety and security level for route, or combinations thereof; and

transmitting the market depth data to the respective user based on at least the received constraint data.

7 . The method of claim 1 , further comprising:

auditing, by a blockchain, the one or more virtual geolocation portfolio units.

8 . The method of claim 1 , wherein the geolocation portfolio exchange is configured to allow for one or more trades of the one or more virtual geolocation portfolio units by the plurality of users.

9 . A method comprising:

receiving user attribute data from a plurality of users over one or more wireless or wired communication networks, wherein the user attribute data comprises data corresponding to one or more user attributes for the plurality of users;

determining one or more virtual hub communities based on the user attribute data, wherein a respective virtual hub community corresponds to at least a portion of the user attribute data;

storing the one or more virtual hub communities on a first database server;

providing a geolocation portfolio exchange for one or more geolocation portfolio units based on the one or more virtual hub communities, wherein:

the one or more geolocation portfolio units correspond to one or more fractional interests in one or more geolocation portfolios;

the one or more geolocation portfolios comprise one or more exchange traded funds, one or more exchange traded products, one or more exchange traded securities, one or more investment management vehicles, or combinations thereof;

a respective geolocation portfolio unit of a respective geolocation portfolio comprises at least a fractional interest in one or more geolocation portfolio units of the respective geolocation portfolio; and

the one or more geolocation portfolio units comprise one or more transportation capacity units, one or more freight capacity units, one or more curb side capacity units, one or more parking capacity units, one or more transportation management units, one or more toll capacity units, one or more virtual transportation capacity units, one or more advertising exchange units, one or more agriculture exchange units, one or more housing exchange units, one or more gaming exchange units, one or more finance and banking exchange units, one or more educational exchange units, one or more rental exchange units, one or more healthcare exchange units, one or more insurance exchange units, one or more blood or biomarker exchange units, or combinations thereof; and

storing the geolocation portfolio exchange on a second database server.

10 . A method comprising:

receiving user attribute data from a plurality of users over one or more wireless or wired communication networks, wherein the user attribute data comprises data corresponding to one or more user attributes for the plurality of users;

determining one or more virtual hub communities based on the user attribute data, wherein a respective virtual hub community corresponds to at least a portion of the user attribute data;

storing the one or more virtual hub communities on a first database server;

providing a geolocation portfolio exchange for one or more geolocation portfolio units based on the one or more virtual hub communities, wherein:

the one or more geolocation portfolio units correspond to one or more fractional interests in one or more geolocation portfolios;

the one or more geolocation portfolios comprise one or more exchange traded funds, one or more exchange traded products, one or more exchange traded securities, one or more investment management vehicles, or combinations thereof; and

the plurality of users comprise one or more individuals, one or more business entities, one or more corporations, one or more partnerships, one or more trusts, one or more mutual funds, one or more pension funds, one or more trust funds, one or more educational endowments, one or more saving funds, one or more savings plan funds, one or more financial investment funds, one or more brokers, one or more market makers, one or more authorized participants, or combinations thereof; and

storing the geolocation portfolio exchange on a second database server.

11 . A method, comprising:

receiving user attribute data from a plurality of users over one or more wireless or wired communication networks, wherein the user attribute data comprises data corresponding to one or more user attributes for the plurality of users;

determining one or more virtual hub communities based on the user attribute data, wherein a respective virtual hub community corresponds to at least a portion of the user attribute data;

storing the one or more virtual hub communities on a first database server;

providing a geolocation portfolio exchange for one or more geolocation portfolio units based on the one or more virtual hub communities, wherein:

the geolocation portfolio exchange corresponds to market depth data, the market depth data comprising data indicating one or more bid prices and one or more offer prices from the plurality of users for the one or more geolocation portfolio units; and

the data indicating the one or more bid prices and the one or more offer prices comprises data indicating a first bid price or a first offer price from a first user of the plurality of users for a respective geolocation portfolio unit;

storing the geolocation portfolio exchange on a second database server;

receiving transaction input data from a second user of the plurality of users, wherein the transaction input data comprises data indicating an acceptance by the second user of the first bid price or the first offer price for the respective geolocation portfolio unit;

generating a forward commodity contract between the first user and the second user based on the received transaction input data; and

auditing, by a blockchain, the one or more geolocation portfolio units.

