IP Library › Granted Patent US 12,373,857
Granted Patent B1
US 12,373,857 · App. 18/112,744 · Granted Jul 29, 2025

Games, prizes, and entertainment for powered cards and devices

Inventors: Philip W. Yen (The Sail, SG); Jeffrey D. Mullen (Glenshaw, PA)
Assignee: Dynamics Inc.
G06Q30/0212G06K19/06187G06K19/0723G06K19/07707G06Q30/0221G06Q30/0222G06Q30/0238
View Patent ↗
Loading inventors, assignments & file history…
Monitor This Case
Get email alerts when status or documents change.
Order Certified Copies
Most orders are placed with the USPTO same day — all within 24 business hours.
Order via The Patent Place →
Pre-filled with this patent's details
Quick Facts
Patent No.
US 12,373,857
App. No.
18/112,744
Granted
Jul 29, 2025
Kind
B1
Abstract

Advanced payment applications are provided to improve the functionality of cards and devices. For example, a user interface may be placed on a card (e.g., a physical button) or a telephonic device (e.g., a virtual button on a capacitive touch screen). Manual input provided to this user interface may, for example, cause a purchase to be paid by credit and points may be earned for the purchase. A different manual input may, for example, cause a purchase to be paid by credit and points not be earned for the purchase in exchange for one or more chances to win a prize in a random lottery. An instant winner functionality may be provided on a card. For example, a card may randomly become an instant winner based on, for example, time and/or use.

Claims (15)

1. A method, comprising:

receiving, by a server, discretionary data from a payment reader, said discretionary data indicative of a request by a user to forego earning points;

determining, based on the discretionary data, that the user is a winner, and

communicating, based on the determining, data indicative that the user is a winner to the payment reader.

2. The method of claim 1 , wherein the payment reader is an IC chip reader.

3. The method of claim 1 , wherein the payment reader is an EMV chip reader.

4. The method of claim 1 , wherein the payment reader is an RFID reader.

5. The method of claim 1 , wherein the payment reader is an RFID reader.

6. The method of claim 1 , wherein the data indicative that the user is a winner includes data indicative of a type of prize.

7. The method of claim 1 , further comprising:

communicating notification of a type of prize won by the user only at a time after a prize is redeemed.

8. A method, comprising:

receiving, by a server, discretionary data from an online payment webpage, said discretionary data indicative of a request by a user to forego earning points;

determining, based on the discretionary data, that the user is a winner, and

communicating data indicating that the user has won based on the determining.