12 . The method of claim 11 , wherein receiving the user attribute data comprises:

tracking location data of the plurality of users in real-time from a satellite navigation system, wherein the location data corresponds to one or more user locations of the plurality of users; and

receiving updates of the location data for at least a subset of the plurality of users over the one or more wireless or wired communication networks.

13 . The method of claim 11 , wherein:

the user attribute data further comprises the location data, user trading data, or combinations thereof; and

the user trading data comprises data corresponding to historical trading by the plurality of users, data corresponding to current trading by the plurality of users, or combinations thereof.

14 . The method of claim 11 , wherein the market depth data further comprises data corresponding to:

a bid queue for the one or more bid prices, wherein the one or more bid prices are ranked in the bid queue from highest price to lowest price, and wherein respective bid prices of the same value are ranked by time in the bid queue; and

an offer queue for the one or more offer prices, wherein the one or more offer prices are ranked in the offer queue from lowest price to highest price, and wherein respective offer prices of the same value are ranked by time in the offer queue.

15 . The method of claim 11 , wherein the one or more geolocation portfolio units correspond to one or more fractional interests in one or more geolocation portfolios.

16 . The method of claim 11 , further comprising transmitting the market depth data to the plurality of users.

17 . A method comprising:

receiving user attribute data from a plurality of users over one or more wireless or wired communication networks, wherein the user attribute data comprises data corresponding to one or more user attributes for the plurality of users;

determining one or more virtual hub communities based on the user attribute data, wherein a respective virtual hub community corresponds to at least a portion of the user attribute data;

storing the one or more virtual hub communities on a first database server;

providing a geolocation portfolio exchange for one or more geolocation portfolio units based on the one or more virtual hub communities, wherein:

the geolocation portfolio exchange corresponds to market depth data, the market depth data comprising data indicating one or more bid prices and one or more offer prices from the plurality of users for the one or more geolocation portfolio units; and

the data indicating the one or more bid prices and the one or more offer prices comprises data indicating a first bid price or a first offer price from a first user of the plurality of users for a first geolocation portfolio unit;

storing the geolocation portfolio exchange on a second database server;

auditing, by a blockchain, the one or more geolocation portfolio units; and

transmitting, over the one or more wireless or wired communication networks, the market depth data to the plurality of users, wherein transmitting the market depth data comprises:

receiving constraint data from a respective user, wherein the constraint data indicates a selection by the respective user of one or more conditions for a respective geolocation portfolio unit, and wherein the one or more conditions comprise cheapest route, single mode of transportation, multiple modes of transportation, fastest route, most scenic route, highest rated route, most available route, highest volume of participants for route, most frequent route, service level for route, emissions reduction, highest safety and security level for route, or combinations thereof; and

transmitting the market depth data to the respective user based on at least the received constraint data.

18 . A non-transitory computer-readable medium having stored thereon a plurality of computer-executable instructions which, when executed by a computer, cause the computer to:

receive user attribute data from a plurality of users over one or more wireless or wired communication networks, wherein the user attribute data comprises data corresponding to one or more user attributes for the plurality of users;

determine one or more virtual hub communities based on the user attribute data, wherein a respective virtual hub community corresponds to at least a portion of the user attribute data;

store the one or more virtual hub communities on a first database server;

provide a geolocation portfolio exchange for one or more geolocation portfolio units based on the one or more virtual hub communities, wherein:

the one or more geolocation portfolio units correspond to one or more fractional interests in one or more geolocation portfolios; and

the geolocation portfolio exchange corresponds to market depth data, the market depth data comprising data indicating one or more bid prices and one or more offer prices from the plurality of users for the one or more geolocation portfolio units, wherein the market depth data further comprises data corresponding to:

a bid queue for the one or more bid prices, wherein the one or more bid prices are ranked in the bid queue from highest price to lowest price, and wherein respective bid prices of the same value are ranked by time in the bid queue; and

an offer queue for the one or more offer prices, wherein the one or more offer prices are ranked in the offer queue from lowest price to highest price, and wherein respective offer prices of the same value are ranked by time in the offer queue;

store the geolocation portfolio exchange on a second database server; and

audit, by a blockchain, the one or more geolocation portfolio units.

Assignments (2)

Continuity (21)

References Cited (400)