Continuity (4)
Continuation 15596460 · May 16, 2017
Continuation 13762814 · Feb 8, 2013
Continuation 12911074 · Oct 25, 2010
Provisional Application 61254727 · Oct 25, 2009
References Cited (398)
US 4353064A · Stamm · 1982 [cited by applicant]
US 4394654A · Hofmann-Cerfontaine · 1983 [cited by applicant]
US 4614861A · Pavlov et al. · 1986 [cited by applicant]
US 4667087A · Quintana · 1987 [cited by applicant]
US 4701601A · Francini et al. · 1987 [cited by applicant]
US 4720860A · Weiss · 1988 [cited by applicant]
US 4786791A · Hodama · 1988 [cited by applicant]
US 4791283A · Burkhardt · 1988 [cited by applicant]
US 4797542A · Hara · 1989 [cited by applicant]
US 5038251A · Sugiyama et al. · 1991 [cited by applicant]
US 5168520A · Weiss · 1992 [cited by applicant]
US 5237614A · Weiss · 1993 [cited by applicant]
US 5276311A · Hennige · 1994 [cited by applicant]
US 5347580A · Molva et al. · 1994 [cited by applicant]
US 5361062A · Weiss et al. · 1994 [cited by applicant]
US 5412199A · Finkelstein et al. · 1995 [cited by applicant]
US 5434398A · Goldberg · 1995 [cited by applicant]
US 5434405A · Finkelstein et al. · 1995 [cited by applicant]
US 5478994A · Rahman · 1995 [cited by applicant]
US 5479512A · Weiss · 1995 [cited by applicant]
US 5484997A · Haynes · 1996 [cited by applicant]
US 5485519A · Weiss · 1996 [cited by applicant]
US 5585787A · Wallerstein · 1996 [cited by applicant]
US 5591949A · Bernstein · 1997 [cited by applicant]
US 5608203A · Finkelstein et al. · 1997 [cited by applicant]
US 5623552A · Lane · 1997 [cited by applicant]
US 5657388A · Weiss · 1997 [cited by applicant]
US 5834747A · Cooper · 1998 [cited by applicant]
US 5834756A · Gutman et al. · 1998 [cited by applicant]
US 5856661A · Finkelstein et al. · 1999 [cited by applicant]
US 5864623A · Messina et al. · 1999 [cited by applicant]
US 5907142A · Kelsey · 1999 [cited by applicant]
US 5913203A · Wong et al. · 1999 [cited by applicant]
US 5937394A · Wong et al. · 1999 [cited by applicant]
US 5955021A · Tiffany, III · 1999 [cited by applicant]
US 5956699A · Wong et al. · 1999 [cited by applicant]
US 6025054A · Tiffany, III · 2000 [cited by applicant]
US 6045043A · Bashan et al. · 2000 [cited by applicant]
US 6076163A · Hoffstein et al. · 2000 [cited by applicant]
US 6085320A · Kaliski · 2000 [cited by applicant]
US 6095416A · Grant et al. · 2000 [cited by applicant]
US 6130621A · Weiss · 2000 [cited by applicant]
US 6145079A · Mitty et al. · 2000 [cited by applicant]
US 6157920A · Jakobsson et al. · 2000 [cited by applicant]
US 6161181A · Haynes, III et al. · 2000 [cited by applicant]
US 6176430B1 · Finkelstein et al. · 2001 [cited by applicant]
US 6182894B1 · Hackett et al. · 2001 [cited by applicant]
US 6189098B1 · Kaliski · 2001 [cited by applicant]
US 6199052B1 · Mitty et al. · 2001 [cited by applicant]
US 6206293B1 · Gutman et al. · 2001 [cited by applicant]
US 6240184B1 · Huynh et al. · 2001 [cited by applicant]
US 6241153B1 · Tiffany, III · 2001 [cited by applicant]
US 6256873B1 · Tiffany, III · 2001 [cited by applicant]
US 6269163B1 · Rivest et al. · 2001 [cited by applicant]
US 6286022B1 · Kaliski, Jr. et al. · 2001 [cited by applicant]
US 6308890B1 · Cooper · 2001 [cited by applicant]
US 6313724B1 · Osterweil · 2001 [cited by applicant]
US 6389442B1 · Yin et al. · 2002 [cited by applicant]
US 6393447B1 · Jakobsson et al. · 2002 [cited by applicant]
US 6411715B1 · Liskov et al. · 2002 [cited by applicant]
US 6446052B1 · Juels · 2002 [cited by applicant]
US 6460141B1 · Olden · 2002 [cited by applicant]
US 6592044B1 · Wong et al. · 2003 [cited by applicant]
US 6607127B2 · Wong · 2003 [cited by applicant]
US 6609654B1 · Anderson et al. · 2003 [cited by applicant]
US 6631849B2 · Blossom · 2003 [cited by applicant]
US 6655585B2 · Shinn · 2003 [cited by applicant]
US 6681988B2 · Stack et al. · 2004 [cited by applicant]
US 6705520B1 · Pitroda et al. · 2004 [cited by applicant]
US 6755341B1 · Wong et al. · 2004 [cited by applicant]
US 6764005B2 · Cooper · 2004 [cited by applicant]
US 6769618B1 · Finkelstein · 2004 [cited by applicant]
US 6805288B2 · Routhenstein et al. · 2004 [cited by applicant]
US 6811082B2 · Wong · 2004 [cited by applicant]
US 6813354B1 · Jakobsson et al. · 2004 [cited by applicant]
US 6817532B2 · Finkelstein · 2004 [cited by applicant]
US 6873974B1 · Schutzer · 2005 [cited by applicant]
US 6902116B2 · Finkelstein · 2005 [cited by applicant]
US 6970070B2 · Juels et al. · 2005 [cited by applicant]
US 6980969B1 · Tuchler et al. · 2005 [cited by applicant]
US 6985583B1 · Brainard et al. · 2006 [cited by applicant]
US 6991155B2 · Burchette, Jr. · 2006 [cited by applicant]
US 7013030B2 · Wong et al. · 2006 [cited by applicant]
US 7035443B2 · Wong · 2006 [cited by applicant]
US 7039223B2 · Wong · 2006 [cited by applicant]
US 7044394B2 · Brown · 2006 [cited by applicant]
US 7051929B2 · Li · 2006 [cited by applicant]
US 7083094B2 · Cooper · 2006 [cited by applicant]
US 7100049B2 · Gasparini et al. · 2006 [cited by applicant]
US 7100821B2 · Rasti · 2006 [cited by applicant]
US 7111172B1 · Duane et al. · 2006 [cited by applicant]
US 7114652B2 · Moullette et al. · 2006 [cited by applicant]
US 7136514B1 · Wong · 2006 [cited by applicant]
US 7140550B2 · Ramachandran · 2006 [cited by applicant]
US 7163153B2 · Blossom · 2007 [cited by applicant]
US 7195154B2 · Routhenstein · 2007 [cited by applicant]
US 7197639B1 · Juels et al. · 2007 [cited by applicant]
US 7219368B2 · Juels et al. · 2007 [cited by applicant]
US 7225537B2 · Reed · 2007 [cited by applicant]
US 7225994B2 · Finkelstein · 2007 [cited by applicant]
US 7246752B2 · Brown · 2007 [cited by applicant]
US 7298243B2 · Juels et al. · 2007 [cited by applicant]
US 7334732B2 · Cooper · 2008 [cited by applicant]
US 7337326B2 · Palmer et al. · 2008 [cited by applicant]
US 7346775B2 · Gasparini et al. · 2008 [cited by applicant]
US 7356696B1 · Jacobsson et al. · 2008 [cited by applicant]
US 7357319B1 · Lin et al. · 2008 [cited by applicant]
US 7359507B2 · Kaliski · 2008 [cited by applicant]
US 7360688B1 · Harris · 2008 [cited by applicant]
US 7363494B2 · Brainard et al. · 2008 [cited by applicant]
US 7380710B2 · Brown · 2008 [cited by applicant]
US 7398253B1 · Pinnell · 2008 [cited by applicant]
US 7404087B2 · Teunen · 2008 [cited by applicant]
US 7421410B1 · Schechtman et al. · 2008 [cited by applicant]
US 7424570B2 · D'Albore et al. · 2008 [cited by applicant]
US 7427033B1 · Roskind · 2008 [cited by applicant]
US 7454349B2 · Teunen et al. · 2008 [cited by applicant]
US 7461250B1 · Duane et al. · 2008 [cited by applicant]
US 7461399B2 · Juels et al. · 2008 [cited by applicant]
US 7472093B2 · Juels · 2008 [cited by applicant]
US 7472829B2 · Brown · 2009 [cited by applicant]
US 7494055B2 · Fernandes et al. · 2009 [cited by applicant]
US 7502467B2 · Brainard et al. · 2009 [cited by applicant]
US 7502933B2 · Jakobsson et al. · 2009 [cited by applicant]
US 7503485B1 · Routhenstein · 2009 [cited by applicant]
US 7516492B1 · Nisbet et al. · 2009 [cited by applicant]
US 7523301B2 · Nisbet et al. · 2009 [cited by applicant]
US 7530495B2 · Cooper · 2009 [cited by applicant]
US 7532104B2 · Juels · 2009 [cited by applicant]
US 7543739B2 · Brown et al. · 2009 [cited by applicant]
US 7559464B2 · Routhenstein · 2009 [cited by applicant]
US 7562221B2 · Nystrom et al. · 2009 [cited by applicant]
US 7562222B2 · Gasparini et al. · 2009 [cited by applicant]
US 7580898B2 · Brown et al. · 2009 [cited by applicant]
US 7584153B2 · Brown et al. · 2009 [cited by applicant]
US 7591426B2 · Osterweil et al. · 2009 [cited by applicant]
US 7591427B2 · Osterweil · 2009 [cited by applicant]
US 7602904B2 · Juels et al. · 2009 [cited by applicant]
US 7631804B2 · Brown · 2009 [cited by applicant]
US 7639537B2 · Sepe et al. · 2009 [cited by applicant]
US 7641124B2 · Brown et al. · 2010 [cited by applicant]
US 7660902B2 · Graham et al. · 2010 [cited by applicant]
US 7784687B2 · Mullen et al. · 2010 [cited by applicant]
US 7793851B2 · Mullen · 2010 [cited by applicant]
US 7828207B2 · Cooper · 2010 [cited by applicant]
US 7828220B2 · Mullen · 2010 [cited by applicant]
US 7931195B2 · Mullen · 2011 [cited by applicant]
US 7954705B2 · Mullen · 2011 [cited by applicant]
US 8011577B2 · Mullen et al. · 2011 [cited by applicant]
US 8020775B2 · Mullen et al. · 2011 [cited by applicant]
US 8066191B1 · Cloutier et al. · 2011 [cited by applicant]
US 8074877B2 · Mullen et al. · 2011 [cited by applicant]
US 8172148B1 · Cloutier et al. · 2012 [cited by applicant]
US 8282007B1 · Cloutier et al. · 2012 [cited by applicant]
US 8286876B2 · Mullen et al. · 2012 [cited by applicant]
US 8302872B2 · Mullen · 2012 [cited by applicant]
US 8382000B2 · Mullen et al. · 2013 [cited by applicant]
US 8393545B1 · Mullen et al. · 2013 [cited by applicant]
US 8393546B1 · Yen et al. · 2013 [cited by applicant]
US 8413892B2 · Mullen et al. · 2013 [cited by applicant]
US 8424773B2 · Mullen et al. · 2013 [cited by applicant]
US 8459548B2 · Mullen et al. · 2013 [cited by applicant]
US 8485437B2 · Mullen et al. · 2013 [cited by applicant]
US 8511574B1 · Yen et al. · 2013 [cited by applicant]
US 8517276B2 · Mullen et al. · 2013 [cited by applicant]
US 8523059B1 · Mullen et al. · 2013 [cited by applicant]
US 8579203B1 · Lambeth et al. · 2013 [cited by applicant]
US 8590796B1 · Cloutier et al. · 2013 [cited by applicant]
US 8608083B2 · Mullen et al. · 2013 [cited by applicant]
US 8622309B1 · Mullen et al. · 2014 [cited by applicant]
US 8668143B2 · Mullen et al. · 2014 [cited by applicant]
US 8727219B1 · Mullen · 2014 [cited by applicant]
US 8733638B2 · Mullen et al. · 2014 [cited by applicant]
US 8757483B1 · Mullen et al. · 2014 [cited by applicant]
US 8757499B2 · Cloutier et al. · 2014 [cited by applicant]
US 8814050B1 · Mullen et al. · 2014 [cited by applicant]
US 8875999B2 · Mullen et al. · 2014 [cited by applicant]
US 8881989B2 · Mullen et al. · 2014 [cited by applicant]
US 8973824B2 · Mullen et al. · 2015 [cited by applicant]
US 9004368B2 · Mullen et al. · 2015 [cited by applicant]
US 9010630B2 · Mullen et al. · 2015 [cited by applicant]
US 9064255B1 · Mullen et al. · 2015 [cited by applicant]
US 9292843B1 · Mullen et al. · 2016 [cited by applicant]
US 9306666B1 · Zhang et al. · 2016 [cited by applicant]
US 9329619B1 · Cloutier · 2016 [cited by applicant]
US 9361569B2 · Mullen et al. · 2016 [cited by applicant]
US 9384438B2 · Mullen et al. · 2016 [cited by applicant]
US 9639796B2 · Mullen et al. · 2017 [cited by applicant]
US 9684861B2 · Mullen et al. · 2017 [cited by applicant]
US 9697454B2 · Mullen et al. · 2017 [cited by applicant]
US 9704088B2 · Mullen et al. · 2017 [cited by applicant]
US 9704089B2 · Mullen et al. · 2017 [cited by applicant]
US 9727813B2 · Mullen et al. · 2017 [cited by applicant]
US 9805297B2 · Mullen et al. · 2017 [cited by applicant]
US 9852368B1 · Yen et al. · 2017 [cited by applicant]
US 9928456B1 · Cloutier et al. · 2018 [cited by applicant]
US 9953255B1 · Yen et al. · 2018 [cited by applicant]
US 10032100B2 · Mullen et al. · 2018 [cited by applicant]
US 10095974B1 · Mullen et al. · 2018 [cited by applicant]
US 10169692B2 · Mullen et al. · 2019 [cited by applicant]
US 10176419B1 · Cloutier et al. · 2019 [cited by applicant]
US 10181097B1 · Mullen et al. · 2019 [cited by applicant]
US 10198687B2 · Mullen et al. · 2019 [cited by applicant]
US 10223631B2 · Mullen et al. · 2019 [cited by applicant]
US 10255545B2 · Mullen et al. · 2019 [cited by applicant]
US 20010034702A1 · Mockett et al. · 2001 [cited by applicant]
US 20010047335A1 · Arndt et al. · 2001 [cited by applicant]
US 20020059114A1 · Cockrill et al. · 2002 [cited by applicant]
US 20020082989A1 · Fife et al. · 2002 [cited by applicant]
US 20020096570A1 · Wong et al. · 2002 [cited by applicant]
US 20020120583A1 · Keresman, III et al. · 2002 [cited by applicant]
US 20030034388A1 · Routhenstein et al. · 2003 [cited by applicant]
US 20030052168A1 · Wong · 2003 [cited by applicant]
US 20030057278A1 · Wong · 2003 [cited by applicant]
US 20030116635A1 · Taban · 2003 [cited by applicant]
US 20030152253A1 · Wong · 2003 [cited by applicant]
US 20030163287A1 · Vock et al. · 2003 [cited by applicant]
US 20030173409A1 · Vogt et al. · 2003 [cited by applicant]
US 20030179909A1 · Wong et al. · 2003 [cited by applicant]
US 20030179910A1 · Wong · 2003 [cited by applicant]
US 20030226899A1 · Finkelstein · 2003 [cited by applicant]
US 20040035942A1 · Silverman · 2004 [cited by applicant]
US 20040133787A1 · Doughty · 2004 [cited by applicant]
US 20040162732A1 · Rahim et al. · 2004 [cited by applicant]
US 20040172535A1 · Jakobsson · 2004 [cited by applicant]
US 20040177045A1 · Brown · 2004 [cited by applicant]
US 20050043997A1 · Sohata et al. · 2005 [cited by applicant]
US 20050080747A1 · Anderson et al. · 2005 [cited by applicant]
US 20050086160A1 · Wong et al. · 2005 [cited by applicant]
US 20050086177A1 · Anderson et al. · 2005 [cited by applicant]
US 20050116026A1 · Burger et al. · 2005 [cited by applicant]
US 20050119940A1 · Concilio et al. · 2005 [cited by applicant]
US 20050154643A1 · Doan et al. · 2005 [cited by applicant]
US 20050228959A1 · D'Albore et al. · 2005 [cited by applicant]
US 20060000900A1 · Fernandes et al. · 2006 [cited by applicant]
US 20060037073A1 · Juels et al. · 2006 [cited by applicant]
US 20060041759A1 · Kaliski et al. · 2006 [cited by applicant]
US 20060085328A1 · Cohen et al. · 2006 [cited by applicant]
US 20060091223A1 · Zellner · 2006 [cited by applicant]
US 20060161435A1 · Atef et al. · 2006 [cited by applicant]
US 20060163353A1 · Moulette et al. · 2006 [cited by applicant]
US 20060174104A1 · Crichton et al. · 2006 [cited by applicant]
US 20060196931A1 · Holtmanns et al. · 2006 [cited by applicant]
US 20060256961A1 · Brainard et al. · 2006 [cited by applicant]
US 20070034700A1 · Poidomani et al. · 2007 [cited by applicant]
US 20070114274A1 · Gibbs et al. · 2007 [cited by applicant]
US 20070124321A1 · Szydlo et al. · 2007 [cited by applicant]
US 20070152070A1 · D'Albore · 2007 [cited by applicant]
US 20070152072A1 · Frallicciardi et al. · 2007 [cited by applicant]
US 20070153487A1 · Frallicciardi et al. · 2007 [cited by applicant]
US 20070174614A1 · Duane et al. · 2007 [cited by applicant]
US 20070241183A1 · Brown et al. · 2007 [cited by applicant]
US 20070241201A1 · Brown et al. · 2007 [cited by applicant]
US 20070256123A1 · Duane et al. · 2007 [cited by applicant]
US 20070192249A1 · Biffle et al. · 2007 [cited by applicant]
US 20070291753A1 · Romano · 2007 [cited by applicant]
US 20080005510A1 · Sepe et al. · 2008 [cited by applicant]
US 20080008315A1 · Fontana et al. · 2008 [cited by applicant]
US 20080008322A1 · Fontana et al. · 2008 [cited by applicant]
US 20080010675A1 · Massascusa et al. · 2008 [cited by applicant]
US 20080016351A1 · Fontana et al. · 2008 [cited by applicant]
US 20080019507A1 · Fontana et al. · 2008 [cited by applicant]
US 20080028447A1 · O'Malley et al. · 2008 [cited by applicant]
US 20080029607A1 · Mullen · 2008 [cited by applicant]
US 20080035738A1 · Mullen · 2008 [cited by applicant]
US 20080040271A1 · Hammad et al. · 2008 [cited by applicant]
US 20080040276A1 · Hammad et al. · 2008 [cited by applicant]
US 20080054068A1 · Mullen · 2008 [cited by applicant]
US 20080054079A1 · Mullen · 2008 [cited by applicant]
US 20080054081A1 · Mullen · 2008 [cited by applicant]
US 20080058016A1 · DiMaggio et al. · 2008 [cited by applicant]
US 20080059379A1 · Ramaci et al. · 2008 [cited by applicant]
US 20080065555A1 · Mullen · 2008 [cited by applicant]
US 20080096326A1 · Reed · 2008 [cited by applicant]
US 20080116285A1 · Shoemaker · 2008 [cited by applicant]
US 20080126398A1 · Cimino · 2008 [cited by applicant]
US 20080128515A1 · Di Iorio · 2008 [cited by applicant]
US 20080148394A1 · Poidomani et al. · 2008 [cited by applicant]
US 20080201264A1 · Brown et al. · 2008 [cited by applicant]
US 20080209550A1 · Di Lorio · 2008 [cited by applicant]
US 20080288699A1 · Chichierchia · 2008 [cited by applicant]
US 20080294930A1 · Varone et al. · 2008 [cited by applicant]
US 20080302869A1 · Mullen · 2008 [cited by applicant]
US 20080302876A1 · Mullen · 2008 [cited by applicant]
US 20080302877A1 · Musella et al. · 2008 [cited by applicant]
US 20080308627A1 · Sines et al. · 2008 [cited by applicant]
US 20090013122A1 · Sepe et al. · 2009 [cited by applicant]
US 20090036147A1 · Romano · 2009 [cited by applicant]
US 20090046522A1 · Sepe et al. · 2009 [cited by applicant]
US 20090108064A1 · Fernandes et al. · 2009 [cited by applicant]
US 20090150295A1 · Hatch et al. · 2009 [cited by applicant]
US 20090152365A1 · Li et al. · 2009 [cited by applicant]
US 20090159663A1 · Mullen et al. · 2009 [cited by applicant]
US 20090159667A1 · Mullen et al. · 2009 [cited by applicant]
US 20090159668A1 · Mullen et al. · 2009 [cited by applicant]
US 20090159669A1 · Mullen et al. · 2009 [cited by applicant]
US 20090159670A1 · Mullen et al. · 2009 [cited by applicant]
US 20090159671A1 · Mullen et al. · 2009 [cited by applicant]
US 20090159672A1 · Mullen et al. · 2009 [cited by applicant]
US 20090159673A1 · Mullen et al. · 2009 [cited by applicant]
US 20090159680A1 · Mullen et al. · 2009 [cited by applicant]
US 20090159681A1 · Mullen et al. · 2009 [cited by applicant]
US 20090159682A1 · Mullen et al. · 2009 [cited by applicant]
US 20090159688A1 · Mullen et al. · 2009 [cited by applicant]
US 20090159689A1 · Mullen et al. · 2009 [cited by applicant]
US 20090159690A1 · Mullen et al. · 2009 [cited by applicant]
US 20090159696A1 · Mullen · 2009 [cited by applicant]
US 20090159697A1 · Mullen et al. · 2009 [cited by applicant]
US 20090159698A1 · Mullen et al. · 2009 [cited by applicant]
US 20090159699A1 · Mullen et al. · 2009 [cited by applicant]
US 20090159700A1 · Mullen et al. · 2009 [cited by applicant]
US 20090159701A1 · Mullen et al. · 2009 [cited by applicant]
US 20090159702A1 · Mullen · 2009 [cited by applicant]
US 20090159703A1 · Mullen et al. · 2009 [cited by applicant]
US 20090159704A1 · Mullen et al. · 2009 [cited by applicant]
US 20090159705A1 · Mullen et al. · 2009 [cited by applicant]
US 20090159706A1 · Mullen et al. · 2009 [cited by applicant]
US 20090159707A1 · Mullen et al. · 2009 [cited by applicant]
US 20090159708A1 · Mullen et al. · 2009 [cited by applicant]
US 20090159709A1 · Mullen · 2009 [cited by applicant]
US 20090159710A1 · Mullen et al. · 2009 [cited by applicant]
US 20090159711A1 · Mullen et al. · 2009 [cited by applicant]
US 20090159712A1 · Mullen et al. · 2009 [cited by applicant]
US 20090159713A1 · Mullen et al. · 2009 [cited by applicant]
US 20090160617A1 · Mullen et al. · 2009 [cited by applicant]
US 20090242648A1 · Di Sirio et al. · 2009 [cited by applicant]
US 20090244858A1 · Di Sirio et al. · 2009 [cited by applicant]
US 20090253460A1 · Varone et al. · 2009 [cited by applicant]
US 20090255996A1 · Brown et al. · 2009 [cited by applicant]
US 20090290704A1 · Cimino · 2009 [cited by applicant]
US 20090303885A1 · Longo · 2009 [cited by applicant]
US 20090308921A1 · Mullen · 2009 [cited by applicant]
US 20110028184A1 · Cooper · 2011 [cited by applicant]
US 20110272465A1 · Mullen et al. · 2011 [cited by applicant]
US 20110272466A1 · Mullen et al. · 2011 [cited by applicant]
US 20110272467A1 · Mullen et al. · 2011 [cited by applicant]
US 20110272471A1 · Mullen · 2011 [cited by applicant]
US 20110272472A1 · Mullen · 2011 [cited by applicant]
US 20110272473A1 · Mullen et al. · 2011 [cited by applicant]
US 20110272474A1 · Mullen et al. · 2011 [cited by applicant]
US 20110272475A1 · Mullen et al. · 2011 [cited by applicant]
US 20110272476A1 · Mullen et al. · 2011 [cited by applicant]
US 20110272477A1 · Mullen et al. · 2011 [cited by applicant]
US 20110272478A1 · Mullen · 2011 [cited by applicant]
US 20110272479A1 · Mullen · 2011 [cited by applicant]
US 20110272480A1 · Mullen et al. · 2011 [cited by applicant]
US 20110272481A1 · Mullen et al. · 2011 [cited by applicant]
US 20110272482A1 · Mullen et al. · 2011 [cited by applicant]
US 20110272483A1 · Mullen et al. · 2011 [cited by applicant]
US 20110272484A1 · Mullen et al. · 2011 [cited by applicant]
US 20110276380A1 · Mullen et al. · 2011 [cited by applicant]
US 20110276381A1 · Mullen et al. · 2011 [cited by applicant]
US 20110276416A1 · Mullen et al. · 2011 [cited by applicant]
US 20110276424A1 · Mullen · 2011 [cited by applicant]
US 20110276425A1 · Mullen · 2011 [cited by applicant]
US 20110276436A1 · Mullen et al. · 2011 [cited by applicant]
US 20110276437A1 · Mullen et al. · 2011 [cited by applicant]
US 20110278364A1 · Mullen et al. · 2011 [cited by applicant]
US 20110282753A1 · Mullen et al. · 2011 [cited by applicant]
US 20120286037A1 · Mullen et al. · 2012 [cited by applicant]
US 20120318871A1 · Mullen et al. · 2012 [cited by applicant]
US 20120326013A1 · Cloutier et al. · 2012 [cited by applicant]
US 20130020396A1 · Mullen et al. · 2013 [cited by applicant]
US 20130282573A1 · Mullen et al. · 2013 [cited by applicant]
US 20130282575A1 · Mullen et al. · 2013 [cited by applicant]
US 20150186766A1 · Mullen et al. · 2015 [cited by applicant]
US 20160180209A1 · Mullen et al. · 2016 [cited by applicant]
US 20160239735A1 · Mullen et al. · 2016 [cited by applicant]
US 20160283837A1 · Mullen et al. · 2016 [cited by applicant]
US 20160307085A1 · Mullen et al. · 2016 [cited by applicant]
US 20160335529A1 · Mullen et al. · 2016 [cited by applicant]
US 20160342876A1 · Mullen et al. · 2016 [cited by applicant]
US 20160342877A1 · Mullen et al. · 2016 [cited by applicant]
US 20160342878A1 · Mullen et al. · 2016 [cited by applicant]
US 20160342879A1 · Mullen et al. · 2016 [cited by applicant]
US 20160342880A1 · Mullen et al. · 2016 [cited by applicant]
US 20170300796A1 · Mullen et al. · 2017 [cited by applicant]
JP 05210770A · 1993 [cited by applicant]
WO WO9852735 · 1998 [cited by applicant]
WO WO0247019 · 2002 [cited by applicant]
WO WO06066322 · 2006 [cited by applicant]
WO WO06080929 · 2006 [cited by applicant]
WO WO06105092 · 2006 [cited by applicant]
WO WO06116772 · 2006 [cited by applicant]
WO WO08064403 · 2008 [cited by applicant]
WO PCTUS1125047 · 2011 [cited by applicant]
WO PCTUS1137041 · 2011 [cited by applicant]
WO PCTUS1145991 · 2011 [cited by applicant]
WO PCTUS1231919 · 2012 [cited by applicant]
WO PCTUS1231921 · 2012 [cited by applicant]
WO PCTUS1237237 · 2012 [cited by applicant]
WO PCTUS1326746 · 2013 [cited by applicant]
U.S. Appl. No. 60/675,388, Poidomani et al. [cited by applicant]
U.S. Appl. No. 60/594,300, Poidomani et al. [cited by applicant]
The Bank Credit Card Business. Second Edition, American Bankers Association, Washington, D.C., 1996. [cited by applicant]
A Day in the Life of a Flux Reversal. http://www.phrack/org/issues.html?issue=37&id=6#article. As viewed on Apr. 12, 2010. [cited by applicant]
Dynamic Virtual Credit Card Numbers. http://homes.cerias.purdue.edu/˜jtli/paper/fc07.pdf. As viewed on Apr. 12, 2010. [cited by applicant]
English translation of JP 05210770 A. [cited by applicant